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Ameriserv Financial Inc (ASRV) Annual Income Statement

Annual · GAAP · USD millions
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From Ameriserv Financial Inc through Dec 31 2021, changes in Dec 31 2025's revenue and cost structure provide insight into profitability trends.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Dividend Income, Securities, Operating7.63
Interest Income, Other Domestic Deposits0.00
Other Income63.72
Total Interest Income71.35
Interest Expense, Deposits25.47
Interest Expense, Short-term Borrowings0.27
Interest Expense, Long-term Debt and Capital Securities1.05
Total Interest Expense71.35
Net Interest Income0.00
Provision for loan losses4.12
Total Net Interest Income38.14
Service Fees, Investment Banking, Brokerage and Other Transactions0.12
Revenue From Contract With Customer Excluding Assessed Tax14.63
Other Non-interest Income2.70
Loss / Gain on Investment0.00
Other Non-Interest Income-0.56
Total Non-interest Income16.99
Total Revenues55.13
Costs & Expenses
Salaries & employee benefits, SGA1.45
Restructuring, Accretion & impairment charges0.00
Communications, Occupancy and Information Technology2.98
Professional Fees3.76
Supplies and Postage Expense0.70
Federal Deposit Insurance Corporation Premium Expense0.99
Other Noninterest Expense3.01
Other loss /-income35.45
Total Operating Expenses48.34
Total Costs & Expenses77.43
Income & Taxes
Income /-loss before income taxes6.80
Income taxes expenses/-benefit1.18
Income after income taxes5.61
Net income/-loss of other equity0.00
Income /-loss after income taxes5.61
Net Income/-loss5.61
Income/-loss to shareholder5.61
Earnings Per Share
Basic EPS (excl. extra items)0.34
Basic Net EPS0.34
Basic shares outstanding (Mill. of Units)16.52
Diluted Net EPS0.34
Diluted average shares (Mill. of Units)16.53
Dividend per share0.12
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About Ameriserv Financial Inc Pa Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.