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American Coastal Insurance (ACIC) Annual Income Statement

Annual · GAAP · USD millions
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The income statement data below highlights shifts in American Coastal Insurance's operating performance over recent quarters.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Commissions, Premiums and other Revenue306.85
Other Operating Revenue0.00
Other Revenue6.38
Total Revenue335.44
Costs & Expenses
Deferred Policy Acquisition Cost, Amortization Expense97.84
Provision for Loan, Lease, and Other Losses0.00
Policyholder Benefits and Claims Incurred, Net46.04
Gross Profit191.56
Selling, Administration, Marketing40.46
Gain (Loss) on Disposition of Assets and Investments0.00
Depreciation & Amortization0.00
Research & Development0.00
Other Operating Expense / Income10.82
Unusual Expense / Income0.00
Operating Costs195.16
Fees and Commission0.00
Interest Expense10.82
Net Interest Expense / Income10.82
Other Loss / Income-13.27
Total Costs & Expenses192.71
Income & Taxes
Income / Loss Before Income Taxes142.73
Income Taxes Expense / Benefit35.94
Income After Income Taxes106.80
Net Income / Loss of Other Equity0.00
Income / Loss from Continuing Operations106.80
Discontinued Operations0.04
Net Income / Loss106.84
Non-controlling Interests0.00
Income / Loss Attributable to Shareholders106.84
EBIT153.55
EBITD160.12
EBITDA160.12
Earnings Per Share
Basic EPS (excl. extra items)2.20
Extraordinary items0.00
Basic Net EPS2.20
Basic shares outstanding (Mill. of Units)48.48
Diluted Net EPS2.15
Diluted average shares (Mill. of Units)49.78
Dividend per share0.75
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About American Coastal Insurance Corp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: March 9, 2026
  • Original filing: acic-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.