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Ameris Bancorp (ABCB) Annual Income Statement

Annual · GAAP · USD millions
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By examining income statement figures across successive periods, users can identify shifts in Ameris Bancorp's profitability and expense structure.
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Annual Report, GAAP in USD millions
ITEM 		(Dec 31 2025)
2025 		(Dec 31 2024) (Dec 31 2023) (Dec 31 2022) (Dec 31 2021)
Revenues
Interest and Fee Income, Loans and Leases1,265.35
Interest and Dividend Income, Securities, Operating1.43
Interest Income, Federal Funds Sold0.00
Interest Income, Deposits with Financial Institutions40.42
Other Income87.33
Total Interest Income1,394.53
Interest Expense, Deposits424.18
Interest Expense, Borrowings33.43
Total Interest Expense457.60
Net Interest Income936.92
Provision for loan losses47.41
Total Net Interest Income866.68
Fees and Commissions, Mortgage Banking and Servicing147.02
Noninterest Income, Other32.69
Loss / Gain on Investment1.63
Other Non-Interest Income86.56
Total Non-interest Income271.04
Total Revenues1,137.71
Costs & Expenses
Salaries & employee benefits, SGA11.99
Restructuring, Accretion & impairment charges0.00
Other Operating Costs0.00
Depreciation & Amortization15.94
Communications, Occupancy and Information Technology44.92
Professional Fees18.15
Other Noninterest Expense56.93
Other loss /-income422.83
Total Operating Expenses603.95
Total Costs & Expenses1,061.55
Income & Taxes
Income /-loss before income taxes533.76
Income taxes expenses/-benefit121.61
Income after income taxes412.15
Income /-loss after income taxes412.15
Net Income/-loss412.15
Income/-loss to shareholder412.15
Earnings Per Share
Basic EPS (excl. extra items)6.02
Basic Net EPS6.02
Basic shares outstanding (Mill. of Units)68.45
Diluted Net EPS6.00
Diluted average shares (Mill. of Units)68.71
Dividend per share0.80
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About Ameris Bancorp Annual Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-K filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-K filings
  • Filed with the SEC: February 26, 2026
  • Original filing: abcb-20251231.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.