Citizens Business Bank Expands with New Branch in Temecula-Murrieta Region’
Ontario, CA, November 5, 2025’ - Citizens Business Bank has announced the opening of a new Loan Production Office in Temecula, California. This expansion into the Temecula-Murrieta region marks a significant step forward for the bank, which continues to extend its reach and deepen its financial services across Southern California.
Citizens Business Bank’s latest movement reflects strategic growth ambitions, with a particular focus on responding to the community’s financing needs through increased accessibility and tailored lending solutions. The new Loan Production Office will serve as a local hub for facilitating loans, providing a blend of personalized service and diverse financial products aimed at empowering businesses and individuals in the region.
Amidst this expansion, CVB Financial Corp., the holding company for Citizens Business Bank, has demonstrated a notably strong financial performance. Their Leverage Ratio, a critical figure indicating the extent of a company’s borrowed capital, has experienced a slight reduction to 11.41%. Notably, the leverage ratio stands well above the industry average, emphasizing CVB Financial’s stability and efficient management of debt.
This adjustment is attributed to net new borrowings of 1.06%, which slightly influenced the Leverage Ratio, yet remains favorable compared to 16 other companies within the industry that reported lower ratios in the second quarter of 2025. As a testament to its prudent financial strategy, CVB Financial’s overall Leverage Ratio ranking has improved significantly over the past year. It advanced from a ranking of 3434 in the first quarter of 2025 to now surpass the previous 11.35, reflecting advancement ahead of many of its peers.
Further underscoring its financial health, the company’s trailing twelve-month Leverage Ratio declined to 11.49%, marking an improvement over the firm’s average Leverage Ratio and representing the lowest in the industry. This change is partly due to a 1.06% repayment of liabilities, reinforcing CVB Financial Corp’s responsible debt management and operational robustness, which are attractive for investors and stakeholders alike.
Citizens Business Bank’s increased presence in the Temecula-Murrieta area will likely bolster its competitive edge in both regional and broader financial markets, as it aligns efficient operations with strategic development endeavors.
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