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Optimumbank Holdings Inc (OPHC) Quarterly Income Statement

Quarterly · GAAP · USD millions
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Quarterly income statement trends provide context on Optimumbank Holdings Inc's margins, operating leverage, and earnings trajectory.
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Quarterly Report, GAAP in USD millions
ITEM 		(Jun 30 2026)
Q2 2026 		(Mar 31 2026) (Dec 31 2025) (Sep 30 2025) (Jun 30 2025)
Revenues
Interest and Fee Income, Loans and Leases20.39
Interest and Dividend Income, Securities, Operating0.20
Other Interest and Dividend Income1.13
Total Interest Income21.72
Interest Expense, Deposits6.63
Interest Expense, Borrowings0.39
Total Interest Expense0.00
Net Interest Income14.70
Provision for loan losses-0.03
Total Net Interest Income14.73
Noninterest Income, Other Operating Income0.94
Loss / Gain on Investment0.00
Other Non-Interest Income0.00
Total Non-interest Income2.49
Total Revenues17.22
Costs & Expenses
Salaries & employee benefits, SGA5.28
Other Operating Costs-0.04
Communications, Occupancy and Information Technology1.34
Professional Fees0.36
Other Noninterest Expense1.20
Other loss /-income0.00
Total Operating Expenses8.38
Total Costs & Expenses8.38
Income & Taxes
Income /-loss before income taxes8.84
Income taxes expenses/-benefit2.18
Income after income taxes6.66
Net income/-loss of other equity0.00
Income /-loss after income taxes6.66
Net Income/-loss6.66
Income/-loss to shareholder6.66
Earnings Per Share
Basic EPS (excl. extra items)0.40
Basic Net EPS0.40
Basic shares outstanding (Mill. of Units)12.24
Diluted Net EPS0.28
Diluted average shares (Mill. of Units)23.69
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About Optimumbank Holdings Inc Quarterly Income Statement

What this statement shows

This page presents issuer-reported income statement data, detailing revenue, operating costs, expenses, and earnings as disclosed in SEC 10-Q filings and standardized by CSIMarket. The income statement reflects operating performance over a reporting period rather than financial position at a single date.

Revenue and expense treatment

Revenue and expense items are aligned to support period-to-period comparability. Operating and non-operating items, interest, and income taxes are classified based on issuer disclosures and XBRL tagging.

Source & verification

  • Source: SEC 10-Q filings
  • Filed with the SEC: August 10, 2026
  • Original filing: form10-q.htm

Income statement figures represent operating results for each reporting period and may be revised in subsequent filings.