Mi Homes Inc's Customers Performance
MHO
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MHO's Source of Revenues |
In the Q4, Mi Homes Inc 's corporate clients experienced a fall by -35.76 % in their costs of revenue, compared to a year ago, sequentially costs of revenue grew by 4.56 %. During the corresponding time, Mi Homes Inc revenue deteriorated by -20.08 % year on year, sequentially revenue fell by -7.05 %. While revenue at the Mi Homes Inc 's corporate clients recorded rose by 5.47 % year on year, sequentially revenue fell by -0.8 %.
• List of MHO Customers
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Customers of Mi Homes Inc saw their costs of revenue fall by -35.76 % in Q4 compare to a year ago, sequentially costs of revenue grew by 4.56 %, for the same period Mi Homes Inc revnue deteriorated by -20.08 % year on year, sequentially revnue fell by -7.05 %.
• List of MHO Customers
Select the Relationship:
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Customers Net Income fell in Q4 by |
Customers Net margin fell to % |
-43.71 % |
11.26 % |
Mi Homes Inc's Comment on Sales, Marketing and Customers
We continued to focus our marketing efforts on first-time and move-up homebuyers,
including empty-nester homebuyers and the age-targeted segment. These latter
two segments further expand our luxury segment, which allows us to place more
emphasis on the re-emergence of our Showcase Collection. We market and sell
our homes under the M/I Homes and Showcase Collection (exclusively by M/I Homes)
brands. Our marketing efforts are directed at driving product preference for
the M/I Homes brand as opposed to other homebuilders or the resale market.
We provide our homebuyers with the following products, programs and services
which we believe differentiate our brand: (1) better built and higher quality
homes located in attractive areas and desirable communities that are supported,
in the majority of our markets, by our 30-year transferable structural warranty
(we offer a 10-year transferable structural warranty in our Texas markets);
(2) upgraded model homes and highly-trained sales consultants to build the buyer’s
confidence and enhance the quality of the homebuying experience; (3) our StyleSmart
Design Centers and suite of home design products and StyleSmart Design Consultants
that assist our homebuyers in selecting product and design options; (4) our
Whole Home building standards which are designed to create a more eco-friendly
and energy efficient home that will generally save our customers up to 30% on
their energy costs compared to a home that is built to minimum code requirements;
(5) our mortgage financing programs that we offer through M/I Financial, including
competitive 30-year fixed-rate loans; (6) our Ready Now Homes program which
offers homebuyers the opportunity to close on certain new homes in 60 days or
less; (7) our Confidence Builder Program, which provides our customers peace
of mind throughout the homebuilding process; and (8) our unwavering focus on
customer care and customer satisfaction.
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Mi Homes Inc's Comment on Sales, Marketing and Customers
We continued to focus our marketing efforts on first-time and move-up homebuyers,
including empty-nester homebuyers and the age-targeted segment. These latter
two segments further expand our luxury segment, which allows us to place more
emphasis on the re-emergence of our Showcase Collection. We market and sell
our homes under the M/I Homes and Showcase Collection (exclusively by M/I Homes)
brands. Our marketing efforts are directed at driving product preference for
the M/I Homes brand as opposed to other homebuilders or the resale market.
We provide our homebuyers with the following products, programs and services
which we believe differentiate our brand: (1) better built and higher quality
homes located in attractive areas and desirable communities that are supported,
in the majority of our markets, by our 30-year transferable structural warranty
(we offer a 10-year transferable structural warranty in our Texas markets);
(2) upgraded model homes and highly-trained sales consultants to build the buyer’s
confidence and enhance the quality of the homebuying experience; (3) our StyleSmart
Design Centers and suite of home design products and StyleSmart Design Consultants
that assist our homebuyers in selecting product and design options; (4) our
Whole Home building standards which are designed to create a more eco-friendly
and energy efficient home that will generally save our customers up to 30% on
their energy costs compared to a home that is built to minimum code requirements;
(5) our mortgage financing programs that we offer through M/I Financial, including
competitive 30-year fixed-rate loans; (6) our Ready Now Homes program which
offers homebuyers the opportunity to close on certain new homes in 60 days or
less; (7) our Confidence Builder Program, which provides our customers peace
of mind throughout the homebuilding process; and (8) our unwavering focus on
customer care and customer satisfaction.
MHO's vs. Customers, Data
(Revenue and Income for Trailing 12 Months, in Millions of $, except Employees)
COMPANY NAME |
MARKET CAP |
REVENUES |
INCOME |
EMPLOYEES |
Mi Homes Inc |
3,667.23 |
4,033.50 |
465.37 |
1,008 |
M and t Bank Corporation |
24,207.62 |
9,341.58 |
2,918.89 |
17,569 |
Allstate Corp |
48,700.68 |
50,474.00 |
3,599.00 |
54,700 |
American International Group Inc |
56,829.79 |
46,802.00 |
3,878.00 |
36,600 |
Apartment Investment And Management Company |
1,171.47 |
179.61 |
-209.27 |
1,693 |
Bank Of America Corporation |
303,276.39 |
98,581.00 |
26,515.00 |
208,000 |
The Bank Of New York Mellon Corporation |
45,418.12 |
17,383.00 |
3,288.00 |
49,100 |
Truist Financial Corporation |
50,087.34 |
21,281.00 |
-1,047.00 |
52,641 |
Cincinnati Financial Corporation |
19,525.37 |
10,013.00 |
1,843.00 |
5,166 |
Citigroup inc |
144,153.24 |
78,462.00 |
9,381.00 |
223,400 |
Equity Residential |
24,733.38 |
2,846.17 |
711.57 |
2,400 |
First Horizon Corp |
8,666.85 |
3,207.00 |
916.00 |
0 |
H and r Block Inc |
6,980.99 |
3,488.68 |
592.46 |
2,200 |
Huntington Bancshares Incorporated |
20,302.04 |
6,958.00 |
1,971.00 |
0 |
Jpmorgan Chase and Co |
586,332.72 |
148,784.00 |
47,760.00 |
271,025 |
Metlife Inc |
56,519.01 |
66,905.00 |
1,602.00 |
43,000 |
Mgic Investment Corp |
6,393.64 |
1,155.10 |
712.95 |
800 |
Pinnacle West Capital Corporation |
8,440.03 |
4,695.99 |
518.78 |
91 |
Progressive Corp |
121,935.03 |
62,108.50 |
3,902.40 |
49,077 |
Prologis Inc |
123,690.93 |
7,885.81 |
3,197.33 |
2,053 |
Pultegroup Inc |
26,597.71 |
16,061.58 |
2,602.37 |
6,182 |
Slm Corp |
5,100.07 |
1,463.87 |
581.39 |
1,000 |
Genworth Financial Inc |
2,898.63 |
7,488.00 |
139.00 |
5,300 |
Us Bancorp De |
68,783.19 |
25,738.00 |
5,458.00 |
68,796 |
Wells Fargo and Company |
215,244.17 |
77,198.00 |
19,255.00 |
247,848 |
Zions Bancorporation National Association |
6,430.84 |
2,983.00 |
680.00 |
9,685 |
D r Horton Inc |
54,937.31 |
35,928.60 |
4,782.60 |
13,237 |
Pnc Financial Services Group Inc |
0.00 |
21,490.00 |
5,725.00 |
59,426 |
The Hartford Financial Services Group Inc |
31,986.15 |
24,527.00 |
2,504.00 |
18,100 |
Fifth Third Bancorp |
25,448.30 |
8,193.00 |
2,349.00 |
19,112 |
Northern Trust Corporation |
18,595.91 |
6,749.00 |
1,107.30 |
21,100 |
Regions Financial Corporation |
19,525.88 |
7,023.00 |
4,583.00 |
19,626 |
Capital one financial corp |
56,448.71 |
26,361.00 |
4,810.00 |
50,767 |
Loews Corp |
17,842.93 |
15,901.00 |
1,545.00 |
10,340 |
Avalonbay Communities inc |
26,358.95 |
2,767.91 |
928.44 |
2,927 |
Travelers Companies inc |
53,758.49 |
41,364.00 |
2,991.00 |
30,800 |
Schwab Charles Corp |
131,617.95 |
18,837.00 |
5,067.00 |
33,400 |
Berkshire Hathaway Inc |
492,047.10 |
349,271.00 |
77,710.00 |
0 |
Mbia Inc |
321.08 |
95.00 |
-407.00 |
252 |
Lgi Homes Inc |
2,665.67 |
2,358.58 |
199.23 |
390 |
Meritage Homes Corporation |
6,185.02 |
1,518.56 |
738.75 |
1,409 |
Nvr Inc |
27,018.67 |
9,518.20 |
1,591.61 |
6,600 |
Beazer Homes Usa Inc |
967.26 |
2,147.69 |
156.01 |
1,063 |
M d c Holdings Inc |
4,762.79 |
4,520.11 |
401.01 |
0 |
Skyline Champion Corporation |
4,738.01 |
2,000.90 |
237.50 |
1,200 |
Cavco Industries Inc |
3,246.33 |
1,851.05 |
171.33 |
3,700 |
Hovnanian Enterprises Inc |
993.03 |
2,463.18 |
132.53 |
0 |
Toll Brothers Inc |
13,974.92 |
9,994.94 |
1,372.07 |
3,900 |
Lennar Corp |
49,089.39 |
34,233.37 |
3,961.29 |
9,495 |
Achari Ventures Holdings Corp I |
35.36 |
855.20 |
-2.25 |
214 |
Taylor Morrison Home Corp |
6,656.13 |
7,901.79 |
871.98 |
113 |
Tri Pointe Homes Inc |
3,666.15 |
4,167.88 |
349.20 |
1,036 |
Century Communities Inc |
2,990.25 |
3,727.03 |
194.24 |
510 |
Green Brick Partners Inc |
2,682.95 |
1,758.42 |
287.48 |
0 |
Vanjia Corporation |
165.60 |
0.02 |
0.07 |
1 |
Nobility Homes Inc |
109.02 |
64.82 |
11.32 |
129 |
Robinhood Markets Inc |
17,099.15 |
1,865.00 |
-541.00 |
1,000 |
Bok Financial Corp |
5,796.51 |
2,016.13 |
531.13 |
4,789 |
Popular Inc |
6,222.12 |
2,573.64 |
539.93 |
7,810 |
Citizens Financial Group Inc |
16,586.78 |
7,537.00 |
1,491.00 |
17,463 |
Cyngn Inc |
5.95 |
1.71 |
-23.00 |
3,570 |
East West Bancorp inc |
10,835.14 |
2,482.52 |
1,161.16 |
2,833 |
First Citizens Bancshares Inc |
23,260.82 |
18,787.00 |
11,466.00 |
5,734 |
First Financial Bankshares Inc |
4,386.41 |
490.18 |
211.67 |
1,270 |
First Interstate Bancsystem Inc |
2,728.67 |
993.60 |
257.50 |
1,742 |
Fnb Corp |
4,937.50 |
1,499.00 |
485.00 |
2,747 |
Fulton Financial Corp |
2,529.75 |
1,021.14 |
290.56 |
3,460 |
Glacier Bancorp Inc |
4,225.63 |
794.97 |
222.93 |
2,245 |
Hilltop Holdings Inc |
1,954.81 |
1,177.43 |
117.98 |
5,300 |
First Internet Bancorp |
294.33 |
84.38 |
8.42 |
152 |
Independent Bank Corp |
2,241.24 |
707.88 |
239.50 |
1,051 |
Nbt Bancorp Inc |
1,620.81 |
488.78 |
124.46 |
1,721 |
Ofg Bancorp |
1,687.18 |
628.61 |
181.87 |
1,466 |
Northwest Bancshares inc |
1,420.87 |
526.63 |
134.96 |
2,007 |
Pacwest Bancorp |
896.48 |
860.79 |
-1,375.05 |
1,670 |
Park National Corporation |
2,116.78 |
462.84 |
126.73 |
1,793 |
Renasant Corp |
1,672.27 |
616.81 |
144.68 |
1,996 |
Simmons First National Corp |
2,344.24 |
763.66 |
375.66 |
1,946 |
Svb Financial Group |
15,943.02 |
5,793.00 |
1,609.00 |
6,567 |
Santander Holdings Usa Inc |
0.00 |
7,508.72 |
1,085.79 |
15,150 |
South State Corp |
6,193.39 |
1,625.43 |
494.31 |
2,058 |
S and t Bancorp Inc |
1,175.67 |
389.14 |
144.78 |
1,067 |
Triumph Financial Inc |
1,771.66 |
406.05 |
41.08 |
0 |
Texas Capital Bancshares Inc |
0.00 |
-637.40 |
386.24 |
1,329 |
Union Bankshares Inc |
139.62 |
48.25 |
24.13 |
0 |
United Bankshares Inc |
4,567.30 |
1,031.46 |
386.69 |
1,701 |
United Community Banks Inc |
2,906.47 |
803.82 |
180.85 |
1,883 |
Umb Financial Corp |
4,018.53 |
1,411.63 |
379.27 |
3,830 |
Valley National Bancorp |
3,222.88 |
1,370.42 |
474.86 |
2,929 |
Westamerica Bancorporation |
1,261.58 |
324.80 |
161.77 |
813 |
Western Alliance Bancorporation |
6,671.76 |
2,557.00 |
722.40 |
1,446 |
Webster Financial Corporation |
8,756.17 |
2,500.86 |
867.84 |
2,946 |
Wesbanco Inc |
1,682.84 |
595.54 |
176.27 |
1,633 |
Allegiance Bancshares Inc. |
855.34 |
236.52 |
75.71 |
305 |
American National Bankshares Inc |
487.03 |
102.42 |
26.16 |
303 |
Arrow Financial Corporation |
411.19 |
130.57 |
67.60 |
511 |
Commerce Bancshares Inc |
6,748.30 |
1,535.72 |
485.18 |
4,391 |
Cullen |
6,942.23 |
1,941.04 |
597.97 |
4,211 |
Embassy Bancorp Inc |
105.45 |
44.94 |
14.82 |
76 |
Equity Bancshares Inc |
510.15 |
193.67 |
47.73 |
297 |
Fidelity D and D Bancorp Inc |
264.42 |
72.13 |
18.21 |
164 |
F and m Bank Corp |
59.58 |
40.79 |
2.77 |
168 |
Fncb Bancorp Inc |
116.65 |
52.66 |
12.98 |
269 |
Franklin Financial Services Corporation |
113.92 |
65.76 |
13.60 |
250 |
First National Corp |
101.93 |
55.98 |
15.25 |
187 |
Hills Bancorporation |
605.19 |
131.99 |
43.31 |
391 |
Isabella Bank Corp |
148.74 |
67.03 |
19.44 |
374 |
Juniata Valley Financial Corp |
62.69 |
27.51 |
6.60 |
105 |
National Bank Holdings Corp |
1,341.06 |
417.57 |
142.05 |
956 |
New Peoples Bankshares Inc |
59.24 |
38.13 |
7.89 |
4,000 |
Prosperity Bancshares Inc |
5,870.35 |
1,111.47 |
461.72 |
3,037 |
Prime Meridian Holding Co |
70.22 |
29.79 |
8.71 |
56 |
Smartfinancial Inc |
343.29 |
149.38 |
28.59 |
225 |
Vecta Inc |
409.30 |
1.92 |
0.09 |
15 |
Uwharrie Capital Corp |
53.98 |
41.56 |
9.27 |
156 |
Washington Trust Bancorp Inc |
449.64 |
190.04 |
48.18 |
582 |
Wilson Bank Holding Co |
0.00 |
159.89 |
50.08 |
446 |
Wsfs Financial Corporation |
2,629.57 |
931.76 |
289.96 |
947 |
Bankfinancial Corp |
129.18 |
56.84 |
10.75 |
230 |
West Bancorporation Inc |
281.77 |
78.40 |
24.14 |
174 |
Brookline Bancorp inc |
832.93 |
333.44 |
75.00 |
675 |
Orix Corporation |
130,545.07 |
18,580.22 |
1,948.82 |
33,333 |
Ag Mortgage Investment Trust Inc |
128.05 |
121.24 |
53.78 |
380 |
Lendingtree inc |
517.44 |
672.50 |
-122.40 |
312 |
Nomura Holdings Inc |
20,123.39 |
17,228.01 |
635.13 |
28,865 |
Mizuho Financial Group Inc |
10,252.96 |
13,877.30 |
235.75 |
56,375 |
Amtd Idea Group |
520.60 |
178.34 |
163.37 |
5,690 |
Interactive Brokers Group inc |
11,665.61 |
4,340.00 |
2,812.00 |
1,087 |
Navient Corporation |
2,064.26 |
1,297.00 |
361.00 |
7,300 |
B Riley Financial Inc |
531.81 |
1,792.70 |
-79.42 |
217 |
Sei Investments Company |
9,416.17 |
1,919.79 |
462.26 |
2,969 |
Ally Financial Inc |
11,964.36 |
8,214.00 |
910.00 |
7,100 |
Atlanticus Holdings Corp |
524.85 |
1,155.88 |
101.95 |
319 |
Enova International Inc |
1,951.76 |
2,020.21 |
191.23 |
1,132 |
1st Franklin Financial Corporation |
2.51 |
369.32 |
2.36 |
1 |
Lendingclub Corporation |
911.82 |
621.05 |
-187.54 |
1,382 |
Nelnet Inc |
3,458.79 |
1,932.10 |
54.44 |
3,400 |
Ocwen Financial Corporation |
199.88 |
1,066.70 |
-63.70 |
11,400 |
Pennymac Financial Services inc |
4,696.04 |
1,933.04 |
144.66 |
2,509 |
Regional Management Corp |
230.06 |
541.76 |
25.92 |
1,421 |
Security National Financial Corporation |
173.98 |
351.77 |
32.87 |
1,271 |
Walker and Dunlop Inc |
3,213.96 |
1,054.44 |
103.17 |
504 |
Mr Cooper Group Inc |
5,189.04 |
1,794.00 |
500.00 |
7,200 |
World Acceptance Corp |
805.53 |
574.79 |
67.93 |
3,345 |
National Security Group Inc. |
41.46 |
66.13 |
0.82 |
1 |
Brown and Brown Inc |
24,878.50 |
4,132.40 |
747.00 |
12,023 |
Tiptree Inc |
631.59 |
1,625.42 |
4.89 |
929 |
Arch Capital Group Ltd |
34,765.51 |
13,634.00 |
4,442.00 |
5,200 |
Aspen Insurance Holdings Limited |
0.00 |
2,890.00 |
51.10 |
0 |
Aspira Women s Health Inc |
34.22 |
9.18 |
-20.91 |
1,433 |
Axis Capital Holdings Limited |
5,492.77 |
5,643.39 |
376.29 |
1,225 |
Conifer Holdings Inc |
13.45 |
106.12 |
-4.33 |
133 |
China United Insurance Service Inc |
46.04 |
134.74 |
15.91 |
2,239 |
Donegal Group Inc |
433.70 |
927.34 |
4.43 |
0 |
Essent Group Ltd |
6,169.98 |
1,109.76 |
696.39 |
366 |
Fednat holding company |
0.17 |
235.04 |
-127.63 |
297 |
Enstar Group Ltd |
4,724.80 |
1,429.00 |
1,218.00 |
1,327 |
Global Indemnity Group Llc |
400.62 |
613.45 |
43.28 |
460 |
Hallmark Financial Services inc |
0.58 |
-44,376.36 |
-79.88 |
411 |
Hci Group Inc |
1,168.03 |
507.94 |
51.00 |
225 |
Horace Mann Educators Corporation |
1,489.54 |
1,491.90 |
45.00 |
1,350 |
Heritage Insurance Holdings Inc |
287.55 |
723.12 |
26.87 |
247 |
James River Group Holdings Ltd |
320.28 |
903.08 |
124.29 |
367 |
Kingsway Financial Services Inc |
220.15 |
103.41 |
62.77 |
305 |
Kingstone Companies Inc |
41.30 |
144.68 |
-13.06 |
69 |
Kemper Corporation |
3,985.46 |
4,944.20 |
-272.30 |
5,600 |
Mercury General Corporation |
2,719.55 |
4,629.63 |
96.34 |
4,500 |
Markel Group Inc |
19,869.44 |
15,803.63 |
2,101.09 |
10,600 |
Ncr Atleos Corporation |
1,362.58 |
1,525.27 |
69.84 |
715 |
Nmi Holdings Inc |
2,622.18 |
579.00 |
322.11 |
243 |
Old Republic International Corporation |
8,542.88 |
7,258.30 |
598.60 |
8,200 |
Fundamental Global Inc |
14.02 |
42.41 |
-6.28 |
0 |
Proassurance Corporation |
640.40 |
1,137.21 |
-38.60 |
938 |
Radian Group Inc |
5,189.70 |
1,240.59 |
603.12 |
1,881 |
Rli Corp |
6,712.50 |
1,511.99 |
304.61 |
902 |
Safety Insurance Group Inc |
1,186.47 |
930.96 |
18.88 |
622 |
Hanover Insurance Group Inc |
4,931.26 |
5,943.40 |
-84.20 |
4,800 |
United Fire Group Inc |
550.47 |
1,174.22 |
36.38 |
1,057 |
American Coastal Insurance Corporation |
446.28 |
-114.85 |
-592.40 |
0 |
Unico American Corporation |
0.02 |
15.48 |
-12.87 |
86 |
Universal Insurance Holdings Inc |
592.38 |
1,391.58 |
66.82 |
392 |
W R Berkley Corp |
23,671.84 |
12,142.94 |
1,383.85 |
7,681 |
White Mountains Insurance Group ltd |
0.00 |
2,166.70 |
580.90 |
2,973 |
Alleghany Corp |
11,411.19 |
11,799.42 |
810.84 |
3,135 |
Veritec Inc |
0.80 |
0.31 |
-1.19 |
3 |
Diebold Nixdorf Incorporated |
2,733.21 |
3,460.70 |
-585.60 |
0 |
Paymentus Holdings Inc |
2,899.77 |
581.28 |
13.88 |
5,900 |
Aci Worldwide inc |
3,476.03 |
1,452.58 |
121.51 |
3,979 |
Bottomline Technologies Inc |
2,437.92 |
506.36 |
-36.36 |
1,600 |
On Track Innovations Ltd. |
12.37 |
15.00 |
-9.46 |
120 |
Wintrust Financial Corp |
6,264.44 |
2,157.58 |
622.63 |
0 |
SUBTOTAL |
3,656,953.52 |
1,655,406.21 |
313,176.55 |
2,079,837 |
|