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Aci Worldwide inc   (ACIW)
Other Ticker:  
 
    Sector  Technology    Industry Software & Programming
   Industry Software & Programming
   Sector  Technology
 
Price: $31.8300 $0.36 1.144%
Day's High: $31.84 Week Perf: -1 %
Day's Low: $ 31.19 30 Day Perf: 1.63 %
Volume (M): 1,218 52 Wk High: $ 33.43
Volume (M$): $ 38,778 52 Wk Avg: $25.61
Open: $31.20 52 Wk Low: $19.56



 Market Capitalization (Millions $) 3,453
 Shares Outstanding (Millions) 108
 Employees 3,979
 Revenues (TTM) (Millions $) 1,453
 Net Income (TTM) (Millions $) 122
 Cash Flow (TTM) (Millions $) 24
 Capital Exp. (TTM) (Millions $) 38

Aci Worldwide Inc

We develop, market, install, and support a broad line of software products and solutions primarily focused on facilitating real-time electronic payments. Our payment capabilities, technologies, and solutions are marketed under the brand name Universal Payments, or “UP,” which describes the breadth and depth of ACI’s product offerings. UP defines ACI’s enterprise or “universal” payments capabilities targeting any channel, any network, and any payment type. ACI UP solutions empower customers to regain control, choice, and flexibility in today’s complex payments environment, get to market more quickly, and reduce operational costs.

These products and services are used globally by banks, financial intermediaries—such as third-party electronic payment processors, payment associations, switch interchanges, merchants, and corporates, and a wide range of transaction-generating endpoints, including automated teller machines (“ATM”), merchant point-of-sale (“POS”) terminals, bank branches, mobile phones, tablets, corporations, and internet commerce sites. The authentication, authorization, switching, settlement, fraud-checking, and reconciliation of electronic payments is a complex activity due to the large number of locations and variety of sources from which transactions can be generated, the large number of participants in the market, high transaction volumes, geographically dispersed networks, differing types of authorization, and varied reporting requirements. These activities are typically performed online and are conducted 24 hours a day, seven days a week.

ACI combines a global perspective with local presence to tailor electronic payment solutions for our customers. We believe that we have one of the most diverse and robust electronic payment product portfolios in the industry with application software spanning the entire payments value chain. We also believe that our strong financial performance has been attributable to our ability to design and deliver quality products and solutions coupled with our ability to identify and successfully consummate and integrate strategic acquisitions.

ACI’s UP solutions span the payments ecosystem to support the electronic payment needs of banks, financial intermediaries, merchants and corporates. Our six strategic solution areas include the following:

Retail Payments

ACI offers comprehensive consumer payment solutions ranging from core payment engines to back-office support that enable banks and financial intermediaries to compete effectively in today’s real-time, open payments ecosystem.

UP Retail Payments solution enables banks to accept, authorize, route and secure payment transactions. Using the orchestration capabilities of UP Framework, this solution combines legacy technology with the modern, SOA-enabled UP BASE24-eps, protecting customers’ existing investment while enabling them to move to a real-time, open environment. Customers have the flexibility to operate this solution on a range of hardware options, including x86/Linux, IBM System z, IBM System p, HP NonStop and Oracle Solaris servers. This solution drives innovation and increases customer loyalty by delivering choice and consistency across channels.

ACI Card and Merchant Management solutions include comprehensive credit, debit, smart card and prepaid card issuance and management; end-to-end merchant account management and settlement; and operation of complex settlement environments through a flexible system designed to support changing business models. With proven scalability and interoperability with ACI’s other payment offerings, this suite allows banks to introduce new products to their consumer segments quickly, across different markets, nationally and internationally.

Real-Time Payments

ACI supports both low- and high-value, real-time payment processing for banks and financial intermediaries globally, ensuring multi-bank, multi-currency and 24x7 payment processing capabilities, as well as complete and ongoing regulatory compliance.

UP Immediate Payments solution enables banks to meet multiple real-time payments scheme requirements globally and to quickly create differentiated products to address consumer, business and merchant demands. The solution provides gateway connectivity to any live, real-time payments scheme around the world and can serve as a modern, real-time hub. The cloud solution speeds time to market through pre-packaged offerings that are tested and proven for major schemes globally, including U.K. Faster Payments, The Clearing House Real-Time Payments System, Zelle Network and EBA RT1.

UP Real-Time Payments solution is the only global solution that allows banks to address their RTGS (Real-Time Gross Settlement), SWIFT messaging, ACH and real-time faster payments needs with a single, universal offering. The solution delivers accelerated time to market with improved management of cash flow; payments security and fraud detection capabilities; simplified connectivity to new payments types and transparency for customers in tracking their payments.

Merchant Payments

ACI provides real-time, any-to-any payment capabilities globally in both card-present and card-not-present environments.

UP Merchant Payments solution provides merchants with a vendor-agnostic, flexible and secure omni-channel payments environment through an integration of Postilion, ACI ReD Shield and ACI PAY.ON Payments Gateway. Postilion facilitates transactions generated at the point of purchase, as well as back-office functions, including prepaid, debit and credit card processing, ACH processing, electronic benefits transfer, card issuance and management, check authorization, customer loyalty programs and returned check collection. ReD Shield offers real-time fraud prevention to detect and manage domestic and cross-border payments fraud across all payment types, as well as an interactive, self-service business intelligence portal for deep insight into merchant fraud activity. Lastly, the PAY.ON Payments Gateway delivers global payments connectivity through eCommerce and mCommerce channels, including a network of more than 350 card acquirer and alternative payment methods.

UP eCommerce Payments solution is designed for PSPs, ISOs, VARs, acquirers and others that offer payment services to their merchant customer base. The cloud-based solution integrates PAY.ON Payments Gateway and ReD Shield, and is available as a white-label product.

Payments Intelligence

ACI’s big data engine uses powerful analytics to deliver robust fraud prevention and detection capabilities to bank, financial intermediary, merchant, and corporate customers.

UP Payments Risk Management solution is a cloud-based, 360-degree approach to enterprise fraud management. The solution is designed to combat existing and emerging fraud threats using a combination of machine learning, fraud and payments data, advanced analytics, flexible rules and agile decision strategies. For banks and financial intermediaries, the ACI Proactive Risk Manager component gives customers real-time visibility into threats across their enterprise, including issuer card fraud, check/deposit fraud, wire fraud, merchant acquirer fraud, internal fraud and money laundering schemes at multiple perspectives, ranging from an account or customer level. For merchants, ReD Shield provides real-time fraud prevention for eCommerce and mCommerce transactions.

Digital Channels

ACI offers banks advanced cash management capabilities in a multi-tenant, cloud-based platform.

ACI Universal Online Banker is a comprehensive digital banking platform designed to meet the needs of small businesses up to large corporations. It enables banks to generate new revenues through an extensive library of APIs and payment services while delivering a compelling customer experience with a highly-intuitive user interface. Customers can use digital tools to easily manage daily collections, disbursements, information reporting and numerous other corporate cash management services.

Bill Payments

ACI meets the bill payment needs of corporate customers across numerous industries through a range of electronic bill payment solutions that help companies raise consumer satisfaction while reducing costs.

UP Bill Payment solutions enable corporate customers to electronically present bills and collect payments from consumers through a single, integrated platform that powers the entire bill payments operation. The solution overcomes internal application silos, providing a seamless consumer experience across all payment channels, payment types and methods. Customers can use UP Bill Payment solutions to power one-time payments, recurring payments, service-fee payments, disbursement services, remittance services and eBilling. The solution also simplifies treasury management operations through a broad array of reconciliation, reporting and payment servicing tools. UP Bill Payment solutions include industry-leading security, full payment card industry (PCI) compliance and privacy practices.

On Premises or On Demand Software Delivery Options

Our software solutions are offered to our customers through either a traditional term software license arrangement where the software is installed and operated on the customer premises (ACI On Premise) or through an on-demand arrangement where the solution is maintained and delivered through the cloud via our global data centers (ACI On Demand). Solutions delivered through ACI’s On Demand cloud are available in either a single-tenant environment, known as a Software as a Service (“SaaS”) offering, or in a multi-tenant environment, known as a platform as a service (“Platform”) offering. Pricing and payment terms depend on which solutions the customer requires and their transaction volumes. Generally, customers are required to commit to a minimum contract of three to five years.



   Company Address: 6060 Coventry Drive Elkhorn, 68022 NE
   Company Phone Number: 390-7600   Stock Exchange / Ticker: NASDAQ ACIW
   


Customers Net Income fell by ACIW's Customers Net Profit Margin fell to

-23.02 %

9.19 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

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Product Service News

Empowering Europe's Youth: How Instant Payments Are Transforming Young Adults' Finances

Published Sun, Mar 17 2024 11:01 PM UTC

Instant Payments Revolutionizing Finances for Young Adults in EuropeACI Worldwide, a global leader in instant payments technology, has released new data revealing the significant impact that instant payments will have on the financial prospects of young adults in the European Union (EU). The research, commissioned by ACI Worldwide and conducted by the Centre for Economics an...

Product Service News

ACI Worldwide and comforte AG Forge Strong Alliance to Safeguard Payment Security and Drive PCI DSS v4.0 Compliance

Published Mon, Mar 11 2024 1:00 PM UTC

ACI Worldwide and comforte AG Join Forces to Enhance Payment Security and Compliance with PCI DSS v4.0ACI Worldwide, a global leader in real-time payments software, and comforte AG, a leading provider of data-centric security solutions, have announced their partnership to support customers in meeting the new Payment Cards Industry Data Security Standards (PCI DSS) v4.0. This...

Aci Worldwide Inc

ACI Worldwide Inc Reports Strong Financial Results, Stock Price on the Rise

ACI Worldwide Inc, a global leader in mission-critical, real-time payments software, has experienced a notable increase in its stock price over the course of the last month. With a rise of 1.61%, the share price has reached 1.71% during the first quarter of 2024. This upward trajectory indicates that ACIW stock is gaining momentum and is only 3.1% away from reaching its 52-week high of $31.875.
To better understand the reasons behind this positive performance, it is essential to analyze ACI Worldwide's financial results for the October to December 31, 2023 interval. During this period, ACIW's profit per share increased by 38.8%, reaching $1.13 per share compared to $0.81 per share the previous year. Additionally, the earnings per share more than doubled by 222.26% from $0.35 per share in the prior reporting period. These impressive figures reflect strong growth and indicate the company's ability to generate higher profits.

Management Changes

ACI Worldwide Bolsters Board with Seasoned Directors and Charts Path to Enhanced Growth and Market Position

Published Thu, Feb 29 2024 11:00 AM UTC



In a strategic move aimed at bolstering its expertise and driving further growth, ACI Worldwide recently announced the appointment of two new independent directors to its Board. Katrinka McCallum and Juan Benitez, both seasoned leaders with extensive industry experience, will contribute their valuable insights to the company's mission-critical, real-time payments s...

Product Service News

ACI Worldwide and Kuvasz Solutions Join Forces to Uphold Payments in Colombia

Published Wed, Feb 28 2024 12:00 PM UTC

ACI Worldwide Partners with Kuvasz Solutions to Drive Instant Payments Adoption in ColombiaMiami and Bogota, Colombia - ACI Worldwide (NASDAQ: ACIW), a global leader in critical real-time payment software, announced today that it will expand its long-standing partnership with Kuvasz Solutions, a leading provider of professional services for the payments industry in Latin Ame...






 

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