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Embassy Bancorp Inc (EMYB) |
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Price: $15.4900
$0.00 
0.000%
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| Day's High:
| $15.49
| Week Perf:
| -0.06 %
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| Day's Low: |
$ 15.49 |
30 Day Perf: |
5.02 % |
| Volume (M): |
0 |
52 Wk High: |
$ 15.50 |
| Volume (M$): |
$ 5 |
52 Wk Avg: |
$14.29 |
| Open: |
$15.49 |
52 Wk Low: |
$13.00 |
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| Market Capitalization (Millions $) |
117 |
| Shares
Outstanding (Millions) |
8 |
| Employees |
76 |
| Revenues (TTM) (Millions $) |
39 |
| Net Income (TTM) (Millions $) |
11 |
| Cash Flow (TTM) (Millions $) |
61 |
| Capital Exp. (TTM) (Millions $) |
1 |
Embassy Bancorp Inc
Embassy Bancorp, Inc. is a Pennsylvania corporation organized in 2008 and registered
as a bank holding company pursuant to the Bank Holding Company Act of 1956, as
amended (the “BHC Act”). The Company was formed for purposes of acquiring
Embassy Bank For The Lehigh Valley (the “Bank”) in connection with
the reorganization of the Bank into a bank holding company structure, which was
consummated on November 11, 2008. Accordingly, the Company owns all of the capital
stock of the Bank, giving the organization more flexibility in meeting its capital
needs as the Company continues to grow.
The Bank, which is the Company’s principal operating subsidiary, was originally
incorporated as a Pennsylvania bank on May 11, 2001 and opened its doors on November
6, 2001. It was formed by a group of local business persons and professionals
with significant prior experience in community banking in the Lehigh Valley area
of Pennsylvania, the Bank’s primary market area.
Company Address: One Hundred Gateway Drive Bethlehem 18017 PA
Company Phone Number: 882-8800 Stock Exchange / Ticker: EMYB
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Customers Net Income fell by |
EMYB's Customers Net Profit Margin fell to |
-23.2 % |
6.43 %
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| Stock Performances by Major Competitors |
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| Embassy Bancorp Inc
Embassy Bancorp Inc, a regional bank company, has recently experienced a decline in its share price, which has dropped by -12.38% from a year ago. Currently, the company's shares trade only 7.6% above its 52 week low. These developments can be attributed to the company's financial report for the quarter ending on March 31, 2024.
According to the report, Embassy Bancorp Inc faced challenges in both its top and bottom lines. Its income per share witnessed a significant drop of -34%, and revenue declined by -17.24% year on year. The company's revenue for the quarter stood at $9.52 million, compared to $11.51 million in the same period of the previous year. Additionally, earnings per share (eps) decreased from $0.50 to $0.33 during the first quarter of 2023.
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| Embassy Bancorp Inc
Embassy Bancorp, Inc. recently announced its financial results for the three and nine months ended September 30, 2023, as well as for the financial period ending December 31, 2023. The company reported a significant decline in net profit per share, plummeting by -42.59% to $0.37 per share compared to $0.65 in the previous year. Additionally, net profit per share decreased by -4.66% from $0.39 per share in the prior reporting period.
The revenue also took a hit, crumbling by -24.575% to $9.49 million from $12.59 million in the comparable financial reporting period a year prior. Sequentially, revenue deteriorated by -7.566% from $10.27 million. Net profits of $2.820 million in the financial period ending December 31, 2023, fell by -43.38% from $4.981 million in the corresponding period a year before.
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| Embassy Bancorp Inc
In the third quarter of 2023, Embassy Bancorp Inc (EMYB) announced disappointing financial results, reporting a decline in both top-line and bottom-line figures. With net profit per share dropping by 38.1% and revenue decreasing by 17.171% year on year, the bank faced challenges in maintaining its growth trajectory. This article will provide an analysis of the company's recent financial performance and put it into context within the broader industry landscape.
Revenue and Earnings Performance:
During the July to September 2023 time-frame, Embassy Bancorp Inc witnessed a decline in revenue from $12.40 million to $10.27 million, a decrease of 17.171% compared to the same period last year. This slump in top-line revenue stands in stark contrast to the overall performance of the Regional Banks industry, which reported revenue growth during the same period.
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| Embassy Bancorp Inc
Embassy Bancorp Inc (EMYB) faced a challenging second quarter of 2023, with a significant decrease in income and revenue compared to the same period last year. The company's income fell by -20% to $0.40 per share, and its revenue declined by -6.267% to $10.58 million. These figures indicate a concerning trend for EMYB, especially when compared to the rest of the Regional Banks sector, which posted a 15.16% gain in revenue from the corresponding reporting season a year ago.
In contrast to EMYB's downward trend, the income of other companies in the sector also decreased, but by a lesser extent. Their income fell by -20% from $0.50 per share, and revenue deteriorated by -8.107% from $11.51 million. Earnings of $3.047 million in the second quarter of 2023 also dropped by -19.2% from $3.771 million in the same period the previous year.
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| Embassy Bancorp Inc
Despite a slight increase in revenue of 0.393%, Embassy Bancorp Inc was unable to prevent a reduction in income of -10.71%, as reported in the fiscal span ending March 31, 2023. However, this should not be seen as a sign of weakness, but rather an opportunity for investors to take advantage of the company's current position.
Despite the decrease in income, Embassy Bancorp Inc remains a strong player in the industry, with revenue at $11.51 million and EPS at $0.50. While these numbers pale in comparison to the previous reporting season, it is important to remember that the whole industry was hit hard by the pandemic, and most companies are still struggling to recover from the economic downturn.
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| Per Share |
Current |
| Earnings (TTM) |
1.42 $ |
| Revenues (TTM) |
5.19 $
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| Cash Flow (TTM) |
8.1 $ |
| Cash |
34.27 $
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| Book Value |
13.59 $
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| Dividend (TTM) |
0.82 $ |
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| Per Share |
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| Earnings (TTM) |
1.42 $
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| Revenues (TTM) |
5.19 $ |
| Cash Flow (TTM) |
8.1 $ |
| Cash |
34.27 $
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| Book Value |
13.59 $ |
| Dividend (TTM) |
0.82 $ |
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3.03%