Lincoln National Corporation (LNC) |
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Lincoln National's Customers Performance
LNC
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LNC's Source of Revenues |
In the Q4, Lincoln National Corporation's corporate clients experienced a fall by -30.32 % in their costs of revenue, compared to a year ago, sequentially costs of revenue grew by 165.35 %. During the corresponding time, Lincoln National Corporation revenue deteriorated by -83.44 % year on year, sequentially revenue fell by -83.37 %. While revenue at the Lincoln National Corporation's corporate clients recorded rose by 71.76 % year on year, sequentially revenue grew by 6.84 %.
• List of LNC Customers
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Customers of Lincoln National Corporation saw their costs of revenue fall by -30.32 % in Q4 compare to a year ago, sequentially costs of revenue grew by 165.35 %, for the same period Lincoln National Corporation revnue deteriorated by -83.44 % year on year, sequentially revnue fell by -83.37 %.
• List of LNC Customers
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Customers recorded net loss in Q4 |
Customers recorded net loss |
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Lincoln National's Comment on Sales, Marketing and Customers
The Annuities segment distributes its individual fixed and variable annuity
products through LFD. LFD’s distribution channels give the Annuities segment
access to its target markets. LFD distributes the segment’s products to
a large number of financial intermediaries, including LFN. The financial intermediaries
include wire/regional firms, independent financial planners, financial institutions
and managing general agents.
Retirement Plan Services products are primarily distributed in two ways: through
our Institutional Retirement Distribution team and by LFD. Wholesalers and managers
distribute these products through advisors, consultants, banks, wirehouses,
TPAs and individual planners. We expanded the distribution of the segment’s
products by growing the number of wholesalers and managers to 60 and also by
other means including continuing to increase relationship management expertise
and growing the number of broker-dealer relationships.
The Multi-Fund® program is sold primarily by affiliated advisors. The LINCOLN
ALLIANCE® program is sold primarily through consultants, registered independent
advisors, and both affiliated and non-affiliated financial advisors, planners
and wirehouses. LINCOLN DIRECTORSM group variable annuity is sold in the small
marketplace by intermediaries, including financial advisors, TPAs, planners
and wirehouses.
The Life Insurance segment’s products are sold through LFD. LFD provides
the Life Insurance segment with access to financial intermediaries in the following
primary distribution channels: wire/regional firms; independent planner firms
(including LFN); financial institutions; and managing general agents/independent
marketing organizations. LFD distributes COLI and BOLI products and services
to small- to mid-sized banks and mid- to large-sized corporations, primarily
through 14 intermediaries who specialize in one or both of these markets and
who are serviced through a network of internal and external LFD sales professionals.
The segment’s products are marketed primarily through a national distribution
system, including approximately 190 managers and marketing representatives.
The managers and marketing representatives develop business through employee
benefit brokers, TPAs and other employee benefit firms that work with employers
to provide access to our products.
News about Lincoln National Corporation Contracts |
Since 2016, Lincoln Financial Group has consistently received accolades from DALBAR, Inc., a renowned auditor of consumer experience in the financial services industry. The company's exceptional annuity illustrations and its user-friendly life insurance website have once again earned them the prestigious Award for Excellence in Annuity Illustrations. This recognition reaffirms Lincoln's commitment to providing top-notch customer experiences in a highly competitive market.However, recent market fluctuations have posed challenges for Lincoln National Corporation and its corporate clients. In the fourth quarter, the company's corporate clients experienced a significant decrease in their costs of revenue compare...
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International Women's Day is a significant reminder to celebrate women's achievements, acknowledge their struggles, and work towards achieving a gender-equal world. As we approach this day, Lincoln Financial Group's recent study sheds light on the unique financial challenges faced by women and offers valuable tips to help them secure their financial futures.The study reveals a concerning disparity between men and women when it comes to managing finances and planning for retirement. Astonishingly, only 18% of working women have more than $250,000 saved for retirement in their workplace retirement plan, compared to 25% of men. Moreover, more than 56 million women are living without adequate life insurance cove...
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As the new year approaches, Americans are setting resolutions with goals for personal and financial betterment. However, with the current economic environment impacting specific financial goals, it becomes crucial to have a comprehensive plan in place to turn these resolutions into reality. Recent research conducted by Lincoln Financial Group indicates that 73 percent of Americans believe economic factors will worsen in 2024, including inflation and rising costs. In this article, we will explore the challenges faced by individuals and businesses alike and delve into strategies recommended by Lincoln Financial Group to navigate these turbulent times successfully.Impact of Economic Factors on Financial Goals:I...
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Lincoln National's Comment on Sales, Marketing and Customers
The Annuities segment distributes its individual fixed and variable annuity
products through LFD. LFD’s distribution channels give the Annuities segment
access to its target markets. LFD distributes the segment’s products to
a large number of financial intermediaries, including LFN. The financial intermediaries
include wire/regional firms, independent financial planners, financial institutions
and managing general agents.
Retirement Plan Services products are primarily distributed in two ways: through
our Institutional Retirement Distribution team and by LFD. Wholesalers and managers
distribute these products through advisors, consultants, banks, wirehouses,
TPAs and individual planners. We expanded the distribution of the segment’s
products by growing the number of wholesalers and managers to 60 and also by
other means including continuing to increase relationship management expertise
and growing the number of broker-dealer relationships.
The Multi-Fund® program is sold primarily by affiliated advisors. The LINCOLN
ALLIANCE® program is sold primarily through consultants, registered independent
advisors, and both affiliated and non-affiliated financial advisors, planners
and wirehouses. LINCOLN DIRECTORSM group variable annuity is sold in the small
marketplace by intermediaries, including financial advisors, TPAs, planners
and wirehouses.
The Life Insurance segment’s products are sold through LFD. LFD provides
the Life Insurance segment with access to financial intermediaries in the following
primary distribution channels: wire/regional firms; independent planner firms
(including LFN); financial institutions; and managing general agents/independent
marketing organizations. LFD distributes COLI and BOLI products and services
to small- to mid-sized banks and mid- to large-sized corporations, primarily
through 14 intermediaries who specialize in one or both of these markets and
who are serviced through a network of internal and external LFD sales professionals.
The segment’s products are marketed primarily through a national distribution
system, including approximately 190 managers and marketing representatives.
The managers and marketing representatives develop business through employee
benefit brokers, TPAs and other employee benefit firms that work with employers
to provide access to our products.
LNC's vs. Customers, Data
(Revenue and Income for Trailing 12 Months, in Millions of $, except Employees)
COMPANY NAME |
MARKET CAP |
REVENUES |
INCOME |
EMPLOYEES |
Lincoln National Corporation |
4,903.28 |
11,645.00 |
-752.00 |
10,848 |
Assured Guaranty Ltd |
5,394.70 |
1,373.00 |
761.00 |
300 |
Arthur J Gallagher and Co |
53,997.47 |
19,196.90 |
1,141.10 |
39,000 |
Amerisafe Inc |
949.45 |
306.50 |
63.71 |
449 |
Brown and Brown Inc |
24,756.51 |
4,132.40 |
747.00 |
12,023 |
Crawford and Co |
384.85 |
1,338.22 |
-9.39 |
8,941 |
Corvel Corporation |
4,453.07 |
749.96 |
74.72 |
3,508 |
Employers Holdings Inc |
1,187.37 |
850.90 |
118.10 |
716 |
Erie Indemnity Company |
21,228.95 |
3,297.91 |
446.06 |
4,800 |
Primerica Inc |
9,043.26 |
2,776.29 |
553.51 |
1,764 |
Sundance Strategies Inc |
42.24 |
0.00 |
-2.49 |
3 |
Truist Financial Corporation |
50,087.34 |
21,281.00 |
-1,047.00 |
52,641 |
Atlantic American Corp |
57.86 |
185.28 |
3.10 |
147 |
American National Group Inc |
5,108.64 |
4,299.31 |
639.89 |
4,736 |
Citizens Inc |
106.91 |
240.68 |
24.44 |
620 |
China United Insurance Service Inc |
46.04 |
134.74 |
15.91 |
2,239 |
First Trinity Financial Corp |
0.00 |
75.76 |
7.92 |
9 |
Horace Mann Educators Corporation |
1,489.54 |
1,491.90 |
45.00 |
1,350 |
Lpl Financial Holdings Inc |
20,267.32 |
10,052.85 |
1,066.25 |
3,410 |
Midwest Holding Inc |
102.33 |
37.47 |
1.06 |
0 |
National Security Group Inc. |
41.46 |
66.13 |
0.82 |
1 |
National Western Life Group Inc |
1,736.96 |
639.35 |
128.42 |
261 |
Security National Financial Corporation |
173.98 |
351.77 |
32.87 |
1,271 |
United Fire Group Inc |
550.47 |
1,174.22 |
36.38 |
1,057 |
Utg Inc |
98.25 |
44.80 |
16.24 |
42 |
Voya Financial Inc |
7,795.01 |
7,348.00 |
729.00 |
0 |
SUBTOTAL |
209,099.96 |
81,445.32 |
5,593.61 |
139,288 |
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