Embassy Bancorp Inc 's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Embassy Bancorp Inc 's ROA in the second quarter of 2026?
Embassy Bancorp Inc achieved a return on average assets (ROA) of 0.84 % in its second quarter of 2026, which is below Embassy Bancorp Inc 's average return on assets, which stands at 0.88%.

ROA has improved compared to 0.81% in the first quarter of 2026, due to net income growth.

However, within the Financial sector 639 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 2327, from total ROA ranking in the first quarter of 2026 at 2662.

What is ROA?

Select the Comparisons :

None ▼

Select the Ratio:

Return on Assets ROA▼

None ▼

Return on Assets ROA▼

Download as CSV

Commercial Data Licensing & OEM

Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms

API & Data Feeds

Programmatic access to normalized fundamentals & ratios.

Return On Assets	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Total Assets Change	5.67 %	5.01 %	9.6 %	332.45 %	381.68 %
Y / Y Net Income Change	19.96 %	29.51 %	32.69 %	39.76 %	37.92 %
Net Income (TTM) in million	15	15	14	13	12
Return On Assets (TTM)	0.84 %	0.81 %	0.77 %	0.74 %	0.84 %
EMYB's Total Ranking	# 2327	# 2662	# 2328	# 2331	# 2366
Total Assets (TTM) in million	1,859	1,842	1,801	1,778	1,759
Seq. Total Assets Change	0.93 %	2.3 %	1.27 %	1.07 %	0.3 %
Seq. Net Income Change	10.27 %	4.44 %	-5.62 %	10.36 %	19.05 %

EMYB's 5 Years Annual ROA >> Back to EMYB Management Effectiveness >> Compare EMYB ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 143
Sector	# 640
Overall	# 2293

Return On Assets Statistics
High	Average	Low
1.09 %	0.88 %	0.62 %
(Dec 31 2021)		(Dec 31 2024)

Financial Statements
Embassy Bancorp Inc 's Assets	$ 1,859 million	EMYB's Balance sheet
Embassy Bancorp Inc 's Income	$ 4 million	Quarterly EMYB's Income Statement
EMYB's Income by Division		See EMYB's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	4.98 %	2.59 %	0.26 %	9.14 %	11.71 %
Total Assets in million	1,725	1,643	1,601	1,597	1,464
Y / Y Net Income Change	31.2 %	-17.51 %	-28.51 %	5.46 %	31.04 %
Net Income in million	14	10	13	18	17
Annual Return On Assets	0.79 %	0.64 %	0.79 %	1.11 %	1.15 %

EMYB's 5 Years Annual ROA >> Back to EMYB Management Effectiveness >> Compare EMYB ROA to its Competitors

Comment on EMYB's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 0.79 % compared to prior year, due to annual net income growth of 31.2 % to $13.70 million, while value of Embassy Bancorp Inc 's overall assets grew just by 4.98 % to $1,724.64 million, compared to $1,724.64 a year before.

More Return On Assets Ratios
EMYB's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
EMYB's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for EMYB's Competitors
Subscribers only: Roa for Embassy Bancorp Inc 's Suppliers
Subscribers only: Return On Assets for EMYB's Customers

You may also want to know
EMYB's Roi	EMYB's Inventory Turnover Ratio	EMYB's Growth Rates	EMYB's Dividend Comparisons
	EMYB's Profitability Ratios	EMYB's Asset Turnover Ratio	EMYB's Dividend Growth
EMYB's Roe	EMYB's Valuation Ratios	EMYB's Financial Strength Ratios	EMYB's Dividend Payout Ratio

Companies with similar Return On Assets at Jun 30 2026, within Financial Sector	ROA
American Healthcare Reit Inc	2.28 %
Roman Dbdr Acquisition Corp Ii	2.25 %
Agree Realty Corporation	2.25 %
Interactive Brokers Group Inc	2.25 %
Regional Management Corp	2.25 %
Ryan Specialty Holdings Inc	2.24 %
Stifel Financial Corp	2.23 %
Esquire Financial Holdings inc	2.22 %
Invesco Currencyshares British Pound Sterling Trust	2.20 %
Annaly Capital Management Inc	2.19 %
Cme Group Inc	2.19 %
Ford Motor Credit Company Llc	2.19 %
Bank7 Corp	2.18 %
Nexpoint Real Estate Finance Inc	2.17 %
Saul Centers Inc	2.12 %
Dynex Capital Inc	2.11 %
Orchid Island Capital Inc	2.10 %
Rf Acquisition Corp Ii	2.08 %
Loews Corp	2.07 %
Atlanticus Holdings Corp	2.07 %
Ameriprise Financial Inc	2.07 %
Northeast Community Bancorp inc	2.05 %
Schwab Charles Corp	2.05 %
Home Bancshares Inc	2.05 %
Horizon Kinetics Holding Corporation	2.05 %
Northrim Bancorp Inc	2.05 %
Parke Bancorp Inc	2.05 %
Columbia Banking System Inc	2.05 %
Iron Mountain Inc	2.04 %
Armour Residential Reit Inc	2.04 %

Date modified: 2026-09-03T11:43:57+00:00

Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.