Bread Financial Holdings Inc 's ROA from the third quarter of 2026 to the third quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Bread Financial Holdings Inc 's ROA in the third quarter of 2026?
Bread Financial Holdings Inc achieved a return on average assets (ROA) of 2.38 % in its third quarter of 2026, which is below Bread Financial Holdings Inc 's average return on assets, which stands at 2.73%.

ROA fell compared to the second quarter of 2026, despite the net income growth of 6.85% from the second quarter of 2026.

However, within the Financial sector 304 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Sep 30 2026 quarter, so far to 1708, from total ROA ranking in the second quarter of 2026 at 2046.

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Return On Assets	(Sep 30 2026) III. Quarter	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter
Y / Y Total Assets Change	7.54 %	4.21 %	-0.4 %	-1.09 %	-0.14 %
Y / Y Net Income Change	-17.02 %	5.04 %	31.16 %	657.14 %	9300 %
Net Income (TTM) in million	536	568	561	518	472
Return On Assets (TTM)	2.38 %	2.57 %	2.57 %	2.37 %	2.15 %
BFH's Total Ranking	# 1708	# 2046	# 1823	# 2051	# 2056
Total Assets (TTM) in million	23,046	22,452	22,022	22,379	21,430
Seq. Total Assets Change	2.65 %	1.95 %	-1.6 %	4.43 %	-0.53 %
Seq. Net Income Change	6.85 %	-19.34 %	241.51 %	-71.81 %	35.25 %

BFH's 5 Years Annual ROA >> Back to BFH Management Effectiveness >> Compare BFH ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 18
Sector	# 305
Overall	# 1736

Return On Assets Statistics
High	Average	Low
4.35 %	2.73 %	0.23 %
(Dec 31 2018)		(Jun 30 2020)

Financial Statements
Bread Financial Holdings Inc 's Assets	$ 23,046 million	BFH's Balance sheet
Bread Financial Holdings Inc 's Income	$ 156 million	Quarterly BFH's Income Statement
BFH's Income by Division		See BFH's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	-1.09 %	-1.15 %	-9.12 %	15.82 %	-3.55 %
Total Assets in million	22,379	22,625	22,888	25,186	21,746
Y / Y Net Income Change	87 %	-61.42 %	221.97 %	-72.16 %	274.82 %
Net Income in million	518	277	718	223	801
Annual Return On Assets	2.31 %	1.22 %	3.14 %	0.89 %	3.68 %

BFH's 5 Years Annual ROA >> Back to BFH Management Effectiveness >> Compare BFH ROA to its Competitors

Comment on BFH's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 2.31 % compared to prior year, due to annual net income growth of 87 % to $518.00 million, and due to decline of value in Bread Financial Holdings Inc 's assets by -1.09 % to $22,379.00 million, compared to $22,379.00 a year before.

More Return On Assets Ratios
BFH's' Return on Assets at Yahoo Finance
Consumer Financial Services Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
BFH's Roa Ratio versus Consumer Financial Services Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for BFH's Competitors
Subscribers only: Roa for Bread Financial Holdings Inc 's Suppliers
Subscribers only: Return On Assets for BFH's Customers

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BFH's Roe	BFH's Valuation Ratios	BFH's Financial Strength Ratios	BFH's Dividend Payout Ratio

Companies with similar Return On Assets at Sep 30 2026, within Financial Sector	ROA
Mercury General Corporation	6.38 %
Cincinnati Financial Corporation	6.34 %
Equifax Inc	6.26 %
Rli Corp	6.22 %
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Primerica Inc	5.41 %
Enova International Inc	5.41 %
American Tower Corporation	5.36 %
Unitedhealth Group Incorporated	5.30 %
Willis Towers Watson Plc	5.26 %
Perella Weinberg Partners	5.15 %
The Hartford Insurance Group Inc	5.10 %
Epr Properties	5.06 %
Vici Properties Inc	5.00 %
Brixmor Property Group Inc	4.70 %
Westwood Holdings Group Inc	4.61 %
Centerspace	4.61 %
Renaissancere Holdings Ltd	4.58 %
Hanover Insurance Group Inc	4.45 %
Ryman Hospitality Properties inc	4.37 %
Lazard Inc	4.17 %
Tpg Inc	4.17 %
W R Berkley Corp	4.16 %
First American Financial Corporation	4.13 %
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Date modified: 2026-10-28T09:23:21+00:00

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