Ballston Spa Bancorp (BSPA) Growth Rates Comparisons to Regional Banks Industry, Sector, Market. Sales, Income, EPS
CSIMarket Company Name, Ticker, Competitors, else..
 
Ballston Spa Bancorp, Inc.  (OTC: BSPA)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial
 

Ballston Spa Bancorp Growth Comparisons

Select each growth Category to receive further Information




Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.

BSPA Revenue Growth Rate Comparisons Company Industry Sector S&P 500
Y / Y Revenue Growth (Q2 MRQ) - 16.64 % 9.19 % 10.9 %
Q / Q Revenue Growth (Q2 MRQ) 63.43 % 0 % -2.27 % 8.32 %
Y / Y Revenue Growth (for 12 months ending Q2 TTM) - 12.33 % 10.31 % %
Sequential Revenue Growth (for 12 months ending Q2 TTM) 56.85 % 3.81 % 2.11 % 2.61 %
Revenue 5 Year Average Growth - - -0.82 % 7.38 %


BSPA's Growth Comparisons in II. Quarter 2026




Ballston Spa Bancorp reported top-line of $ 12 millions in the second quarter 2026, compare to $ 0 millions in the same quarter a year ago. Revenues in the Regional Banks industry grew by 16.64%, while the top-line in the Financial sector increased by 9.19%, and overall market improved by 10.9% from the second quarter 2025.

Top-line grew by 63.43% from the first quarter. Average yearly revenue growth for Ballston Spa Bancorp is %, while S & P 500's average annual revenue increase is 7.38% over the five years, including only Businesses with the second quarter 2026 Results.

BSPA Growth Rates by Company's Segments

Segment Name
Y / Y
Sequential
Service Charges on Deposit Accounts
-
-
Administrative Service
-
-
Debit Card
-
-
Financial Service Other
-
-
Total
-
-


Growth Rates of BSPA's Income in the second quarter 2026


BSPA Operating Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Operating Income Change (Q2 MRQ) - 38.78 % 12.33 % 97.6 %
Sequential Operating Income Change (Q2 MRQ) - -5.18 % -26.15 % 48.13 %
Y / Y Operating Income Growth (Q2 TTM) - 24.55 % 20.92 % 40.67 %
Sequential Operating Income Growth (Q2 TTM) - 6.9 % 4.64 % 20.86 %
Operating Income 5 Year Avg. Change - - -3.38 % 21.67 %


Income from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Income from Cont. Ops. Change (Q2 MRQ) - 34.98 % 14.87 % 90.69 %
Sequential Income from Cont. Ops. Change (Q2 MRQ) - -16.92 % -29.55 % 27.07 %
Y / Y Income from Cont. Ops. Change (Q2 TTM) -78.6 % 26.17 % 12.65 % 57.33 %
Sequential Income from Cont. Ops. Change (Q2 TTM) -71.73 % 6.71 % 3.04 % 18.65 %
Income from Cont. Ops. 5 Year Avg. Change - - - 24.41 %

BSPA Net Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Net Income Growth (Q2 MRQ) - 34.06 % 14.53 % 90.69 %
Q / Q Net Income Growth (Q2 MRQ) - -5.23 % -0.71 % 27.07 %
Y / Y Net Income Change (Q2 TTM) -78.6 % 23.53 % 9.87 % 57.33 %
Sequential Net Income Change (Q2 TTM) -71.73 % 6.85 % 3.28 % 18.65 %
Net Income 5 Year Avg. Growth - - 70.25 % 24.18 %

BSPA's EPS Growth Rates


EPS from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS from Cont. Ops. Change (Q2 MRQ) - 28.36 % 14.87 % 90.69 %
Sequential EPS from Cont. Ops. Change (Q2 MRQ) - -19.27 % -29.55 % 27.07 %
Y / Y EPS from Cont. Ops. Change (Q2 TTM) -76.27 % 51.31 % - -
Sequential EPS from Cont. Ops. Change (Q2 TTM) -68.63 % 20.69 % - 4.88 %
EPS from Cont. Ops. 5 Year Avg. Growth - - - 24.41 %



BSPA EPS Net Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS Net Growth (Q2 MRQ) - 27.49 % 14.53 % 24.41 %
Q / Q EPS Net Growth (Q2 MRQ) - -7.91 % -0.71 % 27.07 %
Y / Y EPS Net Change (for 12 months ending Q2 TTM) - 51.77 % -100 % 7.62 %
Sequential EPS Net Change (for 12 months ending Q2 TTM) -68.63 % 21.02 % -29.55 % 4.93 %
EPS Net 5 Year Avg. Change - - 70.25 % 24.18 %



Ballston Spa Bancorp reported bottom-line of $ -0.65 in the second quarter, compare to $ 6.11 in the same quarter a year ago. Regional Banks industry grew by 27.49%, while Financial sector increased by 14.53%, and overall market improved by 90.69%.

The bottom-line grew by 63.43% from the first quarter. Average yearly income per share growth for Ballston Spa Bancorp is %, while S & P 500's average annual income per share increase is 24.18% over the five years, including only Businesses with the second quarter 2026 earnings reports.

BSPA Cash Flow Growth Rates


Free Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Free Cash Flow Change (Q2 MRQ) 1617.24 % - - 48.62 %
Sequential Free Cash Flow Change (Q2 MRQ) - - - 34.18 %
Y / Y Free Cash Flow Change (Q2 TTM) 5731.03 % 64.16 % 144.28 % 60.27 %
Sequential Free Cash Flow Change (Q2 TTM) 38.38 % -34.01 % 71.33 % 15.75 %
Free Cash Flow 5 Year Avg. Change - - -10.56 % 8.16 %

Net Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Net Cash Flow Change (Q2 MRQ) - 30.43 % - 339.02 %
Sequential Net Cash Flow Change (Q2 MRQ) - - - 216.68 %
Y / Y Net Cash Flow Change (Q2 TTM) - -96.89 % - 209.43 %
Sequential Net Cash Flow Change (Q2 TTM) - - 1034.63 % 152.64 %
Net Cash Flow 5 Year Avg. Change - - -16.31 % 13.9 %

Capital Expenditures Company Industry Sector S&P 500
Y / Y Capital Expenditures Change (Q2 MRQ) 27.45 % 45.95 % -2.43 % 120.03 %
Sequential Capital Expenditures Change (Q2 MRQ) -22.25 % -7.5 % -48.34 % 36.87 %
Y / Y Capital Expenditures Change (Q2 TTM) 789.41 % 17.29 % 23.33 % 109.38 %
Sequential Capital Expenditures Change (Q2 TTM) 3.18 % 8.9 % 4.22 % 23.05 %
Capital Expenditures 5 Year Avg. Change - - -11.51 % 13.77 %

Note
To view Detail Information & Trends click on Individual Category.
To see Industry, Sector or S&P 500 Performance, click on each Category respectivly, on the top of the Table.

For explanation of terms visit: Glossary
 


• Revenue Y/Y
• Op. Income Y/Y
• Cop. Income Y/Y
• Net Income Y/Y
• Eps Cop. Y/Y
• Eps Net Y/Y
• Free Cash Flow Y/Y
• Cash Flow Y/Y
• Capex Y/Y
• Y/Y Annual