Ballston Spa Bancorp (BSPA) Return on Assets ROA from the second quarter of 2026 to second quarter of and for the year 2026, Average High and Low, Fundamental Ratios from Jun 30 2026 to - CSIMarket
CSIMarket Company Name, Ticker, Competitors, else..
 


• ROA Quarterly
• ROI Quarterly
• ROE Quarterly
Ballston Spa Bancorp, Inc.  (OTC: BSPA)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial


Ballston Spa Bancorp's ROA from the second quarter of 2026 to the second quarter of and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics


What is Ballston Spa Bancorp's ROA in the second quarter of 2026?
Ballston Spa Bancorp, Inc. achieved a return on average assets (ROA) of 0.25 % in its second quarter of 2026, this is above BSPA's average return on assets of 0%.
Ballston Spa Bancorp, Inc. assets over the 12 months ending in its second quarter of 2026 are valued at $825 million

ROA decreased relative to the period ending Mar 31 2026, due to the decline in net income.

However, within the Financial sector Ballston Spa Bancorp, Inc. achieved the highest return on assets. While the total ranking for ROA unchanged, relative to the first quarter of 2026 at no. .

What is ROA?


Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.

Return On Assets (Jun 30 2026)
II. Quarter		 (Mar 31 2026)
I. Quarter		 (Jun 30 2025)
II. Quarter		 (Mar 31 2025)
I. Quarter
Y / Y Total Assets Change - - - - -
Y / Y Net Income Change - - - - -
Net Income (TTM) in million 2 3 3 1 0
Return On Assets (TTM) 0.25 % 0.57 % 1.02 % 7.11 % -
BSPA's Total Ranking # # # # #
Total Assets (TTM) in million 1,365 942 922 73 0
Seq. Total Assets Change 44.93 % 2.16 % 1159.57 % - -
Seq. Net Income Change - -80.24 % -5.07 % - -

BSPA's 5 Years Annual ROA >> Back to BSPA Management Effectiveness >> Compare BSPA ROA to its Competitors


Return On Assets Company Ranking
Within: No.
Industry #
Sector #
Overall #

Return On Assets Statistics
High Average Low
0 %
0 %
0 %
 





Financial Statements
Ballston Spa Bancorp's Assets $ 1,365 million BSPA's Balance sheet
Ballston Spa Bancorp's Income $ -1 million Quarterly BSPA's Income Statement
BSPA's Income by Division See BSPA's Income by Division



Annual Return On Assets (Dec 31 2025)
FY 2025		 (Dec 31 2024)
FY 2024
FY
FY
FY
Y / Y Total Assets Change -12 % - - - -
Total Assets in million 64 73 0 0 0
Y / Y Net Income Change -11.52 % - - - -
Net Income in million 5 5 0 0 0
Annual Return On Assets 7.05 % 7.01 % - - -

BSPA's 5 Years Annual ROA >> Back to BSPA Management Effectiveness >> Compare BSPA ROA to its Competitors



Comment on BSPA's ROA in the fiscal year ending 2025
Despite deterioration in net income of -11.52 % to $4.54 million, Ballston Spa Bancorp's ROA improved in the fiscal year2025 to 7.05 % compared to previous year, as the value of BSPA's assets decline even faster to $64.39 million, from $64.39 a year before.


More Return On Assets Ratios
BSPA's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
BSPA's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for BSPA's Competitors
Subscribers only: Roa for Ballston Spa Bancorp's Suppliers
Subscribers only: Return On Assets for BSPA's Customers

You may also want to know
BSPA's Roi BSPA's Inventory Turnover Ratio BSPA's Growth Rates BSPA's Dividend Comparisons
BSPA's Profitability Ratios BSPA's Asset Turnover Ratio BSPA's Dividend Growth
BSPA's Roe BSPA's Valuation Ratios BSPA's Financial Strength Ratios BSPA's Dividend Payout Ratio



Companies with similar Return On Assets at Jun 30 2026, within Financial Sector ROA
Peapack gladstone Financial Corporation  0.68 %
Federal Home Loan Bank Of Chicago  0.67 %
National Rural Utilities Cooperative Finance Corporation  0.67 %
Athene Holding Ltd  0.67 %
Citizens Inc   0.66 %
Qnb Corp   0.66 %
Midland States Bancorp Inc   0.64 %
Avidia Bancorp, Inc.  0.64 %
Federal Agricultural Mortgage Corporation  0.63 %
James River Group Holdings Inc   0.63 %
American National Group Inc   0.61 %
Oportun Financial Corporation  0.61 %
Western New England Bancorp Inc   0.61 %
Ameriserv Financial Inc  0.58 %
Tpg Mortgage Investment Trust Inc   0.58 %
Tfs Financial Corporation  0.58 %
Circle Internet Group Inc   0.58 %
First Western Financial Inc   0.57 %
Triumph Financial Inc   0.57 %
Rlj Lodging Trust  0.57 %
Lincoln National Corporation  0.57 %
Amerant Bancorp Inc   0.56 %
Provident Financial Holdings inc   0.54 %
Consumer Portfolio Services Inc   0.54 %
Inventrust Properties Corp   0.53 %
PROCACCIANTI HOTEL REIT, INC.  0.53 %
Prudential Financial Inc   0.52 %
Alerus Financial Corp  0.52 %
Federal Home Loan Bank Of San Francisco  0.52 %
Netstreit Corp   0.51 %

Date modified: 2026-08-17T17:26:06+00:00


Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.

© 2026 CSIMarket.com — Proprietary financial dataset. All rights reserved. Redistribution or automated extraction prohibited.