Ballston Spa Bancorp, Inc. (BSPA) Return on Investment ROI from the second quarter of 2026 to second quarter of and for the year 2026, average high and low, overall ranking from Jun 30 2026 to - CSIMarket
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Ballston Spa Bancorp, Inc.  (OTC: BSPA)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial


Ballston Spa Bancorp,'s ROI from its second quarter of 2026 to the second quarter of and 5 Year Period

Return on Investment, Quarterly Results, Trends, Rankings, Statistics

What is Ballston Spa Bancorp,'s ROI in the second quarter of 2026?
Ballston Spa Bancorp, Inc. achieved a return on average invested assets (ROI) of 0.25 % in its second quarter of 2026, this is above BSPA's average return on investment of 0%.
Ballston Spa Bancorp, Inc. invested over the 12 months ending in its second quarter of 2026 $822 million

ROI decreased relative to the period ending Mar 31 2026, due to the decline in net income.

Within the Financial sector Ballston Spa Bancorp, Inc. achieved the highest return on investment. While the total ranking for ROI remained the same, compared to the first quarter of 2026 at no. .

Definition and Formula of Return on Investment



Return On Investment (Jun 30 2026)
II. Quarter
(Mar 31 2026)
I. Quarter
(Jun 30 2025)
II. Quarter
(Mar 31 2025)
I. Quarter

Y / Y Investment Change TTM - - - - -
Y / Y Net Income Change TTM - - - - -
Investment (TTM) in Millions 1,365 942 875 106 0
Return On Investment (TTM) 0.25 % 0.58 % 1.03 % 4.9 % -
BSPA's Overall Ranking # # # # #
Seq. Investment Change TTM 70.99 % 96.01 % 823.87 % - -
Seq. Net Income Change TTM -25.58 % 9.62 % 94.93 % - -
Net Income (TTM) in Millions 2 3 3 1 0




Return On Investment BSPA's Ranking
Within: No.
Industry #
Sector #
Overall #

Return On Investment Statistics
High Average Low
0 %
0 %
0 %
 







Financial Statements
Ballston Spa Bancorp,'s II. Quarter Investments $ 1,365 Millions BSPA's Balance sheet
Ballston Spa Bancorp,'s II. Quarter Income $ -1 Millions Quarterly BSPA's Income Statement
BSPA's Income by Division See BSPA's Income by Division


BSPA Annual Return On Investment (Dec 31 2025)
2025
(Dec 31 2024)
2024



Total Investments in Millions 101 106 0 0 0
Y / Y Investment Growth -4.85 % - - - -
Net Income in Millions 5 5 0 0 0
Y / Y Net Income Growth -11.52 % - - - -
Annual Return On Investment 4.49 % 4.83 % - - -


Annual Roi Comment
In the fiscal year 2025 ROI decreased relative to the previous year to 4.49 %, due to deterioration of net income.

Definition and Formula of Return on Investment

Other ROI Ratios
Regional Banks Industry Roi Trends and Statistics
Financial Sector Return On Investment Statistics
Roi Trends for overall market
BSPA's Roi Ratio versus Regional Banks Industry, Financial Sector and total Market
Highest Ranking Return On Investment
Lowest Ranking Return On Investment
Subscribers only: Roi for BSPA's Competitors
Subscribers only: Roi for Ballston Spa Bancorp,'s Suppliers
Subscribers only: Return On Investment for BSPA's Customers

Other Ratios
BSPA's Roa BSPA's Inventory Turnover Ratio BSPA's Growth Rates BSPA's Dividend Statistics
BSPA's Profitability Ratios BSPA's Asset Turnover Ratio BSPA's Dividend Growth
BSPA's Roe BSPA's Valuation Ratios BSPA's Financial Strength Ratios BSPA's Dividend Payout Ratio



Companies with similar Return On Investment at Jun 30 2026, within Financial Sector ROI
Fifth District Bancorp inc   0.69 %
Citizens Inc   0.68 %
Federal Home Loan Bank Of Chicago  0.67 %
Avidia Bancorp, Inc.  0.65 %
National Rural Utilities Cooperative Finance Corporation  0.63 %
Federal Agricultural Mortgage Corporation  0.63 %
Oportun Financial Corporation  0.61 %
Brighthouse Financial Inc   0.58 %
Tfs Financial Corporation  0.58 %
Invesco Currencyshares Australian Dollar Trust  0.58 %
Rlj Lodging Trust  0.57 %
Lesaka Technologies Inc   0.57 %
Oceanfirst Financial Corp  0.56 %
PROCACCIANTI HOTEL REIT, INC.  0.55 %
Inventrust Properties Corp   0.54 %
Federal Home Loan Bank Of San Francisco  0.52 %
Consumer Portfolio Services Inc   0.52 %
Gouverneur Bancorp, Inc./MD/  0.51 %
Netstreit Corp   0.51 %
Federal Home Loan Bank Of Dallas  0.50 %
Federal Home Loan Bank Of Des Moines  0.49 %
Pathfinder Bancorp Inc   0.49 %
Federal Home Loan Bank Of Topeka  0.45 %
Federal Home Loan Bank Of Pittsburgh  0.43 %
Voya Financial Inc   0.40 %
Starwood Property Trust inc   0.39 %
Invesco Currencyshares Euro Trust  0.38 %
Federal Home Loan Bank Of Atlanta  0.38 %
Federal Home Loan Mortgage Corporation  0.37 %
Federal Home Loan Bank Of Cincinnati  0.37 %


Date modified: 2026-08-17T17:26:06+00:00



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