CSIMarket
 
Ballston Spa Bancorp, Inc.  (OTC: BSPA)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $81.9500 $-0.05 -0.061%
Day's High: $81.94999694824219 Week Perf: 2.16 %
Day's Low: $ 81.95 30 Day Perf: -1.17 %
Volume (M): 0 52 Wk High: $ 82.92
Volume (M$): $ 0 52 Wk Avg: $79.98
Open: $81.95 52 Wk Low: $76.75



 Market Capitalization (Millions $) 90
 Shares Outstanding (Millions) 1
 Employees -
 Revenues (TTM) (Millions $) 20
 Net Income (TTM) (Millions $) 2
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) 5

Business Description




   Company Address: 990 STATE ROUTE 67 BALLSTON SPA 0 NY
   Company Phone Number: (518) 363-8199   Stock Exchange / Ticker: OTC BSPA


   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 26.52
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 4.62
Price to Sales (Expected) -
Price to Book 0.95
PEG (TTM) -

Financial Strength Current
Quick Ratio -
Working Capital Ratio -
Leverage Ratio (MRQ) 13.38
Total Debt to Equity 0.6
Interest Coverage (TTM) -
Debt Coverage (TTM) 0.04

Per Share Current
Earnings (TTM) 3.09 $
Revenues (TTM) 17.76 $
Cash Flow (TTM) -
Cash 140.21 $
Book Value 86.26 $
Dividend (TTM) 1.32 $

Efficiency Current
Revenue per Employee (TTM) -
Net Income per Employee (TTM) -
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.02

Profitability Ratios Current
Gross Margin (MRQ) 0 %
Operating Margin (MRQ) 0 %
Net Margin (MRQ) -5.73 %
Net Cash Flow Margin (MRQ) 0 %
Effective Tax Rate (TTM) 16.97 %

Management Effectiveness Current
Return On Assets (TTM) 0.25 %
Return On Investment (TTM) 0.25 %
Return On Equity (TTM) 2.73 %
Dividend Yield 1.61 %
Pay out Ratio (TTM) 42.72 %



Ballston Spa Bancorp's Segments
Service Charges on Deposit Accounts    3.09 % of total Revenue
Administrative Service    6.33 % of total Revenue
Debit Card    5.03 % of total Revenue
Financial Service Other    4.37 % of total Revenue





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