Old Point Financial (OPOF) Return on Equity ROE from the second quarter 2025 to second quarter 2024 and annually, average high and low, overall ranking from Jun 30 2025 to Jun 30 2024 - CSIMarket
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Old Point Financial Corp  (NASDAQ: OPOF)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial

Old Point Financial's ROE per quarter

Return on Equity, Quarterly Results, Trends, Rankings, Statistics


What is ROE for Old Point Financial in the second quarter 2025?
Old Point Financial Corp achieved a return on average equity (ROE) of 7.45 % in its second quarter 2025, this is above OPOF's average return on equity of 5.44%.
Old Point Financial Corp shareholder's equity over the 12 months ending in its second quarter 2025 are valued at $116 million

ROE decreased relative to the period ending , due to the decline in net income.

Within the Commercial Banks industry 67 other companies had a higher return on equity. While return on equity, the total ranking has deteriorated compared to the first quarter 2025 from 1254 to 1556.

What is ROE?




Return On Equity (Jun 30 2025)
II. Quarter
(Mar 31 2025)
I. Quarter
(Dec 31 2024)
IV. Quarter
(Sep 30 2024)
III. Quarter
(Jun 30 2024)
II. Quarter
Y / Y Equity Change 7.4 % 8.91 % 6.74 % 16.01 % -
Y / Y Net Income Change -50.89 % 25.68 % 94.2 % 74.89 % 40.34 %
Net Income (TTM) in Millions 9 10 10 8 7
Return On Equity (TTM) 7.45 % 8.71 % 8.51 % 7.38 % 6.69 %
OPOF's Total Ranking # 1556 # 1254 # 1554 # 0 # 1614
Equity (TTM) in Millions 118 117 114 115 110
Seq. Equity Change 0.78 % 2.85 % -1.29 % 4.96 % 2.2 %
Seq. Net Income Change -42.45 % -25.07 % 20.91 % -5.81 % 47.29 %

Return On Equity Company Ranking
Within: No.
Industry # 68
Sector # 480
Overall # 1556

Return On Equity Statistics
High Average Low
10.26 %
5.44 %
-0.2 %
(Mar 31 2023)  





OPOF Annual Return On Equity (Dec 31 2024)
2024
(Dec 31 2023)
2023
(Dec 31 2022)
2022
(Dec 31 2021)
2021
(Dec 31 2020)
2020
Total Equity in Millions 114 107 99 121 117
Y / Y Equity Change 6.74 % 8.15 % -18.28 % 3.14 % 6.73 %
Net Income in Millions 10 8 9 8 5
Y / Y Net Income Change 23 % -15.13 % 7.91 % 56.62 % -31.44 %
Return On Equity 8.34 % 7.24 % 9.22 % 6.99 % 4.6 %





Annual Roe Comment
In 2024 ROE improved to 8.34 % compared to the previous year, due to net income growth.


More Return On Equity Ratios
Commercial Banks Industry Roe Trends and Statistics
Financial Sector Return On Equity Statistics
OPOF's' Return on Equity at Yahoo Finance
OPOF's Roe Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Equity
Lowest Ranking Return On Equity
Subscribers only: Roe for OPOF's Competitors
Subscribers only: Roe for Old Point Financial's Suppliers
Subscribers only: Return On Equity for OPOF's Customers




Companies with similar Return On Equity at Jun 30 2025, within Financial Sector ROE
Cboe Global Markets Inc   20.41 %
Onemain Holdings Inc   20.39 %
Bank7 Corp   20.36 %
Palomar Holdings Inc   20.18 %
Columbia Banking System Inc   20.07 %
Price T Rowe Group Inc  20.07 %
W R Berkley Corp  20.05 %
Houlihan Lokey Inc   20.05 %
Equitable Holdings Inc   19.70 %
Rli Corp  19.57 %
Slm Corp  19.50 %
Synchrony Financial  19.38 %
Abrdn Silver Etf Trust  19.35 %
The Hartford Insurance Group Inc   19.14 %
Federal Home Loan Mortgage Corporation  18.93 %
Hagerty Inc   18.88 %
Esquire Financial Holdings inc   18.87 %
Public Storage  18.86 %
Victory Capital Holdings Inc   18.74 %
World Acceptance Corporation  18.71 %
Sun Communities Inc  18.59 %
Hanover Insurance Group Inc   18.54 %
Travelers Companies inc   18.53 %
Crawford and Co  18.37 %
Amerisafe Inc   18.37 %
Franklin Templeton Holdings Trust  18.28 %
Outfront Media Inc   18.14 %
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NewtekOne, Inc.  17.89 %
Raymond James Financial Inc   17.84 %


Date modified: 2026-09-08T15:11:33+00:00



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