Old Point Financial's ROA from the second quarter of 2025 to the second quarter of 2024 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Old Point Financial's ROA in the second quarter of 2025?
Old Point Financial Corp achieved a return on average assets (ROA) of 0.63 % in its second quarter of 2025, this is above OPOF's average return on assets of 0.49%.
Old Point Financial Corp assets over the 12 months ending in its second quarter of 2025 are valued at $1,384 million

ROA decreased relative to the period ending Mar 31 2025, due to the decline in net income.

However, within the Financial sector 659 other companies had a higher return on assets. While return on assets, the total ranking has deteriorated compared to the first quarter of 2025 from 2338 to 2377.

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Return on Assets ROA▼

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Return On Assets	(Jun 30 2025) II. Quarter	(Mar 31 2025) I. Quarter	(Dec 31 2024) IV. Quarter	(Sep 30 2024) III. Quarter	(Jun 30 2024) II. Quarter
Y / Y Total Assets Change	2.66 %	4.57 %	-21.06 %	-4.78 %	-4.02 %
Y / Y Net Income Change	-50.89 %	25.68 %	94.2 %	74.89 %	40.34 %
Net Income (TTM) in million	9	10	10	8	7
Return On Assets (TTM)	0.63 %	0.72 %	0.7 %	0.56 %	0.48 %
OPOF's Total Ranking	# 2377	# 2338	# 2752	# 2441	# 2472
Total Assets (TTM) in million	1,403	1,451	1,347	1,337	1,366
Seq. Total Assets Change	-3.34 %	7.74 %	0.72 %	-2.13 %	-1.54 %
Seq. Net Income Change	-42.45 %	-25.07 %	20.91 %	-5.81 %	47.29 %

OPOF's 5 Years Annual ROA >> Back to OPOF Management Effectiveness >> Compare OPOF ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 77
Sector	# 660
Overall	# 2348

Return On Assets Statistics
High	Average	Low
0.76 %	0.49 %	-0.02 %
(Dec 31 2019)

Financial Statements
Old Point Financial's Assets	$ 1,403 million	OPOF's Balance sheet
Old Point Financial's Income	$ 1 million	Quarterly OPOF's Income Statement
OPOF's Income by Division		See OPOF's Income by Division

Annual Return On Assets	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021	(Dec 31 2020) FY 2020
Y / Y Total Assets Change	-3.99 %	2.38 %	19.12 %	4.02 %	14.63 %
Total Assets in million	1,347	1,403	1,370	1,150	1,106
Y / Y Net Income Change	23 %	-15.13 %	7.91 %	56.62 %	-31.44 %
Net Income in million	10	8	9	8	5
Annual Return On Assets	0.71 %	0.55 %	0.66 %	0.73 %	0.49 %

OPOF's 5 Years Annual ROA >> Back to OPOF Management Effectiveness >> Compare OPOF ROA to its Competitors

Comment on OPOF's ROA in the fiscal year ending 2024

In the fiscal year 2024 ROA improved to 0.71 % compared to prior year, due to annual net income growth of 23 % to $9.51 million, and due to decline of value in Old Point Financial's assets by -3.99 % to $1,346.71 million, compared to $1,346.71 a year before.

More Return On Assets Ratios
OPOF's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
OPOF's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for OPOF's Competitors
Subscribers only: Roa for Old Point Financial's Suppliers
Subscribers only: Return On Assets for OPOF's Customers

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	OPOF's Profitability Ratios	OPOF's Asset Turnover Ratio	OPOF's Dividend Growth
OPOF's Roe	OPOF's Valuation Ratios	OPOF's Financial Strength Ratios	OPOF's Dividend Payout Ratio

Companies with similar Return On Assets at Jun 30 2025, within Financial Sector	ROA
Medallion Financial Corp	1.71 %
Loews Corp	1.71 %
Bancfirst Corporation	1.70 %
Inpoint Commercial Real Estate Income Inc	1.70 %
Park National Corporation	1.69 %
Weyerhaeuser Company	1.69 %
Arbor Realty Trust Inc	1.68 %
Westwood Holdings Group Inc	1.67 %
Innsuites Hospitality Trust	1.66 %
Ofg Bancorp	1.66 %
Silverbox Corp Iv	1.65 %
STANDARD PREMIUM FINANCE HOLDINGS, INC.	1.64 %
Farmers and Merchants Bancorp	1.64 %
Wheeler Real Estate Investment Trust Inc	1.63 %
Global Indemnity Group Llc	1.62 %
Hines Global Income Trust Inc	1.62 %
Tiptree Inc	1.62 %
First Bancorp	1.61 %
Empire State Realty Op L p	1.60 %
Empire State Realty Trust Inc	1.60 %
Horizon Space Acquisition Ii Corp	1.60 %
Agriculture & Natural Solutions Acquisition Corp	1.59 %
Pennymac Financial Services inc	1.59 %
Nexpoint Real Estate Finance Inc	1.58 %
1st Source Corp	1.58 %
Arrow Financial Corporation	1.58 %
Bank First Corp	1.57 %
East West Bancorp inc	1.57 %
Schwab Charles Corp	1.56 %
First Community Bankshares Inc	1.56 %

Date modified: 2026-09-08T15:11:33+00:00

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