Return On Equity	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021	(Dec 31 2020) 2020
Y / Y Equity Change	6.74 %	8.15 %	-18.28 %	3.14 %	6.73 %
Y / Y Net Income Change	23 %	-15.13 %	7.91 %	56.62 %	-31.44 %
Return On Equity	8.34 %	7.24 %	9.22 %	6.99 %	4.6 %

OPOF all Ratios >> Back to OPOF Management Effectiveness >> See Quarterly OPOF Return On Equity

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Roe Comment

In (Dec 31 2024) ROE improved to 8.34 % compare to previous year, due to net income growth.

Financial Statements
Old Point Financial's Equity	$ 114 Millions	Annual OPOF's Balance sheet
Old Point Financial's Annual Income	$ 10 Millions	Annual OPOF's Income Statement
Where are OPOF's Income coming from?		Visit OPOF's Income by Segment

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