National Bankshares Inc (NKSH) Return on Assets ROA from the second quarter of 2026 to second quarter of 2025 and for the year 2026, Average High and Low, Fundamental Ratios from Jun 30 2026 to Jun 30 2025 - CSIMarket
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National Bankshares Inc   (NASDAQ: NKSH)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial


National Bankshares Inc 's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics


What is National Bankshares Inc 's ROA in the second quarter of 2026?
National Bankshares Inc achieved a return on average assets (ROA) of 1.12 % in its second quarter of 2026, which is below National Bankshares Inc 's average return on assets, which stands at 1.27%.

ROA has improved compared to 0.98% in the first quarter of 2026, due to net income growth.

However, within the Financial sector 528 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 2250, from total ROA ranking in the first quarter of 2026 at 2613.

What is ROA?



Return On Assets (Jun 30 2026)
II. Quarter
(Mar 31 2026)
I. Quarter
(Dec 31 2025)
IV. Quarter
(Sep 30 2025)
III. Quarter
(Jun 30 2025)
II. Quarter
Y / Y Total Assets Change 4.03 % -1.09 % 3.04 % 1.57 % 0.36 %
Y / Y Net Income Change 119.7 % 53.92 % 91 % 65.17 % -
Net Income (TTM) in million 20 18 16 13 11
Return On Assets (TTM) 1.12 % 0.98 % 0.88 % 0.73 % 0.63 %
NKSH's Total Ranking # 2250 # 2613 # 2336 # 2367 # 2428
Total Assets (TTM) in million 1,833 1,816 1,814 1,808 1,762
Seq. Total Assets Change 0.94 % 0.1 % 0.3 % 2.65 % -4.03 %
Seq. Net Income Change 0.96 % -15.3 % 33.05 % 93.1 % -29.26 %



Return On Assets Company Ranking
Within: No.
Industry # 46
Sector # 529
Overall # 2144

Return On Assets Statistics
High Average Low
2.04 %
1.27 %
0.43 %
(Sep 30 2013)   (Dec 31 2024)



  News about National Bankshares Inc Return on Assets ROA

Leadership Shift at National Bankshares: Will Lara Ramsey Navigate the Bank Through Declining Returns and Increasing Competition,

Challenges Ahead for National Bankshares Under New Leadership amid Declining Financial PerformanceLara E. Ramsey Takes the Helm as President of National Bankshares, Inc. Amidst Concerning Financial MetricsIn a strategic move announced earlier this week, National Bankshares, Inc. and its banking arm, The National Bank of Blacksburg, appointed Lara E. Ramsey as President. While the promotion of Ramsey is a recognition of her years with the bank, her arrival coincides with a challenging period for the institution, marked by a decline in key financial indicators.As of the second quarter of 2024, National Bankshares reported a Return on Assets (ROA) of just 0.55%, significantly below the company s historical average ROA of 1.29%. This downturn demonstrates a concerning trend that began in the first quarter of 2024 when ROA slid from 0.61% to the current figure. Coupled with other challenges such as a recent -6.6% drop in stock value over the past five trading days, the new president faces a steep uphill battle to reverse the company s fortunes.

National Bankshares, Inc. Completes Frontier Community Bank Acquisition Amidst Decrease in Revenue and ROA


Introduction
National Bankshares Inc. (Nasdaq: NKSH) recently finalized the acquisition of Frontier Community Bank on June 1, 2024. However, despite this significant development, the company s shares have dropped by -6.6% in the past five trading days. Additionally, National Bankshares Inc. experienced a decline in their Return on Asset (ROA) in the first quarter of 2024, falling short of their average ROA. This article will delve into the implications of the acquisition, the reasons behind the decline in ROA, and its position within the financial industry.
Acquisition of Frontier Community Bank
The completion of the acquisition of Frontier Community Bank marks a significant milestone for National Bankshares Inc. This strategic move is expected to enhance the bank s market presence and expand its customer base, leading to increased competitiveness. By absorbing Frontier Community Bank, National Bankshares Inc. gains access to its assets, customer relationships, and potentially lucrative markets.




Financial Statements
National Bankshares Inc 's Assets $ 1,833 million NKSH's Balance sheet
National Bankshares Inc 's Income $ 5 million Quarterly NKSH's Income Statement
NKSH's Income by Division See NKSH's Income by Division



Annual Return On Assets (Dec 31 2025)
FY 2025
(Dec 31 2024)
FY 2024
(Dec 31 2023)
FY 2023
(Dec 31 2022)
FY 2022
(Dec 31 2021)
FY 2021
Y / Y Total Assets Change 3.7 % 3.02 % -1.29 % 1.04 % 12.01 %
Total Assets in million 1,814 1,749 1,698 1,720 1,702
Y / Y Net Income Change 107.61 % -51.42 % -39.49 % 27.23 % 26.78 %
Net Income in million 16 8 16 26 20
Annual Return On Assets 0.87 % 0.44 % 0.92 % 1.51 % 1.2 %




Comment on NKSH's ROA in the fiscal year ending 2025
In the fiscal year 2025 ROA improved to 0.87 % compared to prior year, due to annual net income growth of 107.61 % to $15.83 million, while value of National Bankshares Inc 's overall assets grew just by 3.7 % to $1,813.82 million, compared to $1,813.82 a year before.


More Return On Assets Ratios
NKSH's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
NKSH's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for NKSH's Competitors
Subscribers only: Roa for National Bankshares Inc 's Suppliers
Subscribers only: Return On Assets for NKSH's Customers

You may also want to know
NKSH's Roi NKSH's Inventory Turnover Ratio NKSH's Growth Rates NKSH's Dividend Comparisons
NKSH's Profitability Ratios NKSH's Asset Turnover Ratio NKSH's Dividend Growth
NKSH's Roe NKSH's Valuation Ratios NKSH's Financial Strength Ratios NKSH's Dividend Payout Ratio



Companies with similar Return On Assets at Jun 30 2026, within Financial Sector ROA
Everest Group Ltd   3.06 %
Assured Guaranty ltd   3.04 %
Sizzle Acquisition Corp Ii  3.04 %
Crawford and Co  3.03 %
Flag Ship Acquisition Corporation  3.02 %
Titan Acquisition Corp  2.99 %
Crown Castle Inc   2.97 %
Assurant Inc   2.95 %
NewtekOne, Inc.  2.94 %
Donegal Group Inc   2.92 %
American Strategic Investment Co   2.91 %
American Financial Group Inc   2.89 %
Phillips Edison and Company Inc   2.89 %
Synchrony Financial  2.88 %
Weyerhaeuser Company  2.85 %
Postal Realty Trust Inc   2.82 %
Atlasclear Holdings Inc   2.81 %
Yhn Acquisition I Limited  2.78 %
Safety Insurance Group Inc  2.78 %
Blue Owl Capital Inc   2.72 %
Invesco Db Agriculture Fund  2.72 %
Regions Financial Corporation  2.68 %
Virtus Investment Partners Inc   2.68 %
STEELE BANCORP INC  2.68 %
Carter bankshares inc   2.66 %
Oppenheimer Holdings Inc   2.63 %
Intercontinental Exchange Inc   2.60 %
Broadstone Net Lease Inc   2.59 %
Bowhead Specialty Holdings Inc   2.58 %
Arrow Financial Corporation  2.57 %


Date modified: 2026-09-26T07:05:06+00:00


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