Synchrony Financial's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Synchrony Financial's ROA in the second quarter of 2026?
Synchrony Financial achieved a return on average assets (ROA) of 2.89 % in its second quarter of 2026, this is above SYF's average return on assets of 2.78%.
Synchrony Financials assets during the 12 months ending in the second quarter of 2026 are valued at $119 billion

ROA fell compared to the first quarter of 2026, despite the net income growth of 12.88% from the first quarter of 2026.

However, within the Financial sector 262 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 1610, from total ROA ranking in the first quarter of 2026 at 1904.

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Return on Assets ROA▼

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Return On Assets	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Total Assets Change	1.34 %	-0.43 %	-1.27 %	-2.04 %	-0.15 %
Y / Y Net Income Change	-6.45 %	6.52 %	-3.05 %	37.63 %	51.6 %
Net Income (TTM) in million	3,456	3,517	3,469	3,492	3,203
Return On Assets (TTM)	2.89 %	2.95 %	2.91 %	2.92 %	2.66 %
SYF's Total Ranking	# 1610	# 1904	# 1623	# 1660	# 1738
Total Assets (TTM) in million	121,930	121,501	117,944	116,792	120,314
Seq. Total Assets Change	0.35 %	3.02 %	0.99 %	-2.93 %	-1.4 %
Seq. Net Income Change	12.88 %	7.4 %	-30.94 %	11.73 %	28.53 %

SYF's 5 Years Annual ROA >> Back to SYF Management Effectiveness >> Compare SYF ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 12
Sector	# 263
Overall	# 1612

Return On Assets Statistics
High	Average	Low
4.45 %	2.78 %	1.36 %
(Dec 31 2021)		(Sep 30 2020)

Financial Statements
Synchrony Financial's Assets	$ 121,930 million	SYF's Balance sheet
Synchrony Financial's Income	$ 885 million	Quarterly SYF's Income Statement
SYF's Income by Division		See SYF's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	-0.31 %	1.69 %	12.35 %	9.21 %	-0.21 %
Total Assets in million	119,095	119,463	117,479	104,564	95,748
Y / Y Net Income Change	1.23 %	56.06 %	-26.16 %	-28.83 %	211.17 %
Net Income in million	3,469	3,427	2,196	2,974	4,179
Annual Return On Assets	2.91 %	2.87 %	1.87 %	2.84 %	4.36 %

SYF's 5 Years Annual ROA >> Back to SYF Management Effectiveness >> Compare SYF ROA to its Competitors

Comment on SYF's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 2.91 % compared to prior year, due to annual net income growth of 1.23 % to $3,469.00 million, and due to decline of value in Synchrony Financial's assets by -0.31 % to $119,095.00 million, compared to $119,095.00 a year before.

More Return On Assets Ratios
SYF's' Return on Assets at Yahoo Finance
Miscellaneous Financial Services Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
SYF's Roa Ratio versus Miscellaneous Financial Services Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for SYF's Competitors
Subscribers only: Roa for Synchrony Financial's Suppliers
Subscribers only: Return On Assets for SYF's Customers

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Companies with similar Return On Assets at Jun 30 2026, within Financial Sector	ROA
Kingstone Companies Inc	7.73 %
Aon Plc	7.60 %
Manhattan Bridge Capital Inc	7.59 %
Marvion Inc.	7.52 %
Ategrity Specialty Insurance Company Holdings	7.50 %
Pagaya Technologies Ltd	7.49 %
Jefferson Capital Inc	7.49 %
Gaming And Leisure Properties inc	7.45 %
Greenlight Capital Re Ltd	7.40 %
Universal Insurance Holdings Inc	7.33 %
Renaissancere Holdings Ltd	7.32 %
Utg Inc	7.06 %
Proshares Trust Ii	7.04 %
Rli Corp	6.96 %
Berkshire Hathaway Inc	6.94 %
Marsh and Mclennan Companies Inc	6.90 %
Oscar Health Inc	6.76 %
Nasdaq Inc	6.76 %
Chicago Atlantic Real Estate Finance Inc	6.72 %
Ltc Properties Inc	6.72 %
Bimini Capital Management Inc	6.63 %
Caretrust Reit Inc	6.63 %
American Integrity Insurance Group Inc	6.47 %
U S Global Investors Inc	6.30 %
Cohen and Co Inc	6.21 %
Palomar Holdings Inc	5.99 %
Vici Properties Inc	5.96 %
Hippo Holdings Inc	5.95 %
Binah Capital Group inc	5.95 %
NewLake Capital Partners, Inc.	5.91 %

Date modified: 2026-09-05T06:59:47+00:00

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