Live Oak Bancshares Inc 's ROA from the third quarter of 2026 to the third quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Live Oak Bancshares Inc 's ROA in the third quarter of 2026?
Live Oak Bancshares Inc achieved a return on average assets (ROA) of 0.89 % in its third quarter of 2026, which is below Live Oak Bancshares Inc 's average return on assets, which stands at 1.32%.

ROA decreased relative to the period ending Jun 30 2026, due to the decline in net income.

However, within the Financial sector 626 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Sep 30 2026 quarter, so far to 2308, from total ROA ranking in the second quarter of 2026 at 2686.

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Return on Assets ROA▼

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Return On Assets	(Sep 30 2026) III. Quarter	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter
Y / Y Total Assets Change	18.08 %	18.44 %	12.38 %	16.79 %	16.81 %
Y / Y Net Income Change	-0.43 %	56.94 %	209.75 %	368.58 %	103.19 %
Net Income (TTM) in million	139	139	126	106	69
Return On Assets (TTM)	0.89 %	0.93 %	0.87 %	0.75 %	0.52 %
LOB's Total Ranking	# 2308	# 2686	# 2433	# 2453	# 2445
Total Assets (TTM) in million	16,966	16,038	14,929	14,778	14,368
Seq. Total Assets Change	5.78 %	7.43 %	1.03 %	2.85 %	6.11 %
Seq. Net Income Change	-28.2 %	22.56 %	-35.07 %	74.27 %	13.17 %

LOB's 5 Years Annual ROA >> Back to LOB Management Effectiveness >> Compare LOB ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 136
Sector	# 627
Overall	# 2276

Return On Assets Statistics
High	Average	Low
4.31 %	1.32 %	0.12 %
(Dec 31 2017)		(Jun 30 2020)

Financial Statements
Live Oak Bancshares Inc 's Assets	$ 16,966 million	LOB's Balance sheet
Live Oak Bancshares Inc 's Income	$ 26 million	Quarterly LOB's Income Statement
LOB's Income by Division		See LOB's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	16.79 %	15.74 %	17.22 %	13.56 %	4.33 %
Total Assets in million	14,778	12,654	10,933	9,327	8,213
Y / Y Net Income Change	36.46 %	4.76 %	-58.06 %	5.52 %	180.46 %
Net Income in million	106	77	74	176	167
Annual Return On Assets	0.71 %	0.61 %	0.68 %	1.89 %	2.03 %

LOB's 5 Years Annual ROA >> Back to LOB Management Effectiveness >> Compare LOB ROA to its Competitors

Comment on LOB's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 0.71 % compared to prior year, due to annual net income growth of 36.46 % to $105.64 million, while value of Live Oak Bancshares Inc 's overall assets grew just by 16.79 % to $14,777.88 million, compared to $14,777.88 a year before.

More Return On Assets Ratios
LOB's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
LOB's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for LOB's Competitors
Subscribers only: Roa for Live Oak Bancshares Inc 's Suppliers
Subscribers only: Return On Assets for LOB's Customers

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	LOB's Profitability Ratios	LOB's Asset Turnover Ratio	LOB's Dividend Growth
LOB's Roe	LOB's Valuation Ratios	LOB's Financial Strength Ratios	LOB's Dividend Payout Ratio

Companies with similar Return On Assets at Sep 30 2026, within Financial Sector	ROA
Bread Financial Holdings Inc	2.36 %
Alignment Healthcare Inc	2.36 %
Agree Realty Corporation	2.33 %
Humana Inc	2.31 %
Bowhead Specialty Holdings Inc	2.31 %
Cme Group Inc	2.24 %
Regional Management Corp	2.23 %
Iron Mountain Inc	2.20 %
Ameriprise Financial Inc	2.18 %
Slm Corp	2.17 %
Oppenheimer Holdings Inc	2.17 %
Rocket Companies Inc	2.16 %
Community Healthcare Trust inc	2.16 %
Schwab Charles Corp	2.11 %
Columbia Banking System Inc	2.07 %
Seven Hills Realty Trust	2.06 %
Tompkins Financial Corp	2.05 %
American International Group Inc	2.03 %
Unity Bancorp inc	1.98 %
Ryan Specialty Holdings Inc	1.95 %
1st Source Corp	1.94 %
Ford Motor Credit Company Llc	1.92 %
Park National Corporation	1.92 %
Saul Centers Inc	1.91 %
First Financial Bankshares Inc	1.90 %
Realty Income Corporation	1.89 %
Metrocity Bankshares inc	1.87 %
Ofg Bancorp	1.85 %
Republic Bancorp Inc	1.82 %
Centene Corporation	1.82 %

Date modified: 2026-11-04T15:19:58+00:00

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