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Live Oak Bancshares Inc   (NYSE: LOB)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial

Live Oak Bancshares Inc

LOB's Fundamental analysis








Live Oak Bancshares Inc 's sales fell by -14.64 % in IV. Quarter 2024 from the same quarter a year ago.

Regional Banks industry recorded deterioration of revenues by -21.1 %

Live Oak Bancshares Inc 's net profit decreased by -39.1 % in IV. Quarter 2024 year on year, to $10 millions.

More on LOB's Growth


Live Oak Bancshares Inc
current PE on trailing twelve month basis is above Regional Banks industry average.

Live Oak Bancshares Inc PEG ratio is at 3.17 Company is currently trading with Price to Cash flow multiple of 49.39 in trailing twelve-month period.
Company
16.81
PE TTM   
Industry
10.49
PE TTM    
Company's Price to Sales ratio is at 3.21.
Regional Banks industry's Price to Sales ratio is at 2.94.


More on LOB's Valuation
 
 Total Debt (Millions $) 113
 Dividend TTM ($) 0.12 $
 Dividend Yield TTM (%) 0.42 %
 Revenue/Employee (TTM) $ 478,050
 Net Income/Employee (TTM) $ 91,726
 Receivable Turnover (TTM) -
 Tangible Book Value (Per Share $) 21.89

Live Oak Bancshares Inc
current PE on trailing twelve month basis is above Regional Banks industry average.

Live Oak Bancshares Inc PEG ratio is at 3.17 Company is currently trading with Price to Cash flow multiple of 49.39 in trailing twelve-month period.
Company
16.81
PE TTM   
Industry
10.49
PE TTM    
Company's Price to Sales ratio is at 3.21.
Regional Banks industry's Price to Sales ratio is at 2.94.

Live Oak Bancshares Inc Price to Book Ratio is at 1.29 lower than Industry Avg. of 54.56. and higher than S&P 500 Avg. of 0.01

More on LOB's Valuation

  Market Capitalization (Millions $) 1,297
  Shares Outstanding (Millions) 46
  Employees 844
  Revenues (TTM) (Millions $) 403
  Net Income (TTM) (Millions $) 77
  Cash Flow (TTM) (Millions $) 26
  Capital Exp. (TTM) (Millions $) -49
  Total Debt (Millions $) 113
  Dividend TTM ($) 0.12 $
  Dividend Yield TTM (%) 0.42 %
  Revenue/Employee (TTM) $ 478,050
  Net Income/Employee(TTM) $ 91,726
  Receivable Turnover Ratio (TTM) -
  Tangible Book Value (Per Share $) 21.89

  Market Capitalization (Millions $) 1,297
  Shares Outstanding (Millions) 46
  Employees 844
  Revenues (TTM) (Millions $) 403
  Net Income (TTM) (Millions $) 77
  Cash Flow (TTM) (Millions $) 26
  Capital Exp. (TTM) (Millions $) -49


    LOB's Profitability Comparisons
Live Oak Bancshares Inc faced margin deterioration, primarily through cost pressure. Operating Margin fell in IV. Quarter 2024 to 14 % from 18.7 % in III. Quarter.

Live Oak Bancshares Inc net profit margin of 10.42 % is currently ranking no. 142 in Regional Banks industry, ranking no. 476 in Financial sector and number 1140 in S&P 500.


Profitability by Segment
Total 13.65 %



  Ratio
   Capital Ratio (MRQ) 0.05
  Total Debt to Equity (MRQ) 0.11
  Tangible Leverage Ratio (MRQ) 23.62
  Asset Turnover Ratio (TTM) 0.03
  Inventory Turnover Ratio (TTM) -



Live Oak Bancshares Inc faced margin deterioration, primarily through cost pressure. Operating Margin fell in IV. Quarter 2024 to 14 % from 18.7 % in III. Quarter.

Live Oak Bancshares Inc net profit margin of 10.42 % is currently ranking no. 142 in Regional Banks industry, ranking no. 476 in Financial sector and number 1140 in S&P 500.

More on LOB's Key Ratios





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