Bank Of The James Financial Group Inc 's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Bank Of The James Financial Group Inc 's ROA in the second quarter of 2026?
Bank Of The James Financial Group Inc achieved a return on average assets (ROA) of 0.94 % in its second quarter of 2026, this is above BOTJ's average return on assets of 0.75%.
Bank Of The James Financial Group Inc assets over the 12 months ending in its second quarter of 2026 are valued at $1,219 million

ROA fell compared to the first quarter of 2026, despite the net income growth of 16.8% from the first quarter of 2026.

However, within the Financial sector 531 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 2186, from total ROA ranking in the first quarter of 2026 at 2609.

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Return On Assets	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Total Assets Change	64.02 %	-43.54 %	4.26 %	1.24 %	2.7 %
Y / Y Net Income Change	19.82 %	229.45 %	68.25 %	38.29 %	25.88 %
Net Income (TTM) in million	11	11	9	8	7
Return On Assets (TTM)	0.94 %	1.04 %	0.71 %	0.63 %	0.57 %
BOTJ's Total Ranking	# 2186	# 2609	# 2301	# 2313	# 2350
Total Assets (TTM) in million	1,685	1,085	1,063	1,044	1,028
Seq. Total Assets Change	55.32 %	2.11 %	1.83 %	1.56 %	-46.53 %
Seq. Net Income Change	16.8 %	1.84 %	-1.02 %	1.78 %	221.14 %

BOTJ's 5 Years Annual ROA >> Back to BOTJ Management Effectiveness >> Compare BOTJ ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 88
Sector	# 532
Overall	# 2149

Return On Assets Statistics
High	Average	Low
1.1 %	0.75 %	0.48 %
(Jun 30 2026)		(Sep 30 2017)

Financial Statements
Bank Of The James Financial Group Inc 's Assets	$ 1,685 million	BOTJ's Balance sheet
Bank Of The James Financial Group Inc 's Income	$ 3 million	Quarterly BOTJ's Income Statement
BOTJ's Income by Division		See BOTJ's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	6.04 %	1.13 %	4.55 %	-5.72 %	18.07 %
Total Assets in million	1,063	1,002	991	948	1,005
Y / Y Net Income Change	13.57 %	-8.73 %	-2.85 %	18.05 %	52.39 %
Net Income in million	9	8	9	9	8
Annual Return On Assets	0.85 %	0.79 %	0.88 %	0.95 %	0.75 %

BOTJ's 5 Years Annual ROA >> Back to BOTJ Management Effectiveness >> Compare BOTJ ROA to its Competitors

Comment on BOTJ's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 0.85 % compared to prior year, due to annual net income growth of 13.57 % to $9.02 million, while value of Bank Of The James Financial Group Inc 's overall assets grew just by 6.04 % to $1,062.70 million, compared to $1,062.70 a year before.

More Return On Assets Ratios
BOTJ's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
BOTJ's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for BOTJ's Competitors
Subscribers only: Roa for Bank Of The James Financial Group Inc 's Suppliers
Subscribers only: Return On Assets for BOTJ's Customers

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Companies with similar Return On Assets at Jun 30 2026, within Financial Sector	ROA
Bowhead Specialty Holdings Inc	2.58 %
Arrow Financial Corporation	2.57 %
Bread Financial Holdings Inc	2.55 %
Raymond James Financial Inc	2.55 %
Trupanion Inc	2.55 %
The Bancorp Inc	2.50 %
Dt Cloud Star Acquisition Corporation	2.50 %
Silverbox Corp Iv	2.50 %
Graf Global Corp	2.48 %
Cedar Realty Trust Inc	2.48 %
International Bancshares Corporation	2.47 %
Gores Holdings X Inc	2.47 %
Pathward Financial Inc	2.44 %
Cayson Acquisition Corp	2.43 %
Howard Hughes Holdings Inc	2.39 %
Security National Financial Corporation	2.36 %
American Healthcare Reit Inc	2.28 %
Roman Dbdr Acquisition Corp Ii	2.25 %
Agree Realty Corporation	2.25 %
Interactive Brokers Group Inc	2.25 %
Regional Management Corp	2.25 %
Ryan Specialty Holdings Inc	2.24 %
Stifel Financial Corp	2.23 %
Esquire Financial Holdings inc	2.22 %
Invesco Currencyshares British Pound Sterling Trust	2.20 %
Annaly Capital Management Inc	2.19 %
Cme Group Inc	2.19 %
Ford Motor Credit Company Llc	2.19 %
Bank7 Corp	2.18 %
Nexpoint Real Estate Finance Inc	2.17 %

Date modified: 2026-09-03T23:36:02+00:00

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