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Bank Of The James Financial Group Inc   (NASDAQ: BOTJ)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial

Bank Of The James Financial Group Inc

BOTJ's Fundamental analysis








Looking into Bank Of The James Financial Group Inc growth rates, revenue grew by 4.76 % in III. Quarter 2024 from the same quarter a year ago. Ranking at No. 1901

Regional Banks industry recorded deterioration of revenues by -1 %

Bank Of The James Financial Group Inc 's net profit decreased by -4.23 % in III. Quarter 2024 year on year, to $2 millions.

More on BOTJ's Growth


Bank Of The James Financial Group Inc
current PE on trailing twelve month basis is above Regional Banks industry average.

Company is currently trading with Price to Cash flow multiple of 6.57 in trailing twelve-month period.
Company
7.55
PE TTM   
Industry
7.12
PE TTM    
Company's Price to Sales ratio is at 1.45.
Regional Banks industry's Price to Sales ratio is at 3.3.


More on BOTJ's Valuation
 
 Total Debt (Millions $) 19
 Dividend TTM ($) 0.38 $
 Dividend Yield TTM (%) 2.86 %
 Revenue/Employee (TTM) $ 255,366
 Net Income/Employee (TTM) $ 49,029
 Receivable Turnover (TTM) -
 Tangible Book Value (Per Share $) 13.19

Bank Of The James Financial Group Inc
current PE on trailing twelve month basis is above Regional Banks industry average.

Company is currently trading with Price to Cash flow multiple of 6.57 in trailing twelve-month period.
Company
7.55
PE TTM   
Industry
7.12
PE TTM    
Company's Price to Sales ratio is at 1.45.
Regional Banks industry's Price to Sales ratio is at 3.3.

Bank Of The James Financial Group Inc Price to Book Ratio is at 0.92 lower than Industry Avg. of 60.84. and higher than S&P 500 Avg. of 0.01

More on BOTJ's Valuation

  Market Capitalization (Millions $) 64
  Shares Outstanding (Millions) 5
  Employees 172
  Revenues (TTM) (Millions $) 44
  Net Income (TTM) (Millions $) 8
  Cash Flow (TTM) (Millions $) 10
  Capital Exp. (TTM) (Millions $) -2
  Total Debt (Millions $) 19
  Dividend TTM ($) 0.38 $
  Dividend Yield TTM (%) 2.86 %
  Revenue/Employee (TTM) $ 255,366
  Net Income/Employee(TTM) $ 49,029
  Receivable Turnover Ratio (TTM) -
  Tangible Book Value (Per Share $) 13.19

  Market Capitalization (Millions $) 64
  Shares Outstanding (Millions) 5
  Employees 172
  Revenues (TTM) (Millions $) 44
  Net Income (TTM) (Millions $) 8
  Cash Flow (TTM) (Millions $) 10
  Capital Exp. (TTM) (Millions $) -2


    BOTJ's Profitability Comparisons
Bank Of The James Financial Group Inc faced margin deterioration, primarily through cost pressure. Operating Margin fell in III. Quarter 2024 to 21.92 % from 23.38 % in II. Quarter.

Bank Of The James Financial Group Inc net profit margin of 17.7 % is currently ranking no. 152 in Regional Banks industry, ranking no. 422 in Financial sector and number 815 in S&P 500.


Profitability by Segment
Total 17.7 %



  Ratio
   Capital Ratio (MRQ) 0.34
  Total Debt to Equity (MRQ) 0.28
  Tangible Leverage Ratio (MRQ) 30.84
  Asset Turnover Ratio (TTM) 0.04
  Inventory Turnover Ratio (TTM) -



Bank Of The James Financial Group Inc faced margin deterioration, primarily through cost pressure. Operating Margin fell in III. Quarter 2024 to 21.92 % from 23.38 % in II. Quarter.

Bank Of The James Financial Group Inc net profit margin of 17.7 % is currently ranking no. 152 in Regional Banks industry, ranking no. 422 in Financial sector and number 815 in S&P 500.

More on BOTJ's Key Ratios





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