XYF's Dividend Pay out Ratio	(Dec 31 2025) IV. Quarter	0 III. Quarter	0 II. Quarter	0 I. Quarter	(Dec 31 2024) IV. Quarter
Earnings per Share	$ 0.84	$ 0	$ 0	$ 0	$ 0.72
Dividend	$ 0.09	-	-	-	$ 0.03
Pay out Ratio	10.71 %	-	-	-	4.17 %

Dividend Pay out Ratio Comment

X Financial's Eps grew in IV. Quarter by 16.67% compare to a year ago, while dividend increased to 0.09$, this led to improvement in dividend pay out ratio to 10.71%.

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