United Security Bancshares Quick Ratio (UBFO) starting from the fourth quarter 2025 to fourth quarter 2024, Financial Strength Trends, Rankings, Financial Ratios - CSIMarket
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• Quick Ratio
• Working Capital
• LT Debt to Equity
• Debt to Equity
• Leverage Ratio
• Tangible Leverage
• Interest Coverage
• Debt Coverage
• Work. Cap. Per Revenue
United Security Bancshares  (NASDAQ: UBFO)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial

United Security Bancshares's Quick Ratio

UBFO's quarterly Quick Ratio and Cash & cash equivalent, Current Liabilities growth


In the wake of the increase in Current Liabilities in the fourth quarter 2025, Quick Ratio fell to 10.17 above United Security Bancshares average.

Within Commercial Banks industry United Security Bancshares booked the highest Quick Ratio than United Security Bancshares in the fourth quarter 2025. While Quick Ratio total ranking has improved so far during the Q4 2025 to 430, from total ranking in the third quarter 2025 at 3137.

Explain Quick Ratio?
How much Cash & cash equivalents UBFO´s has?
What are UBFO´s Current Liabilities?



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UBFO Quick Ratio (Dec 31 2025)
Q4		 (Sep 30 2025)
Q3		 (Jun 30 2025)
Q2		 (Mar 31 2025)
Q1		 (Dec 31 2024)
Q4
Y / Y Current Liabilities Change 11.05 % -70.86 % -85.29 % -82.6 % -84.91 %
Y / Y Cash & cash equivalent Change -77.57 % -2.39 % -2.25 % -5.71 % 144.23 %
Quick Ratio MRQ 10.17 20.49 21.28 11.09 50.37
UBFO's Total Ranking # 430 # 3137 # 2696 # 1690 #
Seq. Current Liabilities Change 17.07 % 9.8 % -47.63 % 64.98 % -69.28 %
Seq. Cash & cash equivalent Change -41.86 % 5.69 % 0.54 % -63.69 % 153.04 %



Quick Ratio fourth quarter 2025 Company Ranking
Within: No.
Commercial Banks Industry # 1
Financial Sector # 146
Overall Market # 430


Quick Ratio Statistics
High Average Low
50.37 5.69 0.19
(Dec 31 2024)   (Jun 30 2025)




Financial Statements
United Security Bancshares's Current Liabilities $ 12 Millions Visit UBFO's Balance sheet
United Security Bancshares's Cash & cash equivalent $ 125 Millions Visit UBFO's Balance sheet
Source of UBFO's Sales Visit UBFO's Sales by Geography


Cumulative United Security Bancshares's Quick Ratio

UBFO's Quick Ratio for the trailling 12 Months

UBFO Quick Ratio

 (Dec 31 2025)
12 Months		 (Sep 30 2025)
12 Months		 (Jun 30 2025)
12 Months		 (Mar 31 2025)
12 Months		 (Dec 31 2024)
12 Months
Y / Y Current Liabilities TTM Growth -76.68 % -82.32 % -80.65 % -69.31 % -36.89 %
Y / Y Cash & cash equivalent TTM Growth -37.87 % 35.24 % 35.45 % 27.88 % 23.99 %
Quick Ratio TTM 14.74 23.86 15.8 9.12 5.53
Total Ranking TTM # 4013 # 0 # 0 # 0 #
Seq. Current Liabilities TTM Growth 2.48 % -34.08 % -42.52 % -39.94 % -22.29 %
Seq. Cash & cash equivalent TTM Growth -36.7 % -0.44 % -0.39 % -1.02 % 37.78 %

Quick ratio ranking by company, industry and sector >> Back to UBFO Financial Strength Comparisons >> Go to Compare UBFO Quick Ratio to its Competitors

On the trailing twelve months basis Due to increase in Current Liabilities in the Q4 2025 to $12.31 millions, cumulative Quick Ratio decreased to 14.74 above the UBFO average Quick Ratio.
Quick Ratio is the average cumulative value over the last four quarters.

Among companies operating within Commercial Banks industry UBFO achieved the highest Quick Ratio. While Quick Ratio total ranking has deteriorated compared to the previous twelve months ending in the third quarter 2025 from 0 to 4013.

Explain Quick Ratio?
How much Cash & cash equivalents UBFO´s has?
What are UBFO´s Current Liabilities?

TTM Quick Ratio Company Ranking
Within: No.
Within the Commercial Banks Industry # 0
Financial Sector # 197
Within the Market # 4013


trailing twelve months Quick Ratio Statistics
High Average Low
0.47 0.33 0.23
(Mar 31 2020)   (Dec 31 2025)




Companies with similar Quick Ratio in the quarter ending Dec 31 2025, within Commercial Banks Industry Quick RatioDec 31 2025 MRQ Cash & cash equivalentDec 31 2025 MRQ Current Liabilities
National Bank Holdings Corp  24.04 $ 417.058  Millions$ 17.350  Millions
Peoples Financial Services Corp   21.67 $ 856.192  Millions$ 39.513  Millions
Stellar Bancorp Inc   20.61 $ 113.529  Millions$ 5.508  Millions
Oceanfirst Financial Corp  19.97 $ 1,087.118  Millions$ 54.434  Millions
Wilson Bank Holding Co  18.82 $ 997.831  Millions$ 53.015  Millions
ENB Financial Corp  16.12 $ 1,247.234  Millions$ 77.358  Millions
Landmark Bancorp Inc   15.75 $ 369.139  Millions$ 23.438  Millions
Farmers and Merchants Bancorp  14.49 $ 144.864  Millions$ 10.000  Millions
Virginia National Bankshares Corp  13.04 $ 314.226  Millions$ 24.104  Millions
Hope Bancorp Inc   11.19 $ 876.127  Millions$ 78.310  Millions
Fidelity D and D Bancorp Inc  11.13 $ 263.854  Millions$ 23.699  Millions
United Security Bancshares  10.17 $ 125.230  Millions$ 12.309  Millions
First United Corporation  9.77 $ 189.089  Millions$ 19.351  Millions
Hanmi Financial Corporation  9.34 $ 1,093.465  Millions$ 117.129  Millions
Valley National Bancorp  8.85 $ 7,106.326  Millions$ 803.104  Millions
The Bancorp Inc   8.40 $ 1,671.750  Millions$ 199.000  Millions
Community Financial System Inc   7.63 $ 1,762.995  Millions$ 231.163  Millions
Financial Institutions Inc   7.07 $ 922.472  Millions$ 130.436  Millions
NewtekOne, Inc.  7.00 $ 300.643  Millions$ 42.962  Millions
Ameriserv Financial Inc  6.87 $ 103.689  Millions$ 15.100  Millions
Park National Corporation  6.76 $ 1,131.929  Millions$ 167.498  Millions
Meridian Corp  6.21 $ 40.576  Millions$ 6.531  Millions
First Financial Bancorp  6.15 $ 4,150.485  Millions$ 675.332  Millions
Trustmark Corporation  5.72 $ 2,544.837  Millions$ 445.000  Millions
Pnc Financial Services Group Inc   5.70 $ 80,692.000  Millions$ 14,151.000  Millions
Camden National Corp  5.03 $ 2,923.450  Millions$ 581.780  Millions
Santander Holdings Usa Inc   4.96 $ 29,982.583  Millions$ 6,042.405  Millions
Webster Financial Corporation  4.30 $ 9,031.106  Millions$ 2,101.442  Millions
Westamerica Bancorporation  4.14 $ 567.801  Millions$ 137.298  Millions
City Holding Company  4.09 $ 1,503.358  Millions$ 367.674  Millions

Date modified: 2026-07-06T19:38:25+00:00



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