United Security Bancshares's ROA from the fourth quarter of 2025 to the fourth quarter of 2024 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is United Security Bancshares's ROA in the fourth quarter of 2025?
United Security Bancshares achieved a return on average assets (ROA) of 0.98 % in its fourth quarter of 2025, which is below United Security Bancshares's average return on assets, which stands at 1.04%.

Despite the company's net income deteriorating, United Security Bancshares was able to improve its ROA compared to the third quarter of 2025.

However, within the Financial sector 556 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Dec 31 2025 quarter, so far to 2225, from total ROA ranking in the third quarter of 2025 at 2226.

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Return On Assets	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter	(Mar 31 2025) I. Quarter	(Dec 31 2024) IV. Quarter
Y / Y Total Assets Change	-18.57 %	-1.51 %	-0.19 %	-1.14 %	24.36 %
Y / Y Net Income Change	35.44 %	5.07 %	-49.52 %	-35.54 %	-55.75 %
Net Income (TTM) in million	12	11	11	13	15
Return On Assets (TTM)	0.98 %	0.86 %	0.84 %	1 %	1.11 %
UBFO's Total Ranking	# 2225	# 2226	# 2139	# 2443	# 2045
Total Assets (TTM) in million	1,248	1,257	1,235	1,213	1,533
Seq. Total Assets Change	-0.67 %	1.75 %	1.85 %	-20.9 %	20.16 %
Seq. Net Income Change	-19.54 %	85.48 %	-19.13 %	12.22 %	-37.58 %

UBFO's 5 Years Annual ROA >> Back to UBFO Management Effectiveness >> Compare UBFO ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 48
Sector	# 557
Overall	# 2172

Return On Assets Statistics
High	Average	Low
1.68 %	1.04 %	-1.56 %
(Sep 30 2019)		(Mar 31 2012)

Financial Statements
United Security Bancshares's Assets	$ 1,248 million	UBFO's Balance sheet
United Security Bancshares's Income	$ 3 million	Quarterly UBFO's Income Statement
UBFO's Income by Division		See UBFO's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	-1.89 %	24.36 %	-6.26 %	359.12 %	-73.78 %
Total Assets in million	1,504	1,533	1,233	1,315	286
Y / Y Net Income Change	-17.48 %	-25.86 %	26.2 %	55.34 %	12.69 %
Net Income in million	12	15	20	16	10
Annual Return On Assets	0.81 %	0.96 %	1.61 %	1.19 %	3.53 %

UBFO's 5 Years Annual ROA >> Back to UBFO Management Effectiveness >> Compare UBFO ROA to its Competitors

Comment on UBFO's ROA in the fiscal year ending 2025

In the fiscal year 2025 United Security Bancshares's ROA decreased compared to previous year to 0.81 %, due to deterioration of net income -17.48 % to $12.11 million, from $14.68 million a year ago, as UBFO's assets were $1,504.04 million.

More Return On Assets Ratios
UBFO's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
UBFO's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for UBFO's Competitors
Subscribers only: Roa for United Security Bancshares's Suppliers
Subscribers only: Return On Assets for UBFO's Customers

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UBFO's Roe	UBFO's Valuation Ratios	UBFO's Financial Strength Ratios	UBFO's Dividend Payout Ratio

Companies with similar Return On Assets at Dec 31 2025, within Financial Sector	ROA
Pathward Financial Inc	2.67 %
W P Carey Inc	2.65 %
Highwoods Properties Inc	2.65 %
Credicorp Ltd	2.65 %
American Financial Group Inc	2.64 %
Bowhead Specialty Holdings Inc	2.64 %
Everest Group Ltd	2.61 %
Willow Lane Acquisition Corp	2.61 %
Cayson Acquisition Corp	2.60 %
NewtekOne, Inc.	2.57 %
Affirm Holdings Inc	2.55 %
Postal Realty Trust Inc	2.55 %
Horizon Space Acquisition Ii Corp	2.53 %
Slm Corp	2.53 %
The Bancorp Inc	2.52 %
International Bancshares Corporation	2.50 %
Ridgepost Capital Inc	2.50 %
Crawford and Co	2.49 %
Blue Owl Capital Inc	2.47 %
Dynex Capital Inc	2.46 %
Assurant Inc	2.45 %
Raymond James Financial Inc	2.44 %
Humana Inc	2.41 %
Ha Sustainable Infrastructure Capital Inc	2.39 %
Intercontinental Exchange Inc	2.39 %
Esquire Financial Holdings inc	2.37 %
Lakeshore Acquisition Iii Corp	2.36 %
Invesco Currencyshares British Pound Sterling Trust	2.35 %
Interactive Brokers Group Inc	2.35 %
Phillips Edison and Company Inc	2.34 %

Date modified: 2026-07-06T19:38:25+00:00

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