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United Security Bancshares  (NASDAQ: UBFO)
Other Ticker:  
 
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial

United Security Bancshares

UBFO's Fundamental analysis








Looking into United Security Bancshares growth rates, revenue grew by 2.01 % in III. Quarter 2024 from the same quarter a year ago. Ranking at No. 1995

Commercial Banks industry recorded growth of revenues by 0.37 %

United Security Bancshares's net profit decreased by -0.62 % in III. Quarter 2024 year on year, to $4 millions.

More on UBFO's Growth


United Security Bancshares
current PE on trailing twelve month basis is below Commercial Banks industry average.

Company is currently trading with Price to Cash flow multiple of 13.06 in trailing twelve-month period.
Company
9.36
PE TTM   
Industry
13.5
PE TTM    
Company's Price to Sales ratio is at 3.17.
Commercial Banks industry's Price to Sales ratio is at 3.45.


More on UBFO's Valuation
 
 Total Debt (Millions $) 11
 Dividend TTM ($) 0.47 $
 Dividend Yield TTM (%) 5.01 %
 Revenue/Employee (TTM) $ 455,930
 Net Income/Employee (TTM) $ 155,158
 Receivable Turnover (TTM) -
 Tangible Book Value (Per Share $) 7.46

United Security Bancshares
current PE on trailing twelve month basis is below Commercial Banks industry average.

Company is currently trading with Price to Cash flow multiple of 13.06 in trailing twelve-month period.
Company
9.36
PE TTM   
Industry
13.5
PE TTM    
Company's Price to Sales ratio is at 3.17.
Commercial Banks industry's Price to Sales ratio is at 3.45.

United Security Bancshares Price to Book Ratio is at 1.24 lower than Industry Avg. of 462.04. and higher than S&P 500 Avg. of 0.01

More on UBFO's Valuation

  Market Capitalization (Millions $) 165
  Shares Outstanding (Millions) 17
  Employees 114
  Revenues (TTM) (Millions $) 52
  Net Income (TTM) (Millions $) 18
  Cash Flow (TTM) (Millions $) 13
  Capital Exp. (TTM) (Millions $) -1
  Total Debt (Millions $) 11
  Dividend TTM ($) 0.47 $
  Dividend Yield TTM (%) 5.01 %
  Revenue/Employee (TTM) $ 455,930
  Net Income/Employee(TTM) $ 155,158
  Receivable Turnover Ratio (TTM) -
  Tangible Book Value (Per Share $) 7.46

  Market Capitalization (Millions $) 165
  Shares Outstanding (Millions) 17
  Employees 114
  Revenues (TTM) (Millions $) 52
  Net Income (TTM) (Millions $) 18
  Cash Flow (TTM) (Millions $) 13
  Capital Exp. (TTM) (Millions $) -1


    UBFO's Profitability Comparisons
United Security Bancshares faced margin deterioration, primarily through cost pressure. Operating Margin fell in III. Quarter 2024 to 41.83 % from 46.44 % in II. Quarter.

United Security Bancshares net profit margin of 31.19 % is currently ranking no. 23 in Commercial Banks industry, ranking no. 177 in Financial sector and number 341 in S&P 500.


Profitability by Segment
Total 31.19 %



  Ratio
   Capital Ratio (MRQ) 1.06
  Total Debt to Equity (MRQ) 0.09
  Tangible Leverage Ratio (MRQ) 17.37
  Asset Turnover Ratio (TTM) 0.04
  Inventory Turnover Ratio (TTM) -



United Security Bancshares faced margin deterioration, primarily through cost pressure. Operating Margin fell in III. Quarter 2024 to 41.83 % from 46.44 % in II. Quarter.

United Security Bancshares net profit margin of 31.19 % is currently ranking no. 23 in Commercial Banks industry, ranking no. 177 in Financial sector and number 341 in S&P 500.

More on UBFO's Key Ratios





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