Emclaire Financial Quick Ratio (EMCF) starting from the third quarter 2022 to third quarter 2021, Financial Strength Trends, Rankings, Financial Ratios - CSIMarket
CSIMarket Company Name, Ticker, Customers, else..
 


• Quick Ratio
• Working Capital
• LT Debt to Equity
• Debt to Equity
• Leverage Ratio
• Tangible Leverage
• Interest Coverage
• Debt Coverage
• Work. Cap. Per Revenue
Emclaire Financial Corp  (NASDAQ: EMCF)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial

Emclaire Financial's Quick Ratio

EMCF's quarterly Quick Ratio and Cash & cash equivalent, Current Liabilities growth


In the wake of the increase in Current Liabilities in the third quarter 2022, Quick Ratio fell to 3.91 above Emclaire Financial Corp average.

Within Commercial Banks industry 45 other companies have achieved higher Quick Ratio than Emclaire Financial in third quarter 2022. While Quick Ratio total ranking in the third quarter 2022 has deteriorated compared to the prior quarter from 3830 to 4682.

Explain Quick Ratio?
How much Cash & cash equivalents EMCF´s has?
What are EMCF´s Current Liabilities?



Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.

EMCF Quick Ratio (Sep 30 2022)
Q3		 (Jun 30 2022)
Q2		 (Mar 31 2022)
Q1		 (Dec 31 2021)
Q4		 (Sep 30 2021)
Q3
Y / Y Current Liabilities Change 103.54 % 30.42 % -3.2 % 68.76 % 4.44 %
Y / Y Cash & cash equivalent Change -27.55 % -17.71 % 17.12 % 64.78 % 87.58 %
Quick Ratio MRQ 3.91 4.73 8.33 6.41 10.99
EMCF's Total Ranking # 4682 # 3830 # 3932 # 2772 # 4370
Seq. Current Liabilities Change 8.33 % 60.17 % -31.32 % 70.79 % -30.59 %
Seq. Cash & cash equivalent Change -10.4 % -9.04 % -10.8 % -0.35 % 1.77 %



Quick Ratio third quarter 2022 Company Ranking
Within: No.
Commercial Banks Industry # 46
Financial Sector # 954
Overall Market # 4682


Quick Ratio Statistics
High Average Low
0.4 0.23 0.1
(Jun 30 2012)   (Jun 30 2020)




Financial Statements
Emclaire Financial's Current Liabilities $ 35 Millions Visit EMCF's Balance sheet
Emclaire Financial's Cash & cash equivalent $ 135 Millions Visit EMCF's Balance sheet
Source of EMCF's Sales Visit EMCF's Sales by Geography


Cumulative Emclaire Financial's Quick Ratio

EMCF's Quick Ratio for the trailling 12 Months

EMCF Quick Ratio

 (Sep 30 2022)
12 Months		 (Jun 30 2022)
12 Months		 (Mar 31 2022)
12 Months		 (Dec 31 2021)
12 Months		 (Sep 30 2021)
12 Months
Y / Y Current Liabilities TTM Growth 45.68 % 24.62 % 29.08 % 18.05 % 4.63 %
Y / Y Cash & cash equivalent TTM Growth 2.15 % 28.29 % 62.13 % 66.96 % 46.98 %
Quick Ratio TTM 5.53 7.05 7.99 7.66 7.88
Total Ranking TTM # 3760 # 3912 # 3647 # 4686 # 4094
Seq. Current Liabilities TTM Growth 17.98 % 8.23 % -0.72 % 14.92 % 0.92 %
Seq. Cash & cash equivalent TTM Growth -7.46 % -4.5 % 3.48 % 11.71 % 16.21 %

Quick ratio ranking by company, industry and sector >> Back to EMCF Financial Strength Comparisons >> Go to Compare EMCF Quick Ratio to its Competitors

On the trailing twelve months basis Due to rise in Current Liabilities in the Q3 2022 to $34.62 millions, cumulative Quick Ratio decreased to 5.53 above the EMCF average Quick Ratio.
Quick Ratio is the average cumulative value over the last four quarters.

Among companies operating within Commercial Banks industry 45 other companies have achieved higher Quick Ratio than Emclaire Financial. While Quick Ratio overall ranking has improved so far to 3760, from total ranking during the twelve months ending second quarter 2022 at 3912.

Explain Quick Ratio?
How much Cash & cash equivalents EMCF´s has?
What are EMCF´s Current Liabilities?

TTM Quick Ratio Company Ranking
Within: No.
Within the Commercial Banks Industry # 46
Financial Sector # 954
Within the Market # 3760


trailing twelve months Quick Ratio Statistics
High Average Low
0.4 0.23 0.1
(Jun 30 2012)   (Jun 30 2020)




Companies with similar Quick Ratio in the quarter ending Sep 30 2022, within Commercial Banks Industry Quick RatioSep 30 2022 MRQ Cash & cash equivalentSep 30 2022 MRQ Current Liabilities
Consumers Bancorp Inc   10.20 $ 282.187  Millions$ 27.665  Millions
Patriot National Bancorp Inc   9.83 $ 85.917  Millions$ 8.736  Millions
First Commonwealth Financial Corp  9.12 $ 893.568  Millions$ 97.932  Millions
Community Ban corp   8.10 $ 261.130  Millions$ 32.255  Millions
Ameriserv Financial Inc  7.72 $ 202.816  Millions$ 26.274  Millions
Hawthorn Bancshares Inc   7.06 $ 45.581  Millions$ 6.455  Millions
Firstsun Capital Bancorp  6.73 $ 1,014.797  Millions$ 150.877  Millions
Trustmark Corporation  5.37 $ 2,924.123  Millions$ 544.068  Millions
Pnc Financial Services Group Inc   5.02 $ 96,627.000  Millions$ 19,245.000  Millions
City Holding Company  4.89 $ 1,489.392  Millions$ 304.807  Millions
Us Bancorp De  4.40 $ 110,175.000  Millions$ 25,066.000  Millions
Fulton Financial Corp  4.38 $ 2,740.849  Millions$ 625.459  Millions
Huntington Bancshares Incorporated  4.03 $ 1,717.000  Millions$ 426.000  Millions
Emclaire Financial Corp  3.91 $ 135.422  Millions$ 34.624  Millions
First Horizon Corp  3.25 $ 5,855.000  Millions$ 1,799.000  Millions
First Financial Bancorp  3.20 $ 3,726.906  Millions$ 1,164.582  Millions
Camden National Corp  3.12 $ 1,313.000  Millions$ 421.101  Millions
Alerus Financial Corp  3.04 $ 783.277  Millions$ 257.445  Millions
Santander Holdings Usa Inc   2.39 $ 13,794.645  Millions$ 5,777.161  Millions
Dime Community Bancshares Inc   2.17 $ 312.996  Millions$ 144.343  Millions
Pathward Financial Inc   2.12 $ 426.209  Millions$ 200.850  Millions
Bank Of America Corporation  2.12 $ 1,084,934.000  Millions$ 511,442.000  Millions
Oceanfirst Financial Corp  1.77 $ 170.668  Millions$ 96.289  Millions
Wells Fargo and Company  1.74 $ 251,221.000  Millions$ 144,773.000  Millions
Bok Financial Corp  1.61 $ 2,998.728  Millions$ 1,865.957  Millions
Citigroup inc  1.58 $ 384,762.000  Millions$ 243,847.000  Millions
First United Corporation  1.41 $ 128.039  Millions$ 90.725  Millions
Jpmorgan Chase and Co  1.40 $ 837,403.000  Millions$ 599,900.000  Millions
Hsbc Usa Inc   1.31 $ 14,914.000  Millions$ 11,376.000  Millions

Date modified: 2026-09-08T15:10:46+00:00



Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.

© 2026 CSIMarket.com — Proprietary financial dataset. All rights reserved. Redistribution or automated extraction prohibited.