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Gouverneur Bancorp, Inc./MD/  (OTC: GOVB)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $21.8500 $1.45 7.108%
Day's High: $22 Week Perf: 7.11 %
Day's Low: $ 20.86 30 Day Perf: 11.25 %
Volume (M): 5,900 52 Wk High: $ 22.00
Volume (M$): $ 0 52 Wk Avg: $19.90
Open: $20.86 52 Wk Low: $19.05



 Market Capitalization (Millions $) 23
 Shares Outstanding (Millions) 1
 Employees -
 Revenues (TTM) (Millions $) -
 Net Income (TTM) (Millions $) 1
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) 0

Business Description


Gouverneur Bancorp, Inc. is a Maryland corporation and savings and loan holding company operating Gouverneur Savings and Loan Association, a New York-chartered stock savings and loan association. The association provides community banking services, including residential and commercial real estate loans, construction loans, home equity loans, commercial loans, and consumer loans. The company also operates GS&L Municipal Bank, a limited-purpose commercial bank subsidiary that accepts deposits from New York state and local governments. Gouverneur Bancorp primarily serves Jefferson, St. Lawrence, and Lewis Counties in New York through its branch offices and loan production office.


   Company Address: 42 CHURCH STREET GOUVERNEUR 13642 MD
   Company Phone Number: 315-287-2600   Stock Exchange / Ticker: OTC GOVB


   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 23.24
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) -
Price to Sales (Expected) -
Price to Book 0.69
PEG (TTM) 0.34

Financial Strength Current
Quick Ratio 13.63
Working Capital Ratio 13.84
Leverage Ratio (MRQ) 5.06
Total Debt to Equity -
Interest Coverage (TTM) -
Debt Coverage (TTM) 0.87

Per Share Current
Earnings (TTM) 0.94 $
Revenues (TTM) -
Cash Flow (TTM) -
Cash 52.11 $
Book Value 31.72 $
Dividend (TTM) 0.17 $

Efficiency Current
Revenue per Employee (TTM) -
Net Income per Employee (TTM) -
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) -

Profitability Ratios Current
Gross Margin (MRQ) -
Operating Margin (MRQ) -
Net Margin (MRQ) -
Net Cash Flow Margin (MRQ) -
Effective Tax Rate (TTM) 9.53 %

Management Effectiveness Current
Return On Assets (TTM) 0.48 %
Return On Investment (TTM) 0.5 %
Return On Equity (TTM) 2.98 %
Dividend Yield 0.78 %
Pay out Ratio (TTM) 18.09 %






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