Optimumbank Holdings Inc (OPHC) Return on Assets ROA from the second quarter of 2026 to second quarter of 2025 and for the year 2026, Average High and Low, Fundamental Ratios from Jun 30 2026 to Jun 30 2025 - CSIMarket
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Optimumbank Holdings Inc   (NYSEAMER: OPHC)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial


Optimumbank Holdings Inc 's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics


What is Optimumbank Holdings Inc 's ROA in the second quarter of 2026?
Optimumbank Holdings Inc achieved a return on average assets (ROA) of 1.68 % in its second quarter of 2026, this is above OPHC's average return on assets of -0.25%.
Optimumbank Holdings Inc assets over the 12 months ending in its second quarter of 2026 are valued at $1,220 million

ROA has improved compared to 1.56% in the first quarter of 2026, due to net income growth.

However, within the Financial sector 371 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 1944, from total ROA ranking in the first quarter of 2026 at 2276.

What is ROA?



Return On Assets (Jun 30 2026)
II. Quarter
(Mar 31 2026)
I. Quarter
(Dec 31 2025)
IV. Quarter
(Sep 30 2025)
III. Quarter
(Jun 30 2025)
II. Quarter
Y / Y Total Assets Change 41.71 % 29.8 % 32.93 % 33.58 % 26.04 %
Y / Y Net Income Change 84.76 % 20.49 % 22.89 % 30.92 % 3.03 %
Net Income (TTM) in million 20 17 17 16 15
Return On Assets (TTM) 1.68 % 1.56 % 1.6 % 1.62 % 1.63 %
OPHC's Total Ranking # 1944 # 2276 # 1967 # 1968 # 1941
Total Assets (TTM) in million 1,416 1,269 1,112 1,083 999
Seq. Total Assets Change 11.59 % 14.13 % 2.64 % 8.4 % 2.22 %
Seq. Net Income Change 42.72 % -3.92 % 12.26 % 20.02 % -6.93 %



Return On Assets Company Ranking
Within: No.
Industry # 10
Sector # 372
Overall # 1900

Return On Assets Statistics
High Average Low
2.04 %
-0.25 %
-5.49 %
(Dec 31 2021)   (Jun 30 2013)





Financial Statements
Optimumbank Holdings Inc 's Assets $ 1,416 million OPHC's Balance sheet
Optimumbank Holdings Inc 's Income $ 7 million Quarterly OPHC's Income Statement
OPHC's Income by Division See OPHC's Income by Division



Annual Return On Assets (Dec 31 2025)
FY 2025
(Dec 31 2024)
FY 2024
(Dec 31 2023)
FY 2023
(Dec 31 2022)
FY 2022
(Dec 31 2021)
FY 2021
Y / Y Total Assets Change 18.86 % 17.51 % 39.67 % 73.96 % 62.29 %
Total Assets in million 994 836 712 510 293
Y / Y Net Income Change 26.85 % 108.88 % 56.18 % -36.1 % -
Net Income in million 17 13 6 4 6
Annual Return On Assets 1.67 % 1.57 % 0.88 % 0.79 % 2.15 %




Comment on OPHC's ROA in the fiscal year ending 2025
In the fiscal year 2025 ROA improved to 1.67 % compared to prior year, due to annual net income growth of 26.85 % to $16.65 million, while value of Optimumbank Holdings Inc 's overall assets grew just by 18.86 % to $994.01 million, compared to $994.01 a year before.


More Return On Assets Ratios
OPHC's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
OPHC's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for OPHC's Competitors
Subscribers only: Roa for Optimumbank Holdings Inc 's Suppliers
Subscribers only: Return On Assets for OPHC's Customers

You may also want to know
OPHC's Roi OPHC's Inventory Turnover Ratio OPHC's Growth Rates OPHC's Dividend Comparisons
OPHC's Profitability Ratios OPHC's Asset Turnover Ratio OPHC's Dividend Growth
OPHC's Roe OPHC's Valuation Ratios OPHC's Financial Strength Ratios OPHC's Dividend Payout Ratio



Companies with similar Return On Assets at Jun 30 2026, within Financial Sector ROA
Robinhood Markets Inc   4.60 %
Euronet Worldwide Inc   4.56 %
Ryman Hospitality Properties inc   4.52 %
Virtu Financial inc   4.51 %
Hanover Insurance Group Inc   4.50 %
The Cigna Group  4.46 %
Regency Centers Corporation  4.39 %
Equity Residential  4.35 %
W R Berkley Corp  4.35 %
Upstart Holdings Inc   4.34 %
First American Financial Corporation  4.23 %
Sunrise Realty Trust Inc   4.21 %
Blackrock Inc   4.20 %
Perella Weinberg Partners  4.16 %
Amerisafe Inc   4.13 %
One Liberty Properties Inc  4.13 %
Aflac Incorporated  4.13 %
American Homes 4 Rent  4.11 %
Quetta Acquisition Corporation  4.11 %
Strawberry Fields Reit Inc   4.09 %
Brown and Brown Inc   4.09 %
Nnn Reit Inc   4.06 %
Four Corners Property Trust Inc   4.06 %
Siriuspoint Ltd   4.03 %
Elevance Health Inc   3.99 %
Globe Life Inc   3.91 %
Corecivic Inc   3.88 %
Equinix Inc   3.82 %
Essential Properties Realty Trust Inc   3.82 %
Copt Defense Properties  3.81 %


Date modified: 2026-08-12T20:37:31+00:00


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