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Optimumbank Holdings Inc   (NYSEAMER: OPHC)
Other Ticker:  
 
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial

Optimumbank Holdings Inc

OPHC's Fundamental analysis








Looking into Optimumbank Holdings Inc growth rates, revenue grew by 36.27 % in the fourth quarter of 2024 from the same quarter a year ago.

Commercial Banks industry recorded growth of revenues by 7.99 %

Optimumbank Holdings Inc 's net income grew by 54.92 % in fourth quarter of 2024 year on year, above company average,

More on OPHC's Growth


Optimumbank Holdings Inc
current PE on trailing twelve month basis is below Commercial Banks industry average.

Optimumbank Holdings Inc PEG ratio is at 0.07 Company is currently trading with Price to Cash flow multiple of 2.68 in trailing twelve-month period.
Company
3.7
PE TTM   
Industry
15.36
PE TTM    
Company's Price to Sales ratio is at 1.22.
Commercial Banks industry's Price to Sales ratio is at 3.11.


More on OPHC's Valuation
 
 Total Debt (Millions $) 50
 Dividend TTM ($) 0 $
 Dividend Yield TTM (%) -
 Revenue/Employee (TTM) $ 3,090,917
 Net Income/Employee (TTM) $ 1,093,667
 Receivable Turnover (TTM) -
 Tangible Book Value (Per Share $) 10.46

Optimumbank Holdings Inc
current PE on trailing twelve month basis is below Commercial Banks industry average.

Optimumbank Holdings Inc PEG ratio is at 0.07 Company is currently trading with Price to Cash flow multiple of 2.68 in trailing twelve-month period.
Company
3.7
PE TTM   
Industry
15.36
PE TTM    
Company's Price to Sales ratio is at 1.22.
Commercial Banks industry's Price to Sales ratio is at 3.11.

Optimumbank Holdings Inc Price to Book Ratio is at 0.44 lower than Industry Avg. of 400.37. and higher than S&P 500 Avg. of 0.01

More on OPHC's Valuation

  Market Capitalization (Millions $) 45
  Shares Outstanding (Millions) 10
  Employees 12
  Revenues (TTM) (Millions $) 37
  Net Income (TTM) (Millions $) 13
  Cash Flow (TTM) (Millions $) 17
  Capital Exp. (TTM) (Millions $) -1
  Total Debt (Millions $) 50
  Dividend TTM ($) 0 $
  Dividend Yield TTM (%) -
  Revenue/Employee (TTM) $ 3,090,917
  Net Income/Employee(TTM) $ 1,093,667
  Receivable Turnover Ratio (TTM) -
  Tangible Book Value (Per Share $) 10.46

  Market Capitalization (Millions $) 45
  Shares Outstanding (Millions) 10
  Employees 12
  Revenues (TTM) (Millions $) 37
  Net Income (TTM) (Millions $) 13
  Cash Flow (TTM) (Millions $) 17
  Capital Exp. (TTM) (Millions $) -1


    OPHC's Profitability Comparisons
Optimumbank Holdings Inc achieved increase in profitability, due to cost control. Operating Margin grew in fourth quarter of 2024 to 54.78 % from 45.63 % in III. Quarter.

Optimumbank Holdings Inc net profit margin of 40.75 % is currently ranking no. 7 in Commercial Banks industry, ranking no. 127 in Financial sector and number 268 in S&P 500.


Profitability by Segment
Total 33.97 %



  Ratio
   Capital Ratio (MRQ) 1.06
  Total Debt to Equity (MRQ) 0.48
  Tangible Leverage Ratio (MRQ) 15.53
  Asset Turnover Ratio (TTM) 0.05
  Inventory Turnover Ratio (TTM) -



Optimumbank Holdings Inc achieved increase in profitability, due to cost control. Operating Margin grew in fourth quarter of 2024 to 54.78 % from 45.63 % in III. Quarter.

Optimumbank Holdings Inc net profit margin of 40.75 % is currently ranking no. 7 in Commercial Banks industry, ranking no. 127 in Financial sector and number 268 in S&P 500.

More on OPHC's Key Ratios





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