Heritage Commerce's ROA from the fourth quarter of 2025 to the fourth quarter of 2024 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Heritage Commerce's ROA in the fourth quarter of 2025?
Heritage Commerce Corp achieved a return on average assets (ROA) of 0.86 % in its fourth quarter of 2025, which is below Heritage Commerce's average return on assets, which stands at 0.95%.

ROA has improved compared to 0.79% in the third quarter of 2025, due to net income growth.

However, within the Financial sector 653 other companies had a higher return on assets. While return on assets, the total ranking has deteriorated compared to the third quarter of 2025 from 2308 to 2621.

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Return On Assets	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter	(Mar 31 2025) I. Quarter	(Dec 31 2024) IV. Quarter
Y / Y Total Assets Change	8.72 %	21.56 %	17.69 %	16.2 %	-3.2 %
Y / Y Net Income Change	42.33 %	39.89 %	-30.81 %	14.36 %	-20.31 %
Net Income (TTM) in million	48	43	39	42	41
Return On Assets (TTM)	0.86 %	0.79 %	0.75 %	0.84 %	0.84 %
HTBK's Total Ranking	# 2621	# 2308	# 2317	# 2299	# 2707
Total Assets (TTM) in million	5,765	5,624	5,467	5,514	5,302
Seq. Total Assets Change	2.51 %	2.86 %	-0.85 %	4 %	14.61 %
Seq. Net Income Change	2.85 %	130.05 %	-45.05 %	9.46 %	1.08 %

HTBK's 5 Years Annual ROA >> Back to HTBK Management Effectiveness >> Compare HTBK ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 132
Sector	# 654
Overall	# 2604

Return On Assets Statistics
High	Average	Low
1.57 %	0.95 %	0.67 %
		(Sep 30 2020)

Financial Statements
Heritage Commerce's Assets	$ 5,765 million	HTBK's Balance sheet
Heritage Commerce's Income	$ 15 million	Quarterly HTBK's Income Statement
HTBK's Income by Division		See HTBK's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	9.39 %	-2.27 %	-1.33 %	16.4 %	19.7 %
Total Assets in million	5,149	4,707	4,816	4,881	4,193
Y / Y Net Income Change	18.02 %	-37.11 %	-3.17 %	39.53 %	35.13 %
Net Income in million	48	41	64	67	48
Annual Return On Assets	0.93 %	0.86 %	1.34 %	1.36 %	1.14 %

HTBK's 5 Years Annual ROA >> Back to HTBK Management Effectiveness >> Compare HTBK ROA to its Competitors

Comment on HTBK's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 0.93 % compared to prior year, due to annual net income growth of 18.02 % to $47.83 million, while value of Heritage Commerce's overall assets grew just by 9.39 % to $5,148.92 million, compared to $5,148.92 a year before.

More Return On Assets Ratios
HTBK's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
HTBK's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for HTBK's Competitors
Subscribers only: Roa for Heritage Commerce's Suppliers
Subscribers only: Return On Assets for HTBK's Customers

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	HTBK's Profitability Ratios	HTBK's Asset Turnover Ratio	HTBK's Dividend Growth
HTBK's Roe	HTBK's Valuation Ratios	HTBK's Financial Strength Ratios	HTBK's Dividend Payout Ratio

Companies with similar Return On Assets at Dec 31 2025, within Financial Sector	ROA
Invesco Currencyshares British Pound Sterling Trust	2.35 %
Interactive Brokers Group Inc	2.35 %
Phillips Edison and Company Inc	2.34 %
Bread Financial Holdings Inc	2.34 %
Security National Financial Corporation	2.33 %
American Assets Trust Inc	2.32 %
CO2 Energy Transition Corp.	2.31 %
Bank7 Corp	2.30 %
Nexpoint Real Estate Finance Inc	2.30 %
Saul Centers Inc	2.29 %
First Real Estate Investment Trust Of New Jersey Inc	2.27 %
National Storage Affiliates Trust	2.25 %
Trupanion Inc	2.23 %
Atlanticus Holdings Corp	2.23 %
Alexanders Inc	2.23 %
Cme Group Inc	2.22 %
Regional Management Corp	2.22 %
Arrow Financial Corporation	2.22 %
Northeast Community Bancorp inc	2.21 %
Agree Realty Corporation	2.21 %
Startengine Crowdfunding inc	2.20 %
Bank Of Chile	2.19 %
Seven Hills Realty Trust	2.11 %
Ryan Specialty Holdings Inc	2.09 %
Aspen Insurance Holdings Limited	2.09 %
Up Fintech Holding Limited	2.08 %
Loews Corp	2.08 %
Home Bancshares Inc	2.08 %
Franklin Resources Inc	2.05 %
Unity Bancorp inc	2.01 %

Date modified: 2026-09-08T15:11:38+00:00

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