Heritage Commerce Corp (HTBK) Return on Investment ROI from the fourth quarter of 2025 to fourth quarter of 2024 and for the year 2025, average high and low, overall ranking from Dec 31 2025 to Dec 31 2024 - CSIMarket
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Heritage Commerce Corp  (NASDAQ: HTBK)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial


Heritage Commerce's ROI from its fourth quarter of 2025 to the fourth quarter of 2024 and 5 Year Period

Return on Investment, Quarterly Results, Trends, Rankings, Statistics

What is Heritage Commerce's ROI in the fourth quarter of 2025?
Heritage Commerce Corp achieved a return on average invested assets (ROI) of 5.66 % in its fourth quarter of 2025, this is above HTBK's average return on investment of 5.17%.
Heritage Commerce Corp invested over the 12 months ending in its fourth quarter of 2025 $845 million

ROI has improved compared to 2.12% in the third quarter of 2025, due to net income growth.

Within the Financial sector 493 other companies had a higher return on investment. While Return on investment, overall ranking has progressed in the Dec 31 2025 quarter, so far to 1857, from total ROI ranking in the third quarter of 2025 at 1983.

Definition and Formula of Return on Investment


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Return On Investment (Dec 31 2025)
IV. Quarter		 (Sep 30 2025)
III. Quarter		 (Jun 30 2025)
II. Quarter		 (Mar 31 2025)
I. Quarter		 (Dec 31 2024)
IV. Quarter
Y / Y Investment Change TTM -84.44 % -61.61 % -39.06 % -18.31 % 1.26 %
Y / Y Net Income Change TTM 18.02 % 0.23 % 19.6 % 78.72 % 204.08 %
Investment (TTM) in Millions 862 847 840 831 5,645
Return On Investment (TTM) 5.66 % 2.12 % 1.22 % 0.97 % 0.75 %
HTBK's Overall Ranking # 1857 # 1983 # 1847 # 2080 # 1875
Seq. Investment Change TTM -58.6 % -36.56 % -25.58 % -20.38 % 2.12 %
Seq. Net Income Change TTM 10.38 % 10.71 % -6.78 % 3.6 % -6.26 %
Net Income (TTM) in Millions 48 43 39 42 41

HTBK Company Profile >> Back to HTBK Roi Comparisons >> See Annual HTBK Return On Investment



Return On Investment HTBK's Ranking
Within: No.
Industry # 103
Sector # 494
Overall # 1857

Return On Investment Statistics
High Average Low
10.52 %
5.17 %
0.71 %
(Jun 30 2019)   (Jun 30 2025)



  News about Heritage Commerce Corp Return on Investment ROI

Heritage Commerce Corp's Ratings Affirmed by KBRA; First Quarter 2024 ROI Declines, Ranking Improves.

May 21, 2024

Heritage Commerce Corp s Ratings Affirmed by KBRA; ROI Declines
San Jose, Calif. - On May 21, 2024, Heritage Commerce Corp, the parent company of Heritage Bank of Commerce, announced that Kroll Bond Rating Agency, LLC (KBRA) has affirmed the company s ratings. KBRA affirmed the senior unsecured debt rating of BBB+ for Heritage Commerce Corp, along with the subordinated debt rating of BBB and the short-term debt rating of K2. The bank s deposit and senior unsecured debt ratings were also affirmed at A-, with a subordinated debt rating of BBB+ and short-term deposit and debt ratings of K2. The long-term ratings outlook for both the company and the bank were graded as stable.
Despite the affirmation of ratings, Heritage Commerce Corp experienced a decrease in its return on average invested assets (ROI) in the first quarter of 2024. The ROI for this period stood at 1.05%, below the company s average ROI of 5.92%. This decline was attributed to a drop in net income.





Financial Statements
Heritage Commerce's IV. Quarter Investments $ 862 Millions HTBK's Balance sheet
Heritage Commerce's IV. Quarter Income $ 15 Millions Quarterly HTBK's Income Statement
HTBK's Income by Division See HTBK's Income by Division


HTBK Annual Return On Investment (Dec 31 2025)
2025		 (Dec 31 2024)
2024		 (Dec 31 2023)
2023		 (Dec 31 2022)
2022		 (Dec 31 2021)
2021
Total Investments in Millions 5,765 5,645 5,194 5,158 740
Y / Y Investment Growth 2.12 % 8.68 % 0.71 % 596.97 % 2.83 %
Net Income in Millions 48 41 64 67 48
Y / Y Net Income Growth 18.02 % -37.11 % -3.17 % 39.53 % 35.13 %
Annual Return On Investment 0.83 % 0.72 % 1.24 % 1.29 % 6.45 %


Annual Roi Comment
In the fiscal year 2025 ROI improved to 0.83 % compared to the prior year, due to net income growth.

Definition and Formula of Return on Investment

Other ROI Ratios
Regional Banks Industry Roi Trends and Statistics
Financial Sector Return On Investment Statistics
Roi Trends for overall market
HTBK's Roi Ratio versus Regional Banks Industry, Financial Sector and total Market
Highest Ranking Return On Investment
Lowest Ranking Return On Investment
Subscribers only: Roi for HTBK's Competitors
Subscribers only: Roi for Heritage Commerce's Suppliers
Subscribers only: Return On Investment for HTBK's Customers

Other Ratios
HTBK's Roa HTBK's Inventory Turnover Ratio HTBK's Growth Rates HTBK's Dividend Statistics
HTBK's Profitability Ratios HTBK's Asset Turnover Ratio HTBK's Dividend Growth
HTBK's Roe HTBK's Valuation Ratios HTBK's Financial Strength Ratios HTBK's Dividend Payout Ratio



Companies with similar Return On Investment at Dec 31 2025, within Financial Sector ROI
Rayonier Inc   15.38 %
Northrim Bancorp Inc   15.26 %
Bimini Capital Management Inc   14.89 %
Paccar Inc  14.80 %
Sprott Inc   14.75 %
Servisfirst Bancshares Inc   14.41 %
Acadian Asset Management Inc   14.33 %
Morningstar inc   14.18 %
Marketaxess Holdings Inc   14.17 %
Wilson Bank Holding Co  13.94 %
Blackstone Inc   13.89 %
Goosehead Insurance Inc   13.80 %
Greenlight Capital Re Ltd   13.67 %
Pjt Partners Inc   13.47 %
Commerce Bancshares Inc   13.39 %
Voyager Acquisition Corp   13.36 %
Cohen and Co Inc   13.26 %
First Financial Bankshares Inc   13.22 %
Janus Henderson Group Plc  13.14 %
Juniata Valley Financial Corp  13.07 %
Piper Sandler Companies  12.82 %
Interactive Brokers Group Inc   12.72 %
Simon Property Group inc   12.71 %
City Holding Company  12.67 %
Chain Bridge Bancorp Inc   12.63 %
Invesco Mortgage Capital Inc   12.60 %
Marex Group Plc  12.57 %
First Capital inc   12.54 %
Lexinfintech Holdings Ltd   12.34 %
Capital Bancorp Inc  12.28 %

Date modified: 2026-09-08T15:11:38+00:00



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