Return On Equity	(Dec 31 2021) 2021	(Dec 31 2020) 2020	(Dec 31 2019) 2019	(Dec 31 2018) 2018	(Dec 31 2017) 2017
Y / Y Equity Change	5.99 %	6.55 %	7.31 %	35.4 %	9.28 %
Y / Y Net Income Change	50.73 %	-15.16 %	88.89 %	-1.54 %	7.3 %
Return On Equity	10.49 %	7.38 %	9.26 %	5.26 %	7.24 %

EMCF all Ratios >> Back to EMCF Management Effectiveness >> See Quarterly EMCF Return On Equity

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Roe Comment

In (Dec 31 2021) ROE improved to 10.49 % compare to previous year, due to net income growth.

Financial Statements
Emclaire Financial's Equity	$ 97 Millions	Annual EMCF's Balance sheet
Emclaire Financial's Annual Income	$ 10 Millions	Annual EMCF's Income Statement
Where are EMCF's Income coming from?		Visit EMCF's Income by Segment

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