Citizens And Northern's ROI from its second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Investment, Quarterly Results, Trends, Rankings, Statistics

What is Citizens And Northern's ROI in the second quarter of 2026?
Citizens and Northern Corporation achieved a return on average invested assets (ROI) of 2.14 % in its second quarter of 2026, which is below Citizens And Northern's average return on investment, which stands at 5.56%.

ROI fell compared to the first quarter of 2026, despite the net income growth of 5049.08% from the first quarter of 2026.

Within the Financial sector 400 other companies had a higher return on investment. While Return on investment, overall ranking has progressed in the Jun 30 2026 quarter, so far to 1853, from total ROI ranking in the first quarter of 2026 at 1876.

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Return On Investment	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Investment Change TTM	-24.65 %	-75.1 %	-80.35 %	-60.06 %	-37.82 %
Y / Y Net Income Change TTM	-5.94 %	-35.4 %	13.44 %	117.46 %	340.85 %
Investment (TTM) in Millions	3,152	551	539	497	501
Return On Investment (TTM)	2.14 %	3.34 %	4.59 %	2.64 %	1.71 %
CZNC's Overall Ranking	# 1853	# 1876	# 1725	# 2001	# 1639
Seq. Investment Change TTM	127.03 %	2.16 %	-50.35 %	-34.57 %	-24.97 %
Seq. Net Income Change TTM	45.61 %	-25.7 %	-13.67 %	0.69 %	0.01 %
Net Income (TTM) in Millions	25	17	23	27	27

CZNC Company Profile >> Back to CZNC Roi Comparisons >> See Annual CZNC Return On Investment

Return On Investment CZNC's Ranking
Within:	No.
Industry	# 114
Sector	# 401
Overall	# 1853

Return On Investment Statistics
High	Average	Low
9.88 %	5.56 %	0.86 %
(Dec 31 2018)		(Sep 30 2024)

Financial Statements
Citizens And Northern's II. Quarter Investments	$ 3,152 Millions	CZNC's Balance sheet
Citizens And Northern's II. Quarter Income	$ 14 Millions	Quarterly CZNC's Income Statement
CZNC's Income by Division		See CZNC's Income by Division

CZNC Annual Return On Investment	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Total Investments in Millions	3,132	2,611	2,516	2,454	401
Y / Y Investment Growth	19.99 %	3.78 %	2.5 %	512.37 %	0.55 %
Net Income in Millions	23	26	24	27	31
Y / Y Net Income Growth	-9.75 %	7.5 %	-9.28 %	-12.88 %	58.95 %
Annual Return On Investment	0.75 %	0.99 %	0.96 %	1.08 %	7.62 %

Annual Roi Comment

In the fiscal year 2025 ROI decreased relative to the previous year to 0.75 %, due to deterioration of net income.

Definition and Formula of Return on Investment

Other ROI Ratios
Regional Banks Industry Roi Trends and Statistics
Financial Sector Return On Investment Statistics
Roi Trends for overall market
CZNC's Roi Ratio versus Regional Banks Industry, Financial Sector and total Market
Highest Ranking Return On Investment
Lowest Ranking Return On Investment
Subscribers only: Roi for CZNC's Competitors
Subscribers only: Roi for Citizens And Northern's Suppliers
Subscribers only: Return On Investment for CZNC's Customers

Other Ratios
CZNC's Roa	CZNC's Inventory Turnover Ratio	CZNC's Growth Rates	CZNC's Dividend Statistics
	CZNC's Profitability Ratios	CZNC's Asset Turnover Ratio	CZNC's Dividend Growth
CZNC's Roe	CZNC's Valuation Ratios	CZNC's Financial Strength Ratios	CZNC's Dividend Payout Ratio

Companies with similar Return On Investment at Jun 30 2026, within Financial Sector	ROI
NewLake Capital Partners, Inc.	5.84 %
Encore Capital Group Inc	5.83 %
Virtu Financial inc	5.77 %
First Bancorp	5.76 %
Rreef Property Trust Inc	5.75 %
Locorr Futures Portfolio Fund L p	5.75 %
Northrim Bancorp Inc	5.72 %
Eastgroup Properties Inc	5.70 %
American Financial Group Inc	5.69 %
Enova International Inc	5.64 %
Servisfirst Bancshares Inc	5.62 %
Wisdomtree Inc	5.62 %
First Trinity Financial Corporation	5.53 %
City Holding Company	5.52 %
Kite Realty Group Trust	5.50 %
Raymond James Financial Inc	5.44 %
Selectquote Inc	5.42 %
Hanover Insurance Group Inc	5.41 %
Markel Group Inc	5.38 %
Sim Acquisition Corp I	5.37 %
Columbia Banking System Inc	5.31 %
Stifel Financial Corp	5.30 %
Tompkins Financial Corp	5.27 %
Stewart Information Services Corp	5.26 %
Siriuspoint Ltd	5.25 %
American Express Company	5.24 %
Brixmor Property Group Inc	5.11 %
Commerce Bancshares Inc	5.10 %
Westamerica Bancorporation	5.09 %
Park National Corporation	5.08 %

Date modified: 2026-09-05T07:02:12+00:00

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