Citizens And Northern (CZNC) Return on Equity ROE from the second quarter 2026 to second quarter 2025 and annually, average high and low, overall ranking from Jun 30 2026 to Jun 30 2025 - CSIMarket
CSIMarket Company Name, Ticker, Competitors, else..
 


• ROA Quarterly
• ROI Quarterly
• ROE Quarterly
Citizens and Northern Corporation  (NASDAQ: CZNC)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial

Citizens And Northern's ROE per quarter

Return on Equity, Quarterly Results, Trends, Rankings, Statistics


What is ROE for Citizens And Northern in the second quarter 2026?
Citizens and Northern Corporation achieved a return on average equity (ROE) of 7.7 % in its second quarter 2026, which is below Citizens And Northern's average return on equity, which stands at 9.34%.

ROE has advanced compared to 5.54% in the first quarter 2026, due to net income growth.

Within the Regional Banks industry 141 other companies had a higher return on equity. While return on equity, the total ranking has deteriorated compared to the first quarter 2026 from 1777 to 1894.

What is ROE?



Download as CSV
Commercial Data Licensing & OEM
Annual commercial subscriptions for corporate use, internal BI systems, management reporting, AI integration, and client-facing platforms
API & Data Feeds
Programmatic access to normalized fundamentals & ratios.

Return On Equity (Jun 30 2026)
II. Quarter		 (Mar 31 2026)
I. Quarter		 (Dec 31 2025)
IV. Quarter		 (Sep 30 2025)
III. Quarter		 (Jun 30 2025)
II. Quarter
Y / Y Equity Change 20.88 % 19.07 % 24.13 % 6.01 % -
Y / Y Net Income Change 129.8 % -95.66 % -45.36 % 2.92 % 0.07 %
Net Income (TTM) in Millions 25 17 23 27 27
Return On Equity (TTM) 7.7 % 5.54 % 7.78 % 9.54 % 9.62 %
CZNC's Total Ranking # 1894 # 1777 # 1279 # 1264 # 1233
Equity (TTM) in Millions 346 336 342 294 286
Seq. Equity Change 3.15 % -1.8 % 16.25 % 2.65 % 1.61 %
Seq. Net Income Change 5049.08 % -93.89 % -31.83 % 7.09 % -2.8 %

Back to CZNC Management Effectiveness >> CZNC's 5 Years Annual ROE >> Compare CZNC ROE to its Competitors
Return On Equity Company Ranking
Within: No.
Industry # 142
Sector # 514
Overall # 1894

Return On Equity Statistics
High Average Low
12.14 %
9.34 %
5.54 %
(Dec 31 2018)   (Mar 31 2026)





CZNC Annual Return On Equity (Dec 31 2025)
2025		 (Dec 31 2024)
2024		 (Dec 31 2023)
2023		 (Dec 31 2022)
2022		 (Dec 31 2021)
2021
Total Equity in Millions 342 275 262 249 301
Y / Y Equity Change 24.13 % 4.92 % 5.24 % -17.28 % 0.55 %
Net Income in Millions 23 26 24 27 31
Y / Y Net Income Change -9.75 % 7.5 % -9.28 % -12.88 % 58.95 %
Return On Equity 6.86 % 9.43 % 9.2 % 10.68 % 10.14 %

Back to CZNC Management Effectiveness >> CZNC's 5 Years Annual ROE >> Compare CZNC ROE to its Competitors




Annual Roe Comment
In 2025 ROE decreased compared to the previous year to 6.86 %, due to deterioration of net income.


More Return On Equity Ratios
Regional Banks Industry Roe Trends and Statistics
Financial Sector Return On Equity Statistics
CZNC's' Return on Equity at Yahoo Finance
CZNC's Roe Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Equity
Lowest Ranking Return On Equity
Subscribers only: Roe for CZNC's Competitors
Subscribers only: Roe for Citizens And Northern's Suppliers
Subscribers only: Return On Equity for CZNC's Customers




Companies with similar Return On Equity at Jun 30 2026, within Financial Sector ROE
Cincinnati Financial Corporation  20.89 %
Northrim Bancorp Inc   20.68 %
NewtekOne, Inc.  20.59 %
Ryan Specialty Holdings Inc   20.57 %
Synchrony Financial  20.57 %
Schwab Charles Corp  20.38 %
Invesco Db Commodity Index Tracking Fund  20.37 %
Invesco Db Precious Metals Fund  19.78 %
Arch Capital Group Ltd   19.52 %
First Bancorp  19.03 %
Tpg Inc   18.98 %
Old Republic International Corporation  18.72 %
Agnc Investment Corp   18.67 %
Annaly Capital Management Inc  18.49 %
Mntn Inc   18.41 %
Amerisafe Inc   18.37 %
Houlihan Lokey Inc   17.95 %
Selectquote Inc   17.86 %
Morgan Stanley  17.85 %
Esquire Financial Holdings inc   17.81 %
Columbia Banking System Inc   17.64 %
Spdr Gold Trust  17.35 %
Servisfirst Bancshares Inc   17.05 %
Bread Financial Holdings Inc   17.04 %
Upstart Holdings Inc   16.96 %
Skyward Specialty Insurance Group Inc   16.84 %
River Financial Corporation  16.82 %
Dynex Capital Inc   16.81 %
Axos Financial Inc   16.76 %
Abrdn Precious Metals Basket Etf Trust  16.58 %

Date modified: 2026-08-14T19:49:29+00:00



Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.

© 2026 CSIMarket.com — Proprietary financial dataset. All rights reserved. Redistribution or automated extraction prohibited.