Central Pacific Financial Corp (CPF) — Q3 2025 Revenue, Income Growth and Profitability Ratios Compared to Customers

Quarterly Revenue & Net Income Growth — Central Pacific Financial Corp vs Customers

Table 1: Revenue and net income growth for the 3 Months period, most recent quarter Q3 2025

COMPANY NAME

TICKER
Period REVENUE
(Y/Y %)
REVENUE
(Q/Q %)
INCOME
(Y/Y %)
INCOME
(Q/Q %)
Central Pacific Financial
CPF
Q3 2025 10.8% 4.2% 39.6% 1.7%
Lennar Corp
LEN
Q4 2024 -9.3% 5.6% -19.6% -7.4%
D r Horton Inc
DHI
Q3 2025 -3.3% 4.9% -29.5% -11.3%
American International Group Inc
AIG
Q3 2025 -5.9% -10.4% 14.7% -54.2%
Arch Capital Group Ltd
ACGL
Q3 2025 8.2% -2.0% 36.6% 9.1%
Toll Brothers Inc
TOL
Q2 2025 8.0% 7.5% -1.3% 4.9%
Nvr Inc
NVR
Q3 2025 -4.5% 0.4% -20.2% 2.7%
Taylor Morrison Home Corp
TMHC
Q3 2025 -1.2% 3.3% -18.7% 4.3%
Genworth Financial Inc
GNW
Q3 2025 2.9% 7.7% 24.6% 77.1%
Kb Home
KBH
Q3 2025 -7.5% 5.9% -30.2% 1.8%
Mi Homes Inc
MHO
Q3 2025 -1.0% -2.7% -26.8% -12.2%
Century Communities Inc
CCS
Q3 2025 -13.8% -2.0% -55.0% 7.3%
Tri Pointe Homes Inc
TPH
Q3 2025 -28.2% -5.6% -49.8% -7.6%
Sekisui House U s Inc
MDC
Q3 2025 -40.0% -24.8% -108.0% -141.5%
Hovnanian Enterprises Inc
HOV
Q2 2025 10.8% 16.6% -77.2% -15.8%
Beazer Homes Usa Inc
BZH
Q3 2025 -1.6% 48.1% -42.4% -9,360.5%
Mr Cooper Group Inc
COOP
Q2 2025 4.3% 8.6% -1.3% 159.6%
Green Brick Partners Inc
GRBK
Q3 2025 -4.7% -9.1% -13.0% -6.6%
Lgi Homes Inc
LGIH
Q3 2025 -39.2% -18.0% -71.7% -37.5%
Essent Group Ltd
ESNT
Q3 2025 -1.5% -2.3% -6.8% -15.9%
Mgic Investment Corp
MTG
Q3 2025 -0.7% 0.1% -4.4% -0.7%
Radian Group Inc
RDN
Q3 2025 -9.2% -4.7% -6.9% -0.3%
Meritage Homes Corporation
MTH
Q3 2025 -31.6% -21.3% -49.3% -32.4%
Nmi Holdings Inc
NMIH
Q3 2025 7.6% 2.8% 3.4% -0.2%
Mbia Inc
MBI
Q3 2025 -48.3% -34.8% -84.6% -85.7%
Nobility Homes Inc
NOBH
Q2 2025 4.3% -1.8% -9.9% -7.8%
Vanjia Corporation
VNJA
Q3 2025 - - -73.5% -91.4%
Achari Ventures Holdings Corp I
AVHI
Q2 2024 - - -8.0% 64.3%
SUBTOTAL Q3 2025 -5.3% 0.9% -12.0% -5.7%

This table compares Central Pacific Financial’s quarterly revenue and net income growth to that of its corporate customers. It highlights how each company’s top-line and bottom-line performance changed during the most recent 3-month period Q3 2025. The first row displays Central Pacific Financial’s growth rates, followed by the performance of its peer group, allowing for a clear comparison of short-term momentum and operational trends across corporate customers. For more detailed financial information, analysis, and historical trends, simply click on any company name within the table to open its full comparison.

Growth rates are calculated using Y/Y and Q/Q comparisons based on reported totals from the most recent quarterly and annual filings submitted to the U.S. Securities and Exchange Commission (SEC). All data is derived from CSIMarket.com’s proprietary fundamentals database, which aggregates, standardizes, and normalizes structured XBRL filings. Figures may be updated or restated following SEC amendments or revised issuer disclosures.

These tables include both corporate and publicly traded customers, allowing for a uniform comparison of financial trends and short-term growth dynamics within the group. For detailed company revenue growth rates, see Revenue Growth Details, and for net income growth, see Net Income Growth Details.

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Customer Costs of Sales & Capital Expenditures — Context for Central Pacific Financial Corp’s Revenue Growth

Table 1B: This table presents the Costs of Sales and Capital Expenditures reported by Customers during the most recent Q3 2025 period. These figures help place Central Pacific Financial Corp’s revenue growth performance into a broader market context by showing how much customers are spending on inputs, operations, and long-term investment. Higher or lower spending trends among customers can influence demand conditions, revenue momentum, and future growth potential.

Customers Name
TICKER
Period COSTS OF REVENUE
(Y/Y %)
COSTS OF REVENUE
(Q/Q %)
CAPITAL EXPENDITURES
(Y/Y %)
CAPITAL EXPENDITURES
(Q/Q %)
Lennar Corp
LEN
Q4 2024 -6.2% 6.6% -10.4% 124.8%
D r Horton Inc
DHI
Q3 2025 1.8% 8.1% 36.9% -4.8%
Toll Brothers Inc
TOL
Q2 2025 11.0% 8.4% -1.2% 63.2%
Nvr Inc
NVR
Q3 2025 -1.5% 1.1% -33.7% -34.4%
Taylor Morrison Home Corp
TMHC
Q3 2025 1.9% 3.7% 47.8% 69.9%
Kb Home
KBH
Q3 2025 -4.7% 7.4% 25.4% 3.2%
American International Group Inc
AIG
Q3 2025 -1.5% 0.4% - -
Century Communities Inc
CCS
Q3 2025 -9.9% -1.3% 69.0% 65.3%
Arch Capital Group Ltd
ACGL
Q3 2025 15.4% -4.6% 0.0% 0.0%
Sekisui House U s Inc
MDC
Q3 2025 -34.4% -22.8% 42.7% -4.6%
Beazer Homes Usa Inc
BZH
Q3 2025 3.3% 48.3% 32.0% -6.2%
Hovnanian Enterprises Inc
HOV
Q2 2025 18.6% 19.9% 97.2% 10.9%
Green Brick Partners Inc
GRBK
Q3 2025 -2.4% -10.0% 57.5% 165.5%
Lgi Homes Inc
LGIH
Q3 2025 -36.2% -16.5% -39.1% -27.8%
Genworth Financial Inc
GNW
Q3 2025 -5.9% 2.1% - -
Tri Pointe Homes Inc
TPH
Q3 2025 11.8% -2.3% 6.0% -33.6%
Mgic Investment Corp
MTG
Q3 2025 4.9% 179.0% -26.8% 1,295.0%
Nobility Homes Inc
NOBH
Q2 2025 11.1% -1.2% 174.0% -50.6%
Mi Homes Inc
MHO
Q3 2025 -99.1% -99.1% 142.1% -46.2%
Radian Group Inc
RDN
Q3 2025 6.6% -62.9% 307.3% -34.4%
Meritage Homes Corporation
MTH
Q3 2025 16.3% -7.4% -2.9% 15.1%
Mbia Inc
MBI
Q3 2025 0.0% 0.0% - -
Mr Cooper Group Inc
COOP
Q2 2025 - - 62.5% 0.0%
Essent Group Ltd
ESNT
Q3 2025 - - 945.9% 609.0%
Nmi Holdings Inc
NMIH
Q3 2025 -100.0% -100.0% 20.0% 8.0%
SUBTOTAL Q3 2025 -5.2% 1.8% 18.2% 21.5%

This table includes both corporate and publicly traded customers, providing a unified view of customer spending trends that help contextualize Central Pacific Financial Corp’s revenue growth performance. Customer investment behavior—reflected in operational costs and long-term capital deployment—offers insight into demand conditions and potential forward-looking growth signals.

Central Pacific Financial's Return on Assets, Investments and Equity, Receivables and Inventory Turnover vs Customers Comparison

Table 2: ROA, ROI And ROE based on Net Income for the 12 Months ended in Q3 2025, Inventory turnover based on costs of sale

COMPANY NAME
TICKER
ROA
(TTM %)
ROI
(TTM %)
ROE
(TTM %)
RECEIVABLES TURNOVER
(Ratio)
INVENTORY TURNOVER
(Ratio)
Central Pacific Financial
CPF
0.89% 0.89% 11.71% 5.86 N/A
Lennar Corp
LEN
10.00% 9.97% 14.51% 36.88 1.46
D r Horton Inc
DHI
10.16% 10.01% 14.53% N/A 1.00
Toll Brothers Inc
TOL
8.64% 8.63% 15.20% N/A 0.71
Nvr Inc
NVR
23.35% 23.35% 35.89% 275.11 4.07
Taylor Morrison Home Corp
TMHC
9.09% 9.09% 14.25% 35.77 1.01
Kb Home
KBH
7.42% 7.42% 12.91% 17.64 0.90
American International Group Inc
AIG
2.00% 2.00% 7.84% 1.86 N/A
Century Communities Inc
CCS
4.67% 4.67% 8.29% 71.23 0.93
Arch Capital Group Ltd
ACGL
5.39% 5.39% 18.38% 2.12 N/A
Sekisui House U s Inc
MDC
2.39% 2.39% 4.20% 33.71 0.86
Beazer Homes Usa Inc
BZH
1.72% 1.72% 3.70% 32.21 0.93
Hovnanian Enterprises Inc
HOV
6.16% 6.16% 19.45% N/A 1.52
Green Brick Partners Inc
GRBK
15.96% 15.96% 21.41% 77.75 0.72
Lgi Homes Inc
LGIH
2.70% 2.70% 5.17% 67.33 0.39
Genworth Financial Inc
GNW
0.39% 0.39% 3.56% 1.35 N/A
Tri Pointe Homes Inc
TPH
6.36% 6.36% 9.36% 29.68 0.02
Mgic Investment Corp
MTG
11.49% 11.49% 14.61% 466.20 N/A
Nobility Homes Inc
NOBH
12.21% 14.10% 14.10% 7.14 1.65
Mi Homes Inc
MHO
10.14% 10.10% 15.52% N/A 0.77
Radian Group Inc
RDN
6.54% 6.54% 12.55% 7.39 N/A
Meritage Homes Corporation
MTH
7.13% 7.13% 10.37% 4.67 0.00
Mbia Inc
MBI
N/A N/A N/A 0.08 N/A
Mr Cooper Group Inc
COOP
2.40% 2.40% 8.91% N/A N/A
Essent Group Ltd
ESNT
9.73% 9.73% 12.40% 23.54 N/A
Nmi Holdings Inc
NMIH
10.79% 10.79% 16.08% 28.78 N/A
Vanjia Corporation
VNJA
-10.16% N/A N/A 4.87 N/A
Achari Ventures Holdings Corp I
AVHI
-34.47% N/A N/A N/A N/A
SUBTOTAL 0.05% 0.05% 0.12% 6.33 1.31

This table compares Central Pacific Financial’s profitability and efficiency ratios to those of its corporate customers. It shows how effectively each company generated returns on assets, investments, and equity over the 12-month period ending in Q3 2025, as well as how efficiently they managed receivables and inventory. The first row presents Central Pacific Financial’s ROA, ROI, ROE, receivables turnover, and inventory turnover, followed by the corresponding ratios for its peer group, enabling a clear comparison of long-term performance and operational efficiency within corporate Customers.

Methodology & Data Source: Return on Assets, Return on Investments, Return on Equity, and turnover ratios are calculated using values reported in quarterly and annual financial statements filed with the U.S. Securities and Exchange Commission (SEC). All fundamental data used in these calculations is sourced from CSIMarket.com’s proprietary fundamentals database, which aggregates, standardizes, and normalizes structured XBRL filings across all reporting issuers. Figures may be updated or restated by companies following SEC amendments or revised disclosures.
For a detailed definition of Return on Investments (ROI), see Return on Investments (ROI).
For Central Pacific Financial’s historical Return on Assets (ROA) performance, visit ROA History.

Page last updated:

Data lineage: SEC Filings → XBRL Processing → CSIMarket Database → Growth Calculations.
For broader context and comparisons vs. Customers, visit CSIMarket’s Company Overview for CPF Customers .
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