Choiceone Financial Services Inc 's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Choiceone Financial Services Inc 's ROA in the second quarter of 2026?
Choiceone Financial Services Inc achieved a return on average assets (ROA) of 0.89 % in its second quarter of 2026, which is below Choiceone Financial Services Inc 's average return on assets, which stands at 0.95%.

Despite the company's net income deteriorating, Choiceone Financial Services Inc was able to improve its ROA compared to the first quarter of 2026.

However, within the Financial sector 474 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 2057, from total ROA ranking in the first quarter of 2026 at 2713.

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Return On Assets	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Total Assets Change	-31.9 %	1.94 %	86.04 %	84.9 %	88.43 %
Y / Y Net Income Change	-7.91 %	-	93.7 %	99.8 %	105.5 %
Net Income (TTM) in million	55	56	28	21	14
Return On Assets (TTM)	0.89 %	0.84 %	0.43 %	0.37 %	0.28 %
COFS's Total Ranking	# 2057	# 2713	# 2404	# 2451	# 2523
Total Assets (TTM) in million	4,457	6,682	6,765	6,552	6,545
Seq. Total Assets Change	-33.3 %	-1.23 %	3.25 %	0.12 %	-0.16 %
Seq. Net Income Change	-9.06 %	-1.18 %	-5.54 %	8.47 %	-

COFS's 5 Years Annual ROA >> Back to COFS Management Effectiveness >> Compare COFS ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 63
Sector	# 475
Overall	# 2068

Return On Assets Statistics
High	Average	Low
1.28 %	0.95 %	0.23 %
(Mar 31 2026)		(Mar 31 2025)

Financial Statements
Choiceone Financial Services Inc 's Assets	$ 4,457 million	COFS's Balance sheet
Choiceone Financial Services Inc 's Income	$ 12 million	Quarterly COFS's Income Statement
COFS's Income by Division		See COFS's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	86.44 %	4.82 %	47.43 %	0.1 %	26.9 %
Total Assets in million	6,734	3,612	3,446	2,337	2,335
Y / Y Net Income Change	5.42 %	25.71 %	-10.06 %	7.25 %	41.18 %
Net Income in million	28	27	21	24	22
Annual Return On Assets	0.42 %	0.74 %	0.62 %	1.01 %	0.94 %

COFS's 5 Years Annual ROA >> Back to COFS Management Effectiveness >> Compare COFS ROA to its Competitors

Comment on COFS's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA deteriorated to 0.42 %, despite annual net income growth of 5.42 % to $28.18 million, from $26.73 million a year ago, as COFS's assets increase to $6,734.15 million, by 5.42 %.

More Return On Assets Ratios
COFS's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
COFS's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for COFS's Competitors
Subscribers only: Roa for Choiceone Financial Services Inc 's Suppliers
Subscribers only: Return On Assets for COFS's Customers

You may also want to know
COFS's Roi	COFS's Inventory Turnover Ratio	COFS's Growth Rates	COFS's Dividend Comparisons
	COFS's Profitability Ratios	COFS's Asset Turnover Ratio	COFS's Dividend Growth
COFS's Roe	COFS's Valuation Ratios	COFS's Financial Strength Ratios	COFS's Dividend Payout Ratio

Companies with similar Return On Assets at Jun 30 2026, within Financial Sector	ROA
Pathward Financial Inc	2.44 %
Cayson Acquisition Corp	2.43 %
Howard Hughes Holdings Inc	2.39 %
Security National Financial Corporation	2.36 %
American Healthcare Reit Inc	2.28 %
Roman Dbdr Acquisition Corp Ii	2.25 %
Agree Realty Corporation	2.25 %
Interactive Brokers Group Inc	2.25 %
Regional Management Corp	2.25 %
Ryan Specialty Holdings Inc	2.24 %
Stifel Financial Corp	2.23 %
Esquire Financial Holdings inc	2.22 %
Invesco Currencyshares British Pound Sterling Trust	2.20 %
Annaly Capital Management Inc	2.19 %
Cme Group Inc	2.19 %
Ford Motor Credit Company Llc	2.19 %
Bank7 Corp	2.18 %
Nexpoint Real Estate Finance Inc	2.17 %
Saul Centers Inc	2.12 %
Dynex Capital Inc	2.11 %
Orchid Island Capital Inc	2.10 %
Rf Acquisition Corp Ii	2.08 %
Loews Corp	2.07 %
Atlanticus Holdings Corp	2.07 %
Ameriprise Financial Inc	2.07 %
Northeast Community Bancorp inc	2.05 %
Schwab Charles Corp	2.05 %
Home Bancshares Inc	2.05 %
Horizon Kinetics Holding Corporation	2.05 %
Northrim Bancorp Inc	2.05 %

Date modified: 2026-09-05T07:00:39+00:00

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