Choiceone Financial Services Inc 's ROA from the third quarter of 2026 to the third quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Choiceone Financial Services Inc 's ROA in the third quarter of 2026?
Choiceone Financial Services Inc achieved a return on average assets (ROA) of 0.98 % in its third quarter of 2026, this is above COFS's average return on assets of 0.95%.
Choiceone Financial Services Inc s assets during the 12 months ending in the third quarter of 2026 are valued at $5 billion

ROA has improved compared to 0.89% in the second quarter of 2026, due to net income growth.

However, within the Financial sector 480 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Sep 30 2026 quarter, so far to 2063, from total ROA ranking in the second quarter of 2026 at 2720.

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Return On Assets	(Sep 30 2026) III. Quarter	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter
Y / Y Total Assets Change	-32.31 %	-31.9 %	1.94 %	86.04 %	85.88 %
Y / Y Net Income Change	-0.93 %	-7.91 %	-	93.7 %	99.8 %
Net Income (TTM) in million	55	55	56	28	21
Return On Assets (TTM)	0.98 %	0.89 %	0.84 %	0.43 %	0.37 %
COFS's Total Ranking	# 2063	# 2720	# 2416	# 2460	# 2533
Total Assets (TTM) in million	4,459	4,457	6,682	6,765	6,587
Seq. Total Assets Change	0.05 %	-33.3 %	-1.23 %	2.7 %	0.65 %
Seq. Net Income Change	16.71 %	-9.06 %	-1.18 %	-5.54 %	8.47 %

COFS's 5 Years Annual ROA >> Back to COFS Management Effectiveness >> Compare COFS ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 65
Sector	# 481
Overall	# 2077

Return On Assets Statistics
High	Average	Low
1.28 %	0.95 %	0.23 %
(Mar 31 2026)		(Mar 31 2025)

Financial Statements
Choiceone Financial Services Inc 's Assets	$ 4,459 million	COFS's Balance sheet
Choiceone Financial Services Inc 's Income	$ 15 million	Quarterly COFS's Income Statement
COFS's Income by Division		See COFS's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	86.44 %	4.82 %	47.43 %	0.1 %	26.9 %
Total Assets in million	6,734	3,612	3,446	2,337	2,335
Y / Y Net Income Change	5.42 %	25.71 %	-10.06 %	7.25 %	41.18 %
Net Income in million	28	27	21	24	22
Annual Return On Assets	0.42 %	0.74 %	0.62 %	1.01 %	0.94 %

COFS's 5 Years Annual ROA >> Back to COFS Management Effectiveness >> Compare COFS ROA to its Competitors

Comment on COFS's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA deteriorated to 0.42 %, despite annual net income growth of 5.42 % to $28.18 million, from $26.73 million a year ago, as COFS's assets increase to $6,734.15 million, by 5.42 %.

More Return On Assets Ratios
COFS's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
COFS's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for COFS's Competitors
Subscribers only: Roa for Choiceone Financial Services Inc 's Suppliers
Subscribers only: Return On Assets for COFS's Customers

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	COFS's Profitability Ratios	COFS's Asset Turnover Ratio	COFS's Dividend Growth
COFS's Roe	COFS's Valuation Ratios	COFS's Financial Strength Ratios	COFS's Dividend Payout Ratio

Companies with similar Return On Assets at Sep 30 2026, within Financial Sector	ROA
Markel Group Inc	2.60 %
Broadstone Net Lease Inc	2.53 %
Intercontinental Exchange Inc	2.52 %
Blue Owl Capital Inc	2.52 %
Welltower Inc	2.51 %
International Bancshares Corporation	2.48 %
Bread Financial Holdings Inc	2.36 %
Alignment Healthcare Inc	2.36 %
Agree Realty Corporation	2.33 %
Virtus Investment Partners Inc	2.33 %
Humana Inc	2.31 %
Bowhead Specialty Holdings Inc	2.31 %
Cme Group Inc	2.24 %
Regional Management Corp	2.23 %
Iron Mountain Inc	2.20 %
Ameriprise Financial Inc	2.18 %
Slm Corp	2.17 %
Oppenheimer Holdings Inc	2.17 %
Rocket Companies Inc	2.16 %
Community Healthcare Trust inc	2.16 %
Bank7 Corp	2.11 %
Schwab Charles Corp	2.11 %
Columbia Banking System Inc	2.07 %
Seven Hills Realty Trust	2.06 %
Tompkins Financial Corp	2.05 %
American International Group Inc	2.03 %
Finwise Bancorp	2.00 %
Unity Bancorp inc	1.98 %
Ryan Specialty Holdings Inc	1.95 %
Arrow Financial Corporation	1.94 %

Date modified: 2026-11-11T13:38:41+00:00

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