Choiceone Financial Services Inc (COFS) Return on Equity ROE from the second quarter 2026 to second quarter 2025 and annually, average high and low, overall ranking from Jun 30 2026 to Jun 30 2025 - CSIMarket
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Choiceone Financial Services Inc   (NASDAQ: COFS)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial

Choiceone Financial Services Inc 's ROE per quarter

Return on Equity, Quarterly Results, Trends, Rankings, Statistics


What is ROE for Choiceone Financial Services Inc in the second quarter 2026?
Choiceone Financial Services Inc achieved a return on average equity (ROE) of 11.72 % in its second quarter 2026, this is above COFS's average return on equity of 8.91%.
Choiceone Financial Services Inc shareholder's equity over the 12 months ending in its second quarter 2026 are valued at $467 million

ROE decreased relative to the period ending , due to the decline in net income.

Within the Regional Banks industry 63 other companies had a higher return on equity. While return on equity, the total ranking has deteriorated compared to the first quarter 2026 from 1158 to 1171.

What is ROE?



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Return On Equity (Jun 30 2026)
II. Quarter		 (Mar 31 2026)
I. Quarter		 (Dec 31 2025)
IV. Quarter		 (Sep 30 2025)
III. Quarter		 (Jun 30 2025)
II. Quarter
Y / Y Equity Change 11.79 % 10.05 % 78.7 % 81.48 % -
Y / Y Net Income Change -7.91 % - 93.7 % 99.8 % 105.5 %
Net Income (TTM) in Millions 55 56 28 21 14
Return On Equity (TTM) 11.72 % 12.28 % 6.35 % 5.47 % 4.14 %
COFS's Total Ranking # 1171 # 1158 # 1465 # 1735 # 1401
Equity (TTM) in Millions 483 470 465 450 432
Seq. Equity Change 2.7 % 1 % 3.5 % 4.14 % 1.1 %
Seq. Net Income Change -9.06 % -1.18 % -5.54 % 8.47 % -

Back to COFS Management Effectiveness >> COFS's 5 Years Annual ROE >> Compare COFS ROE to its Competitors
Return On Equity Company Ranking
Within: No.
Industry # 64
Sector # 319
Overall # 1171

Return On Equity Statistics
High Average Low
14.55 %
8.91 %
2.5 %
(Mar 31 2023)   (Mar 31 2025)



  News about Choiceone Financial Services Inc Return on Equity ROE

Navigating Uncertainty ChoiceOne Financials Tumultuous Journey Amidst Market Trends

In an era marked by volatility in financial markets, ChoiceOne Financial Services Inc. (NASDAQ: COFS) finds itself contending with a decline in share performance that contrasts sharply with the broader market s trajectory. This week, as investors continue to assess the implications of recent corporate announcements, ChoiceOne s stock has lagged behind competing financial institutions and the market at large. A deeper investigation into the events of July 25, 2024, reveals a complex interplay of corporate decisions affecting investor sentiment and stock performance.On July 25, ChoiceOne Financial made the momentous decision to merge with Fentura Financial, Inc. (OTCQX: FETM) in an all-stock deal. The rationale behind this merger centers on the potential for broader operational synergies and the enhancement of customer offerings through a strengthened corporate framework. Nevertheless, mergers often engender uncertainty among investors, as they ponder the implications for corporate culture, governance, and regional market positioning. In this case, the announcement initially drew investor reactions that led to a decline in ChoiceOne’s stock, contributing to its underperformance this week relative to the overall market.



COFS Annual Return On Equity (Dec 31 2025)
2025		 (Dec 31 2024)
2024		 (Dec 31 2023)
2023		 (Dec 31 2022)
2022		 (Dec 31 2021)
2021
Total Equity in Millions 465 260 196 169 222
Y / Y Equity Change 78.7 % 33.11 % 15.85 % -23.82 % -2.46 %
Net Income in Millions 28 27 21 24 22
Y / Y Net Income Change 5.42 % 25.71 % -10.06 % 7.25 % 41.18 %
Return On Equity 6.05 % 10.26 % 10.87 % 14 % 9.94 %

Back to COFS Management Effectiveness >> COFS's 5 Years Annual ROE >> Compare COFS ROE to its Competitors




Annual Roe Comment
In 2025 ROE fell to 6.05 %, despite net income growth.


More Return On Equity Ratios
Regional Banks Industry Roe Trends and Statistics
Financial Sector Return On Equity Statistics
COFS's' Return on Equity at Yahoo Finance
COFS's Roe Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Equity
Lowest Ranking Return On Equity
Subscribers only: Roe for COFS's Competitors
Subscribers only: Roe for Choiceone Financial Services Inc 's Suppliers
Subscribers only: Return On Equity for COFS's Customers




Companies with similar Return On Equity at Jun 30 2026, within Financial Sector ROE
Hamilton Insurance Group Ltd   31.21 %
Corvel Corporation  31.01 %
American Coastal Insurance Corporation  30.43 %
Nexpoint Real Estate Finance Inc   29.99 %
Encore Capital Group Inc   29.83 %
Kingstone Companies Inc   29.78 %
Sei Investments Company  29.54 %
Rreef Property Trust Inc   29.17 %
Kinsale Capital Group Inc   29.06 %
STEELE BANCORP INC  28.69 %
Cohen and Steers Inc   27.58 %
Hippo Holdings Inc   27.38 %
Union Bankshares Inc   27.34 %
Carter bankshares inc   27.32 %
Marsh and Mclennan Companies Inc   26.71 %
Arrow Financial Corporation  26.69 %
American Integrity Insurance Group Inc   25.95 %
Enova International Inc   25.76 %
Affiliated Managers Group inc   25.74 %
Cboe Global Markets Inc   25.66 %
Travelers Companies inc   25.58 %
Alliancebernstein Holding L p   25.40 %
Marketaxess Holdings Inc   24.80 %
Invesco Db Energy Fund  24.54 %
Erie Indemnity Company  24.52 %
Rli Corp  24.37 %
Atlanticus Holdings Corp  24.23 %
Ford Motor Credit Company Llc  23.90 %
Paccar Inc  23.80 %
Interactive Brokers Group Inc   23.46 %

Date modified: 2026-09-26T07:06:15+00:00



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