CSIMarket
 
National Commerce Corp  (NCOM)
    Sector  Financial    Industry Commercial Banks
   Industry Commercial Banks
   Sector  Financial
 
Price: $0.0000 $0.00 %
Day's High: 0.00 Week Perf:
Day's Low: $ 0.00 30 Day Perf:
Volume (M): 0 52 Wk High: $ 0.00
Volume (M$): $ 0 52 Wk Avg: $0.00
Open: $0.00 52 Wk Low: $0.00



 Market Capitalization (Millions $) -
 Shares Outstanding (Millions) 19
 Employees 289
 Revenues (TTM) (Millions $) 165
 Net Income (TTM) (Millions $) 45
 Cash Flow (TTM) (Millions $) -18
 Capital Exp. (TTM) (Millions $) 8

Business Description


National Commerce Corp (NCOM) is a regional bank holding company headquartered in Birmingham, Alabama. It was founded in 2005 and currently operates as a subsidiary of National Commerce Corporation. The bank offers a wide range of banking services, such as deposit accounts, loans, credit cards, and financial planning services to businesses and individuals in Alabama, Florida, and Georgia.

National Commerce Corp has built a robust banking infrastructure with strong operational capabilities, helping it serve its customers with efficiency and speed. The bank's products and services are highly tailored to meet the unique banking needs of its customers, with several options to choose from, including checking accounts, savings accounts, money market accounts, and certificates of deposit. The bank also offers an array of loans designed to cater to every financial requirement of its customers, such as personal loans, mortgages, construction loans, and commercial loans.

National Commerce Corp has created a dependable and comprehensive online banking system that offers its customers 24/7 access to their accounts. The bank also provides mobile banking services, which provide an improved user-friendly experience for customers. Additionally, National Commerce Corp carries out innovative programs and initiatives to support both small and large businesses.

National Commerce Corp has a strong commitment to its customers and operates under a system that values integrity, transparency, and ethical practices. It has been recognized several times for its ethical and responsible banking practices. Besides, the bank promotes diversity, inclusion, and social responsibility, and it encourages its employees to participate actively in their communities.

National Commerce Corp has been successful in its operations, significantly improving its financial results year after year. It is a public company, listed on the NASDAQ stock exchange under the symbol NCOM. The bank has more than 40 branches supported by over 700 employees, offering personal and business banking services. National Commerce Corp is a powerful and reliable banking institution with a legacy of providing exceptional customer service and valuable solutions to its customers.




   

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) -
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) -
Price to Sales (Expected) -
Price to Book -
PEG (TTM) -

Financial Strength Current
Quick Ratio 10.48
Working Capital Ratio 174.53
Leverage Ratio (MRQ) 0.12
Total Debt to Equity 0.08
Interest Coverage (TTM) 3.76
Debt Coverage (TTM) 2.01

Per Share Current
Earnings (TTM) 2.28 $
Revenues (TTM) 8.57 $
Cash Flow (TTM) -
Cash 11.05 $
Book Value 36.25 $
Dividend (TTM) 0 $

Efficiency Current
Revenue per Employee (TTM) 570,170
Net Income per Employee (TTM) 155,408
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.05

Profitability Ratios Current
Gross Margin (MRQ) 56.74 %
Operating Margin (MRQ) 29.86 %
Net Margin (MRQ) 24.2 %
Net Cash Flow Margin (MRQ) 35.67 %
Effective Tax Rate (TTM) 22.17 %

Management Effectiveness Current
Return On Assets (TTM) 1.26 %
Return On Investment (TTM) 6.78 %
Return On Equity (TTM) 7.47 %
Dividend Yield -
Pay out Ratio (TTM) -






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