Upstart Holdings Inc 's Cash & cash equivalent grew by 1.17 % in the Q3 2026 sequentially, while Current Liabilities decreased, this led to improvement in Upstart Holdings Inc 's Quick Ratio to 3.99, Quick Ratio remained below Upstart Holdings Inc average.

Within Miscellaneous Financial Services industry 28 other companies have achieved higher Quick Ratio than Upstart Holdings Inc in third quarter 2026. While Quick Ratio total ranking in the third quarter 2026 has deteriorated compared to the prior quarter from 499 to 966.

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UPST Quick Ratio	(Sep 30 2026) Q3	(Jun 30 2026) Q2	(Mar 31 2026) Q1	(Dec 31 2025) Q4	(Sep 30 2025) Q3
Y / Y Current Liabilities Change	-0.27 %	Subscribe	Subscribe	Subscribe	Subscribe
Y / Y Cash & cash equivalent Change	-5.45 %	Subscribe	Subscribe	Subscribe	Subscribe
Quick Ratio MRQ	3.99	Subscribe	Subscribe	Subscribe	Subscribe
UPST's Total Ranking	# 966	Subscribe	Subscribe	Subscribe	Subscribe
Seq. Current Liabilities Change	-5.27 %	Subscribe	Subscribe	Subscribe	Subscribe
Seq. Cash & cash equivalent Change	1.17 %	Subscribe	Subscribe	Subscribe	Subscribe

Quick Ratio third quarter 2026 Company Ranking
Within:	No.
Miscellaneous Financial Services Industry	# 29
Financial Sector	# 330
Overall Market	# 966

Quick Ratio Statistics
High	Average	Low
12.81	4.9	0.05
(Sep 30 2021)		(Sep 30 2011)

Financial Statements
Upstart Holdings Inc 's Current Liabilities	$ 116 Millions	Visit UPST's Balance sheet
Upstart Holdings Inc 's Cash & cash equivalent	$ 463 Millions	Visit UPST's Balance sheet
Source of UPST's Sales		Visit UPST's Sales by Geography

Cumulative Upstart Holdings Inc 's Quick Ratio

UPST's Quick Ratio for the trailling 12 Months

UPST Quick Ratio	(Sep 30 2026) 12 Months	(Jun 30 2026) 12 Months	(Mar 31 2026) 12 Months	(Dec 31 2025) 12 Months	(Sep 30 2025) 12 Months
Y / Y Current Liabilities TTM Growth	17.33 %	Subscribe	Subscribe	Subscribe	Subscribe
Y / Y Cash & cash equivalent TTM Growth	-10.02 %	Subscribe	Subscribe	Subscribe	Subscribe
Quick Ratio TTM	3.83	Subscribe	Subscribe	Subscribe	Subscribe
Total Ranking TTM	# 3654	Subscribe	Subscribe	Subscribe	Subscribe
Seq. Current Liabilities TTM Growth	-0.06 %	Subscribe	Subscribe	Subscribe	Subscribe
Seq. Cash & cash equivalent TTM Growth	-1.29 %	Subscribe	Subscribe	Subscribe	Subscribe

Quick ratio ranking by company, industry and sector >> Back to UPST Financial Strength Comparisons >> Go to Compare UPST Quick Ratio to its Competitors

On the trailing twelve months basis In spite of the year on year decrease in UPST's Current Liabilities to $115.93 millions, cumulative Quick Ratio to 3.83 below the UPST average Quick Ratio.
Quick Ratio is the average cumulative value over the last four quarters.

Among companies operating within Miscellaneous Financial Services industry 28 other companies have achieved higher Quick Ratio than Upstart Holdings Inc . While Quick Ratio overall ranking has improved so far to 3654, from total ranking during the twelve months ending second quarter 2026 at 3726.

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TTM Quick Ratio Company Ranking
Within:	No.
Within the Miscellaneous Financial Services Industry	# 29
Financial Sector	# 330
Within the Market	# 3654

trailing twelve months Quick Ratio Statistics
High	Average	Low
12.81	4.9	0.05
(Sep 30 2021)		(Sep 30 2011)

Companies with similar Quick Ratio in the quarter ending Sep 30 2026, within Miscellaneous Financial Services Industry	Quick Ratio	Sep 30 2026 MRQ Cash & cash equivalent	Sep 30 2026 MRQ Current Liabilities
Keel Infrastructure Corp	9.25	$ 821.180 Millions	$ 88.739 Millions
Fg Nexus Inc	8.72	$ 35.115 Millions	$ 4.029 Millions
Strive Inc	8.32	$ 285.405 Millions	$ 34.302 Millions
Sofi Technologies Inc	6.61	$ 7,723.931 Millions	$ 1,167.682 Millions
Greystone Housing Impact Investors Lp	6.55	$ 120.220 Millions	$ 18.348 Millions
Riot Platforms Inc	5.82	$ 669.052 Millions	$ 114.867 Millions
Walker and Dunlop Inc	5.26	$ 183.241 Millions	$ 34.805 Millions
Upstart Holdings Inc	3.99	$ 463.113 Millions	$ 115.933 Millions
Synchrony Financial	3.98	$ 24,672.000 Millions	$ 6,201.000 Millions
Strategy Inc	3.91	$ 5,905.913 Millions	$ 1,511.371 Millions
Perella Weinberg Partners	3.06	$ 149.875 Millions	$ 48.935 Millions
American Express Company	2.90	$ 48,278.000 Millions	$ 16,632.000 Millions
Medallion Financial Corp	2.87	$ 288.267 Millions	$ 100.354 Millions
Chime Financial Inc	2.83	$ 1,182.975 Millions	$ 417.932 Millions
Oppfi Inc	2.72	$ 102.691 Millions	$ 37.806 Millions
Dave Inc	2.63	$ 356.237 Millions	$ 135.270 Millions
Security National Financial Corporation	2.55	$ 516.033 Millions	$ 202.747 Millions
Mara Holdings Inc	2.12	$ 985.397 Millions	$ 464.074 Millions
Burford Capital Limited	1.90	$ 531.162 Millions	$ 278.988 Millions
Sphere 3d Corp	1.80	$ 8.823 Millions	$ 4.915 Millions
Bakkt Inc	1.49	$ 37.892 Millions	$ 25.382 Millions
Startengine Crowdfunding inc	1.48	$ 22.835 Millions	$ 15.442 Millions
Coinbase Global Inc	1.21	$ 8,820.883 Millions	$ 7,276.571 Millions
Hive Digital Technologies Ltd	1.06	$ 146.455 Millions	$ 137.791 Millions
Fold Holdings Inc	1.00	$ 21.678 Millions	$ 21.762 Millions
The Marygold Companies Inc	0.91	$ 4.484 Millions	$ 4.949 Millions
Green Dot Corp	0.83	$ 4,400.091 Millions	$ 5,289.062 Millions

Date modified: 2026-11-04T15:28:41+00:00

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