Upstart Holdings Inc 's ROA from the third quarter of 2026 to the third quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Upstart Holdings Inc 's ROA in the third quarter of 2026?
Upstart Holdings Inc achieved a return on average assets (ROA) of 3.5 % in its third quarter of 2026, this is above UPST's average return on assets of -34.83%.
Upstart Holdings Inc s assets during the 12 months ending in the third quarter of 2026 are valued at $2 billion

ROA fell compared to the second quarter of 2026, despite the net income growth of 8.57% from the second quarter of 2026.

However, within the Financial sector 233 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Sep 30 2026 quarter, so far to 1427, from total ROA ranking in the second quarter of 2026 at 1590.

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Return On Assets	(Sep 30 2026) III. Quarter	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter
Y / Y Total Assets Change	-8.01 %	27.98 %	28.98 %	36.51 %	81.72 %
Y / Y Net Income Change	-42.61 %	199.14 %	-	-	-
Net Income (TTM) in million	103	130	108	108	75
Return On Assets (TTM)	3.5 %	4.34 %	3.81 %	4.05 %	3.04 %
UPST's Total Ranking	# 1427	# 1590	# 1613	# 2424	# 2584
Total Assets (TTM) in million	2,672	3,171	2,962	2,975	2,905
Seq. Total Assets Change	-15.74 %	7.08 %	-0.44 %	2.41 %	17.23 %
Seq. Net Income Change	8.57 %	-	-	-48.28 %	465.87 %

UPST's 5 Years Annual ROA >> Back to UPST Management Effectiveness >> Compare UPST ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 11
Sector	# 234
Overall	# 1511

Return On Assets Statistics
High	Average	Low
12.07 %	-34.83 %	-434.68 %
(Mar 31 2022)		(Mar 31 2014)

Financial Statements
Upstart Holdings Inc 's Assets	$ 2,672 million	UPST's Balance sheet
Upstart Holdings Inc 's Income	$ 37 million	Quarterly UPST's Income Statement
UPST's Income by Division		See UPST's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	17.95 %	13.63 %	5.02 %	0.3 %	95782.76 %
Total Assets in million	2,570	2,179	1,918	1,826	1,820
Y / Y Net Income Change	-	-	-	-	-
Net Income in million	108	0	0	-109	135
Annual Return On Assets	4.2 %	-0.01 %	-0.01 %	-5.95 %	7.44 %

UPST's 5 Years Annual ROA >> Back to UPST Management Effectiveness >> Compare UPST ROA to its Competitors

Comment on UPST's ROA in the fiscal year ending 2025

In the fiscal year 2025 ROA improved to 4.2 % compared to prior year, due to annual net income growth of % to $107.93 million, while value of Upstart Holdings Inc 's overall assets grew just by 17.95 % to $2,570.18 million, compared to $2,570.18 a year before.

More Return On Assets Ratios
UPST's' Return on Assets at Yahoo Finance
Miscellaneous Financial Services Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
UPST's Roa Ratio versus Miscellaneous Financial Services Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for UPST's Competitors
Subscribers only: Roa for Upstart Holdings Inc 's Suppliers
Subscribers only: Return On Assets for UPST's Customers

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UPST's Roi	UPST's Inventory Turnover Ratio	UPST's Growth Rates	UPST's Dividend Comparisons
	UPST's Profitability Ratios	UPST's Asset Turnover Ratio	UPST's Dividend Growth
UPST's Roe	UPST's Valuation Ratios	UPST's Financial Strength Ratios	UPST's Dividend Payout Ratio

Companies with similar Return On Assets at Sep 30 2026, within Financial Sector	ROA
Progressive Corp	9.34 %
Victory Capital Holdings Inc	9.28 %
Kingstone Companies Inc	8.91 %
S and p Global Inc	8.90 %
Pagaya Technologies Ltd	8.69 %
Public Storage	8.56 %
Sba Communications Corporation	8.43 %
Kinsale Capital Group Inc	8.36 %
Universal Insurance Holdings Inc	7.69 %
Manhattan Bridge Capital Inc	7.60 %
Greenlight Capital Re Ltd	7.44 %
Nasdaq Inc	7.37 %
Lpl Financial Holdings Inc	7.24 %
Aon Plc	7.15 %
Equity Lifestyle Properties Inc	7.01 %
Udr Inc	7.00 %
Gaming And Leisure Properties inc	6.97 %
Marsh and Mclennan Companies Inc	6.96 %
Transunion	6.78 %
Mercury General Corporation	6.38 %
Cincinnati Financial Corporation	6.34 %
Equifax Inc	6.26 %
Rli Corp	6.22 %
Travelers Companies inc	5.82 %
Eastgroup Properties Inc	5.69 %
Kite Realty Group Trust	5.52 %
Diamondrock Hospitality Co	5.42 %
Primerica Inc	5.41 %
Enova International Inc	5.41 %
American Tower Corporation	5.36 %

Date modified: 2026-11-04T15:28:41+00:00

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