Pfs Bancorp (PFSB) Growth Rates Comparisons to Regional Banks Industry, Sector, Market. Sales, Income, EPS
CSIMarket
 
PFS Bancorp, Inc.  (OTC: PFSB)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial
 

Pfs Bancorp Growth Comparisons

Select each growth Category to receive further Information





PFSB Revenue Growth Rate Comparisons Company Industry Sector S&P 500
Y / Y Revenue Growth (Q3 MRQ) 7.05 % 16.64 % 9.19 % 10.9 %
Q / Q Revenue Growth (Q3 MRQ) 1.61 % 0 % -2.27 % 8.32 %
Y / Y Revenue Growth (for 12 months ending Q3 TTM) 10.26 % 12.33 % 10.31 % %
Sequential Revenue Growth (for 12 months ending Q3 TTM) 1.7 % 3.81 % 2.11 % 2.61 %
Revenue 5 Year Average Growth - - -0.82 % 7.38 %


PFSB's Growth Comparisons in III. Quarter 2026




Although the Regional Banks industry saw advancing Revenue by 16.64%, Pfs Bancorp announced 7.05% year on year revenue decline in the third quarter 2026, to $ 2 millions, and underperformed the 9.19% Revenue growth in the Financial sector. Comparing the third quarter, revenue Pfs Bancorp, Inc. was trailing overall market not just Regional Banks industry.

Comparing the company's Revenue to the second quarter results, revenue were higher by 1.61% . On the yearly basis, average annual revenue growth for Pfs Bancorp is %, while S & P 500's including only Businesses with the third quarter 2026 earnings, average annual revenue growth is 7.38% over the past five years.

PFSB Growth Rates by Company's Segments

Segment Name
Y / Y
Sequential
Gains Losses on Sales of Foreclosed Assets
-
33.33 %
Total
-
1.61 %


Growth Rates of PFSB's Income in the third quarter 2026


PFSB Operating Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Operating Income Change (Q3 MRQ) - 38.78 % 12.33 % 97.6 %
Sequential Operating Income Change (Q3 MRQ) - -5.18 % -26.15 % 48.13 %
Y / Y Operating Income Growth (Q3 TTM) - 24.55 % 20.92 % 40.67 %
Sequential Operating Income Growth (Q3 TTM) - 6.9 % 4.64 % 20.86 %
Operating Income 5 Year Avg. Change - - -3.38 % 21.67 %


Income from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Income from Cont. Ops. Change (Q3 MRQ) -3.37 % 34.98 % 14.87 % 90.69 %
Sequential Income from Cont. Ops. Change (Q3 MRQ) -8.01 % -16.92 % -29.55 % 27.07 %
Y / Y Income from Cont. Ops. Change (Q3 TTM) 34.9 % 26.17 % 12.65 % 57.33 %
Sequential Income from Cont. Ops. Change (Q3 TTM) -0.82 % 6.71 % 3.04 % 18.65 %
Income from Cont. Ops. 5 Year Avg. Change - - - 24.41 %

PFSB Net Income Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y Net Income Growth (Q3 MRQ) -3.37 % 34.06 % 14.53 % 90.69 %
Q / Q Net Income Growth (Q3 MRQ) -8.01 % -5.23 % -0.71 % 27.07 %
Y / Y Net Income Change (Q3 TTM) 34.9 % 23.53 % 9.87 % 57.33 %
Sequential Net Income Change (Q3 TTM) -0.82 % 6.85 % 3.28 % 18.65 %
Net Income 5 Year Avg. Growth - - 70.25 % 24.18 %

PFSB's EPS Growth Rates


EPS from Cont. Ops. Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS from Cont. Ops. Change (Q3 MRQ) -7.14 % 28.36 % 14.87 % 90.69 %
Sequential EPS from Cont. Ops. Change (Q3 MRQ) -10.34 % -19.27 % -29.55 % 27.07 %
Y / Y EPS from Cont. Ops. Change (Q3 TTM) 37.04 % 51.31 % - -
Sequential EPS from Cont. Ops. Change (Q3 TTM) -1.77 % 20.69 % - 4.88 %
EPS from Cont. Ops. 5 Year Avg. Growth - - - 24.41 %



PFSB EPS Net Growth Rates Comparisons Company Industry Sector S&P 500
Y / Y EPS Net Growth (Q3 MRQ) -48 % 27.49 % 14.53 % 24.41 %
Q / Q EPS Net Growth (Q3 MRQ) -7.14 % -7.91 % -0.71 % 27.07 %
Y / Y EPS Net Change (for 12 months ending Q3 TTM) - 51.77 % -100 % 7.62 %
Sequential EPS Net Change (for 12 months ending Q3 TTM) -17.91 % 21.02 % -29.55 % 4.93 %
EPS Net 5 Year Avg. Change - - 70.25 % 24.18 %



As Pfs Bancorp's income per share faded by -48% year on year in the third quarter, Regional Banks industry grew by 27.49%, Pfs Bancorp's third quarter performance was trailing Regional Banks, and underperformed the 14.53% EPS improvement in the Financial sector. Weak third quarter income per share, in Regional Banks industry and within the Financial sector, were reflected in Pfs Bancorp, Inc. results which underperformed overall market.

the bottom-line fell by -7.14% from the second quarter. Average annual income per share growth for Pfs Bancorp is %, while S & P 500's average yearly income per share increase is 24.18%, including only Businesses with the third quarter 2026 earnings.

PFSB Cash Flow Growth Rates


Free Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Free Cash Flow Change (Q3 MRQ) 22.74 % - - 48.62 %
Sequential Free Cash Flow Change (Q3 MRQ) - - - 34.18 %
Y / Y Free Cash Flow Change (Q3 TTM) - 64.16 % 144.28 % 60.27 %
Sequential Free Cash Flow Change (Q3 TTM) 7.47 % -34.01 % 71.33 % 15.75 %
Free Cash Flow 5 Year Avg. Change - - -10.56 % 8.16 %

Net Cash Flow Growth Rates Company Industry Sector S&P 500
Y / Y Net Cash Flow Change (Q3 MRQ) - 30.43 % - 339.02 %
Sequential Net Cash Flow Change (Q3 MRQ) - - - 216.68 %
Y / Y Net Cash Flow Change (Q3 TTM) - -96.89 % - 209.43 %
Sequential Net Cash Flow Change (Q3 TTM) - - 1034.63 % 152.64 %
Net Cash Flow 5 Year Avg. Change - - -16.31 % 13.9 %

Capital Expenditures Company Industry Sector S&P 500
Y / Y Capital Expenditures Change (Q3 MRQ) 3150 % 45.95 % -2.43 % 120.03 %
Sequential Capital Expenditures Change (Q3 MRQ) -10.96 % -7.5 % -48.34 % 36.87 %
Y / Y Capital Expenditures Change (Q3 TTM) -97.89 % 17.29 % 23.33 % 109.38 %
Sequential Capital Expenditures Change (Q3 TTM) 79.75 % 8.9 % 4.22 % 23.05 %
Capital Expenditures 5 Year Avg. Change - - -11.51 % 13.77 %

Note
To view Detail Information & Trends click on Individual Category.
To see Industry, Sector or S&P 500 Performance, click on each Category respectivly, on the top of the Table.

For explanation of terms visit: Glossary