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Fair Isaac Corp  (NYSE: FICO)
    Sector  Services    Industry Professional Services
   Industry Professional Services
   Sector  Services
 
Price: $1,118.9301 $19.48 1.772%
Day's High: $1150.8349609375 Week Perf: -3 %
Day's Low: $ 1,099.76 30 Day Perf: 2.51 %
Volume (M): 203,207 52 Wk High: $ 1,998.01
Volume (M$): $ 0 52 Wk Avg: $1,373.81
Open: $1,114.55 52 Wk Low: $870.01



 Market Capitalization (Millions $) 25,403
 Shares Outstanding (Millions) 23
 Employees 3,811
 Revenues (TTM) (Millions $) 2,394
 Net Income (TTM) (Millions $) 815
 Cash Flow (TTM) (Millions $) 30
 Capital Exp. (TTM) (Millions $) 41

Business Description


Fair Isaac Corporation (FICO) is a multinational analytics software firm that specializes in predictive analytics, decision management, and credit risk management. Founded in 1956 by engineer Bill Fair and mathematician Earl Isaac, the company is headquartered in San Jose, California, and has offices in more than 30 countries worldwide.

FICO's core product is the FICO Score, which is used by lenders to assess the creditworthiness of borrowers. The FICO Score is based on a statistical model that analyzes an individual's credit history, payment patterns, and other financial data to predict the likelihood of that person repaying a loan on time. The scores range from 300 to 850, with higher scores indicating better creditworthiness.

In addition to the FICO Score, Fair Isaac also offers a range of analytics solutions to businesses across a variety of industries. These include fraud detection and prevention, marketing analytics, and decision management tools. FICO's Analytics Workbench is a platform that enables organizations to build custom predictive models using their own data.

FICO also offers consulting services to help businesses optimize their data and analytics strategies. Its consulting services cover areas such as data management, predictive modeling, and fraud prevention.

Over the years, FICO has acquired several companies to expand its capabilities and offerings. In 1995, it acquired HNC Software, a provider of neural network-based predictive analytics software. In 2006, FICO acquired London Bridge Group, a risk management software company. In 2015, FICO acquired big data analytics company Infoglide Software.

FICO has received numerous awards and accolades over the years for its innovations and contributions to the field of analytics. In 2019, Forbes listed FICO as one of America's Best Employers for Diversity, and the company was also recognized as a Leader in Gartner's Magic Quadrant for Data Science and Machine Learning Platforms.


   Company Address: 5 West Mendenhall, Suite 105 Zagreb 59715 City of Zagreb
   Company Phone Number: 982-7276   Stock Exchange / Ticker: NYSE FICO


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
CLOQ        15.23% 
EFX   -0.67%    
IBM   -1.71%    
MCO   -0.93%    
PLTR   -1.83%    
• View Complete Report
   



Business Update

FICO and Plaid Join Forces Unveiling the Future of Credit Scoring with Real-Time Data Revolution,

Published Thu, Nov 20 2025 3:57 PM UTC

Next-Generation Credit Scoring: FICO and Plaid Partner to Revolutionize Risk Assessment and Lending Opportunities In an ever-evolving financial landscape, where data-driven decisions are paramount, global analytics software leader FICO (NYSE: FICO) has announced a strategic partnership with Plaid, a leading financial data network, to launch the next generation of the cash fl...

Business Update

FICO Survey Reveals UK Consumers Value Fraud Protection Over All Else in Banking Choices A Call for Financial I...

Published Wed, Oct 29 2025 12:15 PM UTC

In an age where financial transactions are predominantly digital, the significance of fraud prevention is rising to the forefront of consumers minds a sentiment echoed in a recent survey conducted by FICO, a global leader in analytics software. The research indicates that British consumers are prioritizing fraud protection above various other factors when choosing their f...

Business Update

Banking on Personalization The Urgent Call for Transformation in APACs Financial Sector,

Published Mon, Sep 22 2025 2:43 AM UTC

The Hyper-Personalization Dilemma: Banking Executives Acknowledge the Gap in Customer Engagement In a digital age where consumer expectations have reached unprecedented heights, the banking sector finds itself at a crossroads. A recent survey conducted by Fair Isaac Corporation (FICO) has unearthed crucial insights from banking leaders across the Asia Pacific region, reveali...

Business Update

Guild Mortgage Taps FICO Score 10 T to Broaden Access for First-Time Homebuyers

Published Wed, Jun 11 2025 3:45 PM UTC

In a strategic move aimed at widening the accessibility of home financing for underserved and first-time buyers, Guild Mortgage has announced its adoption of the FICO Score 10 T for non-GSE mortgage loans. This new scoring model, developed by Fair Isaac Corp (NYSE: FICO), emphasizes the use of advanced analytics to responsibly extend credit to a more diverse borrower pool, p...

Business Update

Fujitsu and FICO Forge Strategic Partnership to Drive Digital Transformation in Japans Financial Landscape

Published Wed, Mar 19 2025 7:12 AM UTC

In an age defined by rapid digital advancement and enhanced customer experiences, two key players in the technology and analytics space, Fujitsu and FICO, have announced a significant partnership aimed at revolutionizing the financial services sector in Japan. Scheduled to commence in July 2025, this collaboration seeks to expand the FICO Platforms Omni-Channel Engagement ...




Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 32.42
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 10.61
Price to Sales (Expected) -
Price to Book -
PEG (TTM) 0.92

Financial Strength Current
Quick Ratio 0.37
Working Capital Ratio 1.74
Leverage Ratio (MRQ) -
Total Debt to Equity -
Interest Coverage (TTM) 19
Debt Coverage (TTM) 0.3

Per Share Current
Earnings (TTM) 34.51 $
Revenues (TTM) 105.43 $
Cash Flow (TTM) 1.34 $
Cash 10.94 $
Book Value -
Dividend (TTM) 0 $

Efficiency Current
Revenue per Employee (TTM) 628,070
Net Income per Employee (TTM) 213,859
Receivable Turnover Ratio (TTM) 4.17
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 1.18

Profitability Ratios Current
Gross Margin (MRQ) 87.09 %
Operating Margin (MRQ) 53.79 %
Net Margin (MRQ) 35.18 %
Net Cash Flow Margin (MRQ) 0 %
Effective Tax Rate (TTM) 23.48 %

Management Effectiveness Current
Return On Assets (TTM) 40.2 %
Return On Investment (TTM) 63.8 %
Return On Equity (TTM) -
Dividend Yield -
Pay out Ratio (TTM) -



Fair Isaac's Segments
On-premises and SaaS software    29.22 % of total Revenue
Technology Service    2.72 % of total Revenue
Scores Products    68.07 % of total Revenue
Scores    183.69 % of total Revenue
Software    94.84 % of total Revenue
Americas    250.26 % of total Revenue
EMEA    18.95 % of total Revenue
Asia Pacific    9.32 % of total Revenue
United States    222.49 % of total Revenue





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