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First Federal Of Northern Michigan Bancorp, Inc.  (FFNM)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $8.9000 $0.00 0.000%
Day's High: $8.989999771118164 Week Perf: -20.89 %
Day's Low: $ 8.89 30 Day Perf: -19.46 %
Volume (M): 20,905 52 Wk High: $ 0.00
Volume (M$): $ 0 52 Wk Avg: $0.00
Open: $8.95 52 Wk Low: $0.00



 Market Capitalization (Millions $) 33
 Shares Outstanding (Millions) 4
 Employees 83
 Revenues (TTM) (Millions $) 11
 Net Income (TTM) (Millions $) 3
 Cash Flow (TTM) (Millions $) 1
 Capital Exp. (TTM) (Millions $) 0

Business Description


First Federal of Northern Michigan Bancorp, Inc. is a financial holding company headquartered in Alpena, Michigan. It operates as a bank holding company for First Federal of Northern Michigan, a community bank that provides various banking services to individuals and businesses in the northern Michigan region. The bank offers a range of deposit products, loan options, and other financial services such as online banking, mobile banking, and investment advisory. Known for its local focus and commitment to the community, First Federal of Northern Michigan Bancorp, Inc. aims to provide personalized and reliable banking solutions to its customers.




   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 10.99
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 2.91
Price to Sales (Expected) -
Price to Book 1
PEG (TTM) 0.26

Financial Strength Current
Quick Ratio -
Working Capital Ratio -
Leverage Ratio (MRQ) 0.01
Total Debt to Equity -
Interest Coverage (TTM) 2.69
Debt Coverage (TTM) 2.7

Per Share Current
Earnings (TTM) 0.81 $
Revenues (TTM) 3.05 $
Cash Flow (TTM) 0.4 $
Cash 39.81 $
Book Value 8.87 $
Dividend (TTM) 0.09 $

Efficiency Current
Revenue per Employee (TTM) 137,131
Net Income per Employee (TTM) 35,446
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.05

Profitability Ratios Current
Gross Margin (MRQ) 50.83 %
Operating Margin (MRQ) 8.42 %
Net Margin (MRQ) 67.03 %
Net Cash Flow Margin (MRQ) 111.08 %
Effective Tax Rate (TTM) -

Management Effectiveness Current
Return On Assets (TTM) 1.2 %
Return On Investment (TTM) 9.13 %
Return On Equity (TTM) 9.35 %
Dividend Yield 1.35 %
Pay out Ratio (TTM) 11.11 %






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