Market Capitalization (Millions $) |
727 |
Shares
Outstanding (Millions) |
393 |
Employees |
- |
Revenues (TTM) (Millions $) |
1,430 |
Net Income (TTM) (Millions $) |
120 |
Cash Flow (TTM) (Millions $) |
-172 |
Capital Exp. (TTM) (Millions $) |
22 |
Lexinfintech Holdings Ltd
We are a leading credit technology-empowered personal financial service enabler that aims to make financing more accessible for young generation consumers. Our mission is to connect consumers with financial institutions through a unique model that includes online and offline channels, installment consumption platform, big data and AI-driven risk management capabilities, as well as smart user and loan management systems. Additionally, we empower financial institutions by providing cutting-edge proprietary technology solutions for their financial digital transformation needs.
Our core competencies include unique online and offline integrated user acquisition channels, a distinctive ecosystem of consumer-oriented financial services, big data and technology-driven risk identification and management capabilities, AI technology for user categorization and customized strategies, stable funding sources from various financial institutions, tech-driven innovation capabilities, and a young customer base with consumption potential.
We offer a wide array of consumer-oriented services such as credit facilitation service, tech-empowerment service, and installment e-commerce platform service. We also provide services to financial institutions including credit assessment, operation system upgrades, and user acquisition utilizing advanced technologies such as big data, advanced computing, and artificial intelligence.
Our strategic focus is on serving the young generation of consumers in China between the ages of 23 and 40, who have high growth potential and prime credit profiles. We believe these customers have untapped income potential and unsatisfied consumption demand that is temporarily mismatched with their income levels. We aim to become one of their most trusted consumer brands.
Overall, our goal is to provide tailored financial solutions and technology services to promising, young, and prime customers as well as diversified financial institutions. We have different service models including profit-sharing, fintech upgrade, and customer acquisition to cater to the specific needs of our partners.
Company Address: 27/F CES Tower Shenzhen 518057
Company Phone Number: 755 3637 8888 Stock Exchange / Ticker: NASDAQ LX
LX is expected to report next financial results on March 20, 2024. |
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