CSIMarket
 
Lexinfintech Holdings Ltd   (NASDAQ: LX)
 
Price: $1.0700 $-0.11 -9.322%
Day's High: $1.090000033378601 Week Perf: -17.69 %
Day's Low: $ 0.97 30 Day Perf: -26.71 %
Volume (M): 16,092,429 52 Wk High: $ 6.31
Volume (M$): $ 0 52 Wk Avg: $2.99
Open: $1.01 52 Wk Low: $0.97



 Market Capitalization (Millions $) 380
 Shares Outstanding (Millions) 355
 Employees -
 Revenues (TTM) (Millions $) 1,881
 Net Income (TTM) (Millions $) 240
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) 0

Business Description


We are a leading credit technology-empowered personal financial service enabler that aims to make financing more accessible for young generation consumers. Our mission is to connect consumers with financial institutions through a unique model that includes online and offline channels, installment consumption platform, big data and AI-driven risk management capabilities, as well as smart user and loan management systems. Additionally, we empower financial institutions by providing cutting-edge proprietary technology solutions for their financial digital transformation needs.

Our core competencies include unique online and offline integrated user acquisition channels, a distinctive ecosystem of consumer-oriented financial services, big data and technology-driven risk identification and management capabilities, AI technology for user categorization and customized strategies, stable funding sources from various financial institutions, tech-driven innovation capabilities, and a young customer base with consumption potential.

We offer a wide array of consumer-oriented services such as credit facilitation service, tech-empowerment service, and installment e-commerce platform service. We also provide services to financial institutions including credit assessment, operation system upgrades, and user acquisition utilizing advanced technologies such as big data, advanced computing, and artificial intelligence.

Our strategic focus is on serving the young generation of consumers in China between the ages of 23 and 40, who have high growth potential and prime credit profiles. We believe these customers have untapped income potential and unsatisfied consumption demand that is temporarily mismatched with their income levels. We aim to become one of their most trusted consumer brands.

Overall, our goal is to provide tailored financial solutions and technology services to promising, young, and prime customers as well as diversified financial institutions. We have different service models including profit-sharing, fintech upgrade, and customer acquisition to cater to the specific needs of our partners.


   Company Address: 27/F CES Tower Zagreb 518057 City of Zagreb
   Company Phone Number: 755 3637 8888   Stock Exchange / Ticker: NASDAQ LX


   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) -
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 0.20
Price to Sales (Expected) -
Price to Book 0.22
PEG (TTM) -

Financial Strength Current
Quick Ratio 0.49
Working Capital Ratio 2.47
Leverage Ratio (MRQ) 0.94
Total Debt to Equity 0.12
Interest Coverage (TTM) 96.93
Debt Coverage (TTM) 0.84

Per Share Current
Earnings (TTM) 0 $
Revenues (TTM) 5.3 $
Cash Flow (TTM) -
Cash 1.6 $
Book Value 4.81 $
Dividend (TTM) 0 $

Efficiency Current
Revenue per Employee (TTM) -
Net Income per Employee (TTM) -
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.57

Profitability Ratios Current
Gross Margin (MRQ) 33.98 %
Operating Margin (MRQ) 80.08 %
Net Margin (MRQ) 12.75 %
Net Cash Flow Margin (MRQ) 0 %
Effective Tax Rate (TTM) 19.2 %

Management Effectiveness Current
Return On Assets (TTM) 7.24 %
Return On Investment (TTM) 12.09 %
Return On Equity (TTM) 14.03 %
Dividend Yield -
Pay out Ratio (TTM) -



Lexinfintech Holdings Ltd's Segments
At a Point in Time    56.14 % of total Revenue
Overtime    11.59 % of total Revenue
Installment e-commerce platform service income    10.82 % of total Revenue
Other Services    1.09 % of total Revenue
Online direct sales and services income    11.91 % of total Revenue
Credit facilitation service income    39.39 % of total Revenue
Credit facilitation service income Loan Facilitation and Matching Servicing Fees-Credit Oriented    30.35 % of total Revenue
Credit facilitation service income Post-Origination Servicing Fees-Credit Oriented    9.04 % of total Revenue
Tech-empowerment service income    16.43 % of total Revenue
Tech-empowerment service income Loan Facilitation and Matching Servicing Fees-Performance Based    0.8 % of total Revenue
Tech-empowerment service income Post-Origination Servicing Fees-Performance Based    1.63 % of total Revenue
Tech-empowerment service income Referral Service Fee    12.53 % of total Revenue
Tech-empowerment service income Other Services    1.47 % of total Revenue
Loan facilitation and servicing fees-credit oriented and performance based    41.82 % of total Revenue
At Point-in-Time    56.14 % of total Revenue
Over Time    11.59 % of total Revenue





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