Southern Michigan Bancorp Inc's ROA from the fourth quarter of 2012 to the fourth quarter of 2011 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Southern Michigan Bancorp Inc's ROA in the fourth quarter of 2012?
Southern Michigan Bancorp Inc achieved a return on average assets (ROA) of 0.84 % in its fourth quarter of 2012, which is below Southern Michigan Bancorp Inc's average return on assets, which stands at 0.98%.

ROA fell compared to the third quarter of 2012, despite the net income growth of 1.13% from the third quarter of 2012.

However, within the Financial sector 480 other companies had a higher return on assets. While return on assets, the total ranking has deteriorated compared to the third quarter of 2012 from 1545 to 2572.

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Return On Assets	(Dec 31 2012) IV. Quarter	(Sep 30 2012) III. Quarter	(Jun 30 2012) II. Quarter	(Mar 31 2012) I. Quarter	(Dec 31 2011) IV. Quarter
Y / Y Total Assets Change	2.69 %	3.04 %	7.93 %	188.62 %	1567.23 %
Y / Y Net Income Change	-49.28 %	30.1 %	34.78 %	33.96 %	164.48 %
Net Income (TTM) in million	4	5	5	5	5
Return On Assets (TTM)	0.84 %	1.07 %	1.02 %	0.99 %	1.13 %
SOMC's Total Ranking	# 2572	# 1545	# 1515	#	#
Total Assets (TTM) in million	529	516	504	520	515
Seq. Total Assets Change	2.58 %	2.32 %	-3.18 %	1.06 %	2.93 %
Seq. Net Income Change	1.13 %	12.37 %	2.5 %	-56.45 %	159.41 %

SOMC's 5 Years Annual ROA >> Back to SOMC Management Effectiveness >> Compare SOMC ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 101
Sector	# 481
Overall	# 2134

Return On Assets Statistics
High	Average	Low
1.07 %	0.98 %	0.84 %
(Sep 30 2012)		(Dec 31 2012)

Financial Statements
Southern Michigan Bancorp Inc's Assets	$ 529 million	SOMC's Balance sheet
Southern Michigan Bancorp Inc's Income	$ 1 million	Quarterly SOMC's Income Statement
SOMC's Income by Division		See SOMC's Income by Division

Annual Return On Assets	(Dec 31 2012) FY 2012	(Dec 31 2009) FY 2011	FY	FY	FY
Y / Y Total Assets Change	45.57 %	-	-	-	-
Total Assets in million	529	363	0	0	0
Y / Y Net Income Change	124.69 %	-	-	-	-
Net Income in million	4	2	0	0	0
Annual Return On Assets	0.82 %	0.53 %	-	-	-

SOMC's 5 Years Annual ROA >> Back to SOMC Management Effectiveness >> Compare SOMC ROA to its Competitors

Comment on SOMC's ROA in the fiscal year ending 2012

In the fiscal year 2012 ROA improved to 0.82 % compared to prior year, due to annual net income growth of 124.69 % to $4.35 million, while value of Southern Michigan Bancorp Inc's overall assets grew just by 45.57 % to $528.86 million, compared to $528.86 a year before.

More Return On Assets Ratios
SOMC's' Return on Assets at Yahoo Finance
Regional Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
SOMC's Roa Ratio versus Regional Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for SOMC's Competitors
Subscribers only: Roa for Southern Michigan Bancorp Inc's Suppliers
Subscribers only: Return On Assets for SOMC's Customers

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Companies with similar Return On Assets at Dec 31 2012, within Financial Sector	ROA
Cme Group Inc	2.30 %
Alexander and Baldwin Inc	2.27 %
Aflac Incorporated	2.26 %
Bankunited inc	2.25 %
Invesco Db Commodity Index Tracking Fund	2.24 %
Stifel Financial Corp	2.24 %
Bxp Inc	2.21 %
Tower Group International, Ltd.	2.21 %
Bank Of Hawaii Corporation	2.13 %
Markel Group Inc	2.12 %
Access National Corp	2.11 %
Merlin Inc	2.10 %
W P Carey Inc	2.04 %
National Bankshares Inc	2.04 %
Surrey Bancorp	2.03 %
Universal American Corp.	2.00 %
Bank Of The Ozarks Inc	1.99 %
Ventas inc	1.99 %
Interactive Brokers Group Inc	1.98 %
Two Harbors Investment Corp	1.98 %
Invesco Mortgage Capital Inc	1.97 %
Prosperity Bancshares Inc	1.93 %
Allstate Corp	1.83 %
Kentucky Bancshares Inc	1.78 %
Provident Financial Holdings inc	1.76 %
Global Indemnity Group Llc	1.75 %
Donegal Group Inc	1.75 %
Assurant Inc	1.73 %
Citizens and Northern Corporation	1.73 %
Independence Holding Company	1.73 %

Date modified: 2026-09-08T15:07:21+00:00

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