CSIMarket Company Name, Ticker, Competitors, else..
 
Southern Michigan Bancorp Inc  (SOMC)
    Sector • Financial    Industry • Regional Banks
   Industry • Regional Banks
   Sector • Financial
 
Price: $29.9800 $-0.01 -0.033%
Day's High: $29.979999542236328 Week Perf: -0.03 %
Day's Low: $ 29.50 30 Day Perf: 13.13 %
Volume (M): 500 52 Wk High: $ 30.00
Volume (M$): $ 0 52 Wk Avg: $25.27
Open: $29.50 52 Wk Low: $23.00



 Market Capitalization (Millions $) 71
 Shares Outstanding (Millions) 2
 Employees -
 Revenues (TTM) (Millions $) 23
 Net Income (TTM) (Millions $) 4
 Cash Flow (TTM) (Millions $) 2
 Capital Exp. (TTM) (Millions $) 1

Business Description


Southern Michigan Bancorp Inc. is a bank holding company based in the United States. It operates through its wholly-owned subsidiary, Southern Michigan Bank & Trust, providing various financial services to individuals and businesses. The company offers checking and savings accounts, loans, mortgages, credit cards, investment services, and insurance products. Southern Michigan Bancorp Inc. focuses on serving the communities and businesses in southern Michigan, providing personalized and reliable banking solutions. It aims to support economic growth and development in its region while maintaining a strong financial position and commitment to customer satisfaction.




   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 16.29
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 3.09
Price to Sales (Expected) -
Price to Book 1.3
PEG (TTM) 0.63

Financial Strength Current
Quick Ratio 0.25
Working Capital Ratio 1.07
Leverage Ratio (MRQ) 8.61
Total Debt to Equity 0.41
Interest Coverage (TTM) 3.49
Debt Coverage (TTM) 0.39

Per Share Current
Earnings (TTM) 1.84 $
Revenues (TTM) 9.71 $
Cash Flow (TTM) 0.8 $
Cash 48.48 $
Book Value 23.06 $
Dividend (TTM) 0.37 $

Efficiency Current
Revenue per Employee (TTM) -
Net Income per Employee (TTM) -
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.04

Profitability Ratios Current
Gross Margin (MRQ) 0 %
Operating Margin (MRQ) 0 %
Net Margin (MRQ) 19.11 %
Net Cash Flow Margin (MRQ) 152.5 %
Effective Tax Rate (TTM) 24.74 %

Management Effectiveness Current
Return On Assets (TTM) 0.84 %
Return On Investment (TTM) 6.54 %
Return On Equity (TTM) 8.1 %
Dividend Yield 1.6 %
Pay out Ratio (TTM) 20.11 %






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